Metro FMR · CBSA 46540 · HUD FY2026

Utica-Rome, NY MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Utica-Rome, NY MSA metro area - 3% below the US average.

$926
1-bedroom FMR
$1,172
2-bedroom FMR
-0.2%
YoY change
-3%
vs US avg

The verdict

A 2-bedroom in the Utica-Rome, NY MSA area rents at $1,172 under HUD's FY2026 Fair Market Rent - 0% below the US average, lower than 70% of the 387 metro areas HUD tracks.

#117
most affordable of 387 US metros (2BR)
-0%
vs the US 2-bedroom average
$46,880
income to afford it (30% rule)
-0.2%
1BR change, FY2025→2026

Affordability & income context

Utica-Rome: #117 most affordable nationally · income context

At the metro's ACS median household income of $68,830, this 1-bedroom FMR takes 16.1% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Utica-Rome in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 291,348 residents, this is a mid-sized metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$899/mo

15.7% of median income

1 Bedroom

$926/mo

16.1% of median income

2 Bedroom

$1,172/mo

20.4% of median income

3 Bedroom

$1,405/mo

24.5% of median income

4 Bedroom

$1,623/mo

28.3% of median income

FMR filing desk

CBSA CBSA·46540

Utica-Rome: $926/mo 1BR · #117 of 387 metros (2BR) · FY2026 CBSA 46540

  • CBSA 46540
  • 1BR-FMR $926
  • 2BR-FMR $1,172
  • RANK-MID #117
  • YOY-FLAT -0.2%
  • VSUS-NEAR -3%
  • IN-ST-LOW #2 NY
  • INC-ROOM 16%
  • POP-MAJOR 291K
  • PHOTO-NEAR Albany-Schenectady
  • VOUCH-90-110 $833–$1,019
  • FY-2026 FY2026

Photo-finish peer: Albany-Schenectady-Troy ($491 1BR gap)

Read with: How Fair Market Rent works

Where Utica-Rome sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,172 higher than 30% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 46540

Counties inside Utica-Rome

Across 2 HUD counties in CBSA 46540, 2-bedroom FMRs cluster tightly ($1,172–$1,172, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Oneida County 2BR $1,172 · 231K Herkimer County 2BR $1,172 · 60K

Utica-Rome studio–4BR schedule (FY2026) · 2BR #117 most affordable

1BR $926 (-3% vs US, -0.2% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 46540.

Studio
$899
US avg $893
↓2.5% YoY +1% vs US
1 Bedroom
$926
US avg $959
↓0.2% YoY -3% vs US
2 Bedroom
$1,172
US avg $1,175
↑1.1% YoY -0% vs US
3 Bedroom
$1,405
US avg $1,525
↑0.6% YoY -8% vs US
4 Bedroom
$1,623
US avg $1,756
↓1.7% YoY -8% vs US

How Utica-Rome compares on 1-bedroom rent

1-bedroom FMR vs other NY metro areas

1BR FMR / mo

What this shows Utica-Rome highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Utica-Rome: out-of-state FMR & burden peers

PlainRent pairs Utica-Rome with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside NY (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside NY

Nearest schedules by 2BR delta (FY2026).

Anderson
SC · 2 BR $1,173/mo
Jacksonville
NC · 2 BR $1,173/mo
Custer County
SD · 2 BR $1,173/mo
Mankato
MN · 2 BR $1,171/mo

Burden % · outside NY

Nearest 2BR FMR ÷ ACS median income (FY2026).

Flint
MI · 20.4% of income · 2 BR $1,033/mo
Weirton-Steubenville
WV · 20.4% of income · 2 BR $973/mo
Decatur
IL · 20.4% of income · 2 BR $1,063/mo
Cincinnati
OH · 20.4% of income · 2 BR $1,353/mo

Utica-Rome: quick answers

What is the average rent in the Utica-Rome, NY MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Utica-Rome, NY MSA is $926 per month. A 2-bedroom is $1,172 and a studio is $899.
How does Utica-Rome, NY MSA rent compare to the national average? ▼
Rent in the Utica-Rome, NY MSA metro area is 3% below the national average. A 1-bedroom costs $926 compared to $959 nationally.
Where does Utica-Rome rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,172 ranks #117 most affordable among 387 US metro areas (the middle half of HUD metro areas).
Do county rents differ inside the Utica-Rome metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 46540, but 2 constituent counties publish their own county FMR schedules spanning $1,172–$1,172 for a 2-bedroom (0% spread). Use county pages for filing at the county level.

Compare Utica-Rome vs Albany-Schenectady-Troy →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $926/mo · 1BR NY

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.