Metro FMR · CBSA 17140 · HUD FY2026

Cincinnati, OH-KY-IN HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Cincinnati, OH-KY-IN HUD Metro FMR Area metro area - 10% above the US average.

$1,051
1-bedroom FMR
$1,353
2-bedroom FMR
+5.8%
YoY change
+10%
vs US avg

The verdict

A 2-bedroom in the Cincinnati, OH-KY-IN HUD Metro FMR Area area rents at $1,353 under HUD's FY2026 Fair Market Rent - 15% above the US average, higher than 57% of the 387 metro areas HUD tracks.

#166
priciest of 387 US metros (2BR)
+15%
vs the US 2-bedroom average
$54,120
income to afford it (30% rule)
+5.8%
1BR change, FY2025→2026

Affordability & income context

Cincinnati: #166 priciest nationally · income context

At the metro's ACS median household income of $79,490, this 1-bedroom FMR takes 15.9% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Cincinnati in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 2,246,487 residents, this is a large metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 42.2% of the 287,266 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$958/mo

14.5% of median income

1 Bedroom

$1,051/mo

15.9% of median income

2 Bedroom

$1,353/mo

20.4% of median income

3 Bedroom

$1,785/mo

26.9% of median income

4 Bedroom

$1,976/mo

29.8% of median income

FMR filing desk

CBSA CBSA·17140

Cincinnati: $1,051/mo 1BR · #166 of 387 metros (2BR) · FY2026 CBSA 17140

  • CBSA 17140
  • 1BR-FMR $1,051
  • 2BR-FMR $1,353
  • RANK-MID #166
  • YOY-SURGE +5.8%
  • VSUS-ABOVE +10%
  • IN-ST-HIGH #11 OH
  • INC-ROOM 16%
  • POP-MEGA 2.2M
  • PHOTO-NEAR Akron
  • VOUCH-90-110 $946–$1,156
  • FY-2026 FY2026

Photo-finish peer: Akron ($66 1BR gap)

Read with: Understanding rent trends

Where Cincinnati sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,353 higher than 57% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 17140

Counties inside Cincinnati

HUD publishes one metro-wide FMR for CBSA 17140, but county-level schedules inside Cincinnati still diverge: 12 counties range from $1,008 (2BR in Brown) to $1,353 (Hamilton), a 34% spread. Hamilton is the largest county by population.

Hamilton County 2BR $1,353 · 828K Butler County 2BR $1,353 · 388K Warren County 2BR $1,353 · 243K Clermont County 2BR $1,353 · 209K Kenton County 2BR $1,353 · 169K Boone County 2BR $1,353 · 136K

Showing the 6 largest of 12 HUD counties in this CBSA. County pages carry filing-level FMR detail.

Cincinnati studio–4BR schedule (FY2026) · 2BR #166 nationally

1BR $1,051 (+10% vs US, +5.8% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 17140.

Studio
$958
US avg $893
↑8.5% YoY +7% vs US
1 Bedroom
$1,051
US avg $959
↑5.8% YoY +10% vs US
2 Bedroom
$1,353
US avg $1,175
↑5.1% YoY +15% vs US
3 Bedroom
$1,785
US avg $1,525
↑4.6% YoY +17% vs US
4 Bedroom
$1,976
US avg $1,756
↑4.8% YoY +13% vs US

How Cincinnati compares on 1-bedroom rent

1-bedroom FMR vs other OH metro areas

1BR FMR / mo

What this shows Cincinnati highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Cincinnati: out-of-state FMR & burden peers

PlainRent pairs Cincinnati with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside OH (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside OH

Nearest schedules by 2BR delta (FY2026).

Tallahassee
FL · 2 BR $1,352/mo
Sherman-Denison
TX · 2 BR $1,351/mo
Kansas City
MO · 2 BR $1,358/mo
Burlington
NC · 2 BR $1,348/mo

Burden % · outside OH

Nearest 2BR FMR ÷ ACS median income (FY2026).

Decatur
IL · 20.4% of income · 2 BR $1,063/mo
Bay City
MI · 20.4% of income · 2 BR $1,030/mo
Weirton-Steubenville
WV · 20.4% of income · 2 BR $973/mo
Flint
MI · 20.4% of income · 2 BR $1,033/mo

Cincinnati: quick answers

What is the average rent in the Cincinnati, OH-KY-IN HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Cincinnati, OH-KY-IN HUD Metro FMR Area is $1,051 per month. A 2-bedroom is $1,353 and a studio is $958.
How does Cincinnati, OH-KY-IN HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Cincinnati, OH-KY-IN HUD Metro FMR Area metro area is 10% above the national average. A 1-bedroom costs $1,051 compared to $959 nationally.
Where does Cincinnati rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,353 ranks #166 most expensive among 387 US metro areas (the middle half of HUD metro areas).
Do county rents differ inside the Cincinnati metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 17140, but 12 constituent counties publish their own county FMR schedules spanning $1,008–$1,353 for a 2-bedroom (34% spread). Use county pages for filing at the county level.

Compare Cincinnati vs Akron →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,051/mo · 1BR OH

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.