State FMR profile · HUD FY2026

Fair Market Rents in New York

The average 1-bedroom Fair Market Rent across New York is $1,315/mo — 37% above the US average.

$1,315
Avg 1BR FMR
62
Counties
13
Metro areas

The verdict

New York's 2-bedroom Fair Market Rent averages $1,579 — 34% above the US average, the 10th highest of 51 states.

#10
most expensive of 51 states (2BR)
+34%
vs the US 2-bedroom average
$63,160
income to afford it (30% rule)
252%
gap, cheapest→priciest county

FY 2026 HUD Fair Market Rents for 62 counties and 13 metro areas in NY. Verify with HUD →

What these rents mean for New York

Across New York's 62 counties and 13 metro areas, HUD's FY 2026 Fair Market Rents average $1,215 for a studio, $1,315 for a 1-bedroom, $1,579 for a 2-bedroom, $1,976 for a 3-bedroom, and $2,193 for a 4-bedroom. FMR is set at the county or metro FMR area level — not statewide — so the numbers above are the arithmetic average of every FMR area inside NY, weighted equally. Local housing authorities use each county's or metro's FMR (not the state average) to calibrate Section 8 Housing Choice Voucher payment standards, typically ranging from 90% to 110% of FMR.

Benchmarked against the rest of the country, New York's average 1-bedroom FMR of $1,315 is 37% above the US average of $959. Inside the state, rents are not uniform — the cheapest 1-bedroom FMR is in Allegany County at $754, while the most expensive is in Westchester County at $2,655, a spread of roughly 252% between the lowest- and highest-cost counties. That intra-state dispersion is why urban voucher recipients, families relocating for jobs, and landlords setting Section 8 rents all need to check the specific FMR area rather than rely on a statewide figure.

For affordability, the 30% rule implies a household income of $52,600 per year (about $4,383/month) to afford New York's average 1-bedroom at $1,315. The ratio of FMR to local wages determines how many households are rent-burdened. Pair these rent figures with New York's rent burden rankings and year-over-year rent growth pages to see which counties are tightening fastest and which remain comparatively affordable.

Where New York sits among all 50 states + DC

Average 2-bedroom Fair Market Rent vs. every US state

$1,579 Top 20% higher than 80% of 51 states

$900–$1,000: 11 states (22%). Below this entry. $1,000–$1,100: 7 states (14%). Below this entry. $1,100–$1,200: 8 states (16%). Below this entry. $1,200–$1,300: 2 states (4%). Below this entry. $1,300–$1,400: 3 states (6%). Below this entry. $1,400–$1,500: 8 states (16%). Below this entry. $1,500–$1,600: 3 states (6%). This entry sits in this band. $1,600–$1,700: 1 states (2%). Above this entry. $1,700–$1,800: 1 states (2%). Above this entry. $1,800–$1,900: 1 states (2%). Above this entry. $1,900–$2,000: 1 states (2%). Above this entry. $2,000–$2,100: 1 states (2%). Above this entry. $2,100–$2,200: 1 states (2%). Above this entry. $2,200–$2,300: 2 states (4%). Above this entry. $2,300–$2,400: 0 states (0%). Above this entry. $2,400–$2,500: 1 states (2%). Above this entry. NY $900 $2,500 every US state, bucketed by value

Each bar is a $0.1K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development — Fair Market Rents · FY2026

State Average vs National Average

Studio
$1,215
+36% vs US avg
1 BR
$1,315
+37% vs US avg
2 BR
$1,579
+34% vs US avg
3 BR
$1,976
+30% vs US avg
4 BR
$2,193
+25% vs US avg

Most expensive counties in New York by 1-bedroom FMR

FY 2026 HUD Fair Market Rent — the highest-cost 10 of 62 NY counties

1BR FMR / mo

What this shows Inside NY, 1-bedroom FMR runs from $754 in Allegany County to $2,655 in Westchester County.

Source HUD Fair Market Rents and U.S. Census Bureau ACS data As of FY2026

Cheapest Counties

Lowest FMR rental costs →

Most Expensive Counties

Highest FMR rental costs →

Rent Burden

% of income spent on rent →

Rent Growth

YoY rent trends by county →

Metro areas in New York

Each metro FMR area applies one rent schedule across all its counties, ranked here by 1-bedroom FMR.

# Metro area Studio1 BR2 BR3 BR4 BR
1 Kiryas Joel-Poughkeepsie-Newburgh, NY MSA $1,364$1,549$1,979$2,511$2,694
2 Ithaca, NY MSA $1,263$1,466$1,753$2,102$2,624
3 Albany-Schenectady-Troy, NY MSA $1,217$1,417$1,702$2,041$2,253
4 Kingston, NY MSA $1,303$1,386$1,818$2,245$2,407
5 Rochester, NY MSA $1,116$1,256$1,573$1,895$2,083
6 Buffalo-Cheektowaga, NY MSA $1,105$1,139$1,343$1,640$1,869
7 Syracuse, NY MSA $995$1,123$1,392$1,691$1,848
8 Watertown-Fort Drum, NY MSA $969$1,071$1,405$1,907$2,340
9 Glens Falls, NY MSA $1,041$1,066$1,348$1,742$1,785
10 Elmira, NY MSA $949$978$1,283$1,606$1,713
11 Utica-Rome, NY MSA $899$926$1,172$1,405$1,623
12 Binghamton, NY MSA $783$868$1,103$1,412$1,622
13 Poughkeepsie-Newburgh-Middletown, NY MSA

Counties in New York, ranked by rent (62)

All 62 counties with a published FY2026 Fair Market Rent, highest 1-bedroom first.

# County Studio1 BR2 BR3 BR4 BR
1 Bronx County $2,529$2,655$2,910$3,644$3,959
2 Kings County $2,529$2,655$2,910$3,644$3,959
3 New York County $2,529$2,655$2,910$3,644$3,959
4 Putnam County $2,529$2,655$2,910$3,644$3,959
5 Queens County $2,529$2,655$2,910$3,644$3,959
6 Richmond County $2,529$2,655$2,910$3,644$3,959
7 Rockland County $2,529$2,655$2,910$3,644$3,959
8 Westchester County $2,529$2,655$2,910$3,644$3,959
9 Nassau County $1,992$2,379$2,747$3,563$3,768
10 Suffolk County $1,992$2,379$2,747$3,563$3,768
11 Dutchess County $1,364$1,549$1,979$2,511$2,694
12 Orange County $1,364$1,549$1,979$2,511$2,694
13 Tompkins County $1,263$1,466$1,753$2,102$2,624
14 Albany County $1,217$1,417$1,702$2,041$2,253
15 Rensselaer County $1,217$1,417$1,702$2,041$2,253
16 Saratoga County $1,217$1,417$1,702$2,041$2,253
17 Schenectady County $1,217$1,417$1,702$2,041$2,253
18 Schoharie County $1,217$1,417$1,702$2,041$2,253
19 Ulster County $1,303$1,386$1,818$2,245$2,407
20 Columbia County $1,249$1,263$1,434$1,730$1,899
21 Livingston County $1,116$1,256$1,573$1,895$2,083
22 Monroe County $1,116$1,256$1,573$1,895$2,083
23 Ontario County $1,116$1,256$1,573$1,895$2,083
24 Orleans County $1,116$1,256$1,573$1,895$2,083
25 Wayne County $1,116$1,256$1,573$1,895$2,083
26 Erie County $1,105$1,139$1,343$1,640$1,869
27 Niagara County $1,105$1,139$1,343$1,640$1,869
28 Madison County $995$1,123$1,392$1,691$1,848
29 Onondaga County $995$1,123$1,392$1,691$1,848
30 Oswego County $995$1,123$1,392$1,691$1,848
31 Greene County $1,008$1,118$1,373$1,813$2,075
32 Hamilton County $1,075$1,089$1,429$1,713$1,892
33 Jefferson County $969$1,071$1,405$1,907$2,340
34 Sullivan County $995$1,070$1,302$1,811$1,891
35 Warren County $1,041$1,066$1,348$1,742$1,785
36 Washington County $1,041$1,066$1,348$1,742$1,785
37 Clinton County $973$980$1,246$1,494$1,650
38 Chemung County $949$978$1,283$1,606$1,713
39 Otsego County $847$965$1,228$1,472$1,626
40 Cortland County $954$960$1,198$1,510$2,010
41 Genesee County $805$953$1,168$1,400$1,546
42 Herkimer County $899$926$1,172$1,405$1,623
43 Oneida County $899$926$1,172$1,405$1,623
44 Seneca County $879$921$1,169$1,550$1,961
45 Essex County $891$903$1,185$1,455$1,645
46 Montgomery County $892$899$1,102$1,381$1,484
47 Cayuga County $884$889$1,124$1,463$1,679
48 Delaware County $813$884$1,033$1,437$1,490
49 Schuyler County $792$875$1,148$1,508$1,520
50 Steuben County $865$871$1,081$1,410$1,800
51 Broome County $783$868$1,103$1,412$1,622
52 Tioga County $783$868$1,103$1,412$1,622
53 Franklin County $720$862$1,044$1,299$1,489
54 Chenango County $848$855$973$1,353$1,482
55 Wyoming County $840$844$973$1,336$1,603
56 Lewis County $758$839$1,008$1,402$1,646
57 Yates County $756$836$1,097$1,329$1,840
58 Fulton County $823$828$1,087$1,303$1,468
59 St. Lawrence County $742$816$1,071$1,284$1,418
60 Cattaraugus County $778$783$1,007$1,232$1,420
61 Allegany County $750$754$974$1,243$1,464
62 Chautauqua County $680$754$975$1,287$1,291

Frequently Asked Questions

What is the average rent in New York?
The average FY 2026 Fair Market Rent for a 1-bedroom in New York is $1,315 per month. A 2-bedroom averages $1,579.
How does New York rent compare to the national average?
New York rents are 37% above the national average. A 1-bedroom here averages $1,315 vs $959 nationally.
Where is the cheapest rent in New York?
The most affordable county is Allegany County with a 1-bedroom FMR of $754. The most expensive is Westchester County at $2,655.
What income do I need to afford rent in New York?
Based on the 30% affordability rule, you need at least $52,600/year ($4,383/month) to afford the average 1-bedroom FMR in New York.

Explore New York rent data

Data sourced from HUD Fair Market Rents and U.S. Census Bureau ACS data. See our methodology for details. Source: U.S. Department of Housing and Urban Development, Fair Market Rent data (huduser.gov).