Metro FMR · CBSA 19500 · HUD FY2026

Decatur, IL MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Decatur, IL MSA metro area - 12% below the US average.

$845
1-bedroom FMR
$1,063
2-bedroom FMR
+5.2%
YoY change
-12%
vs US avg

The verdict

A 2-bedroom in the Decatur, IL MSA area rents at $1,063 under HUD's FY2026 Fair Market Rent - 10% below the US average, lower than 87% of the 387 metro areas HUD tracks.

#51
most affordable of 387 US metros (2BR)
-10%
vs the US 2-bedroom average
$42,520
income to afford it (30% rule)
+5.2%
1BR change, FY2025→2026

Affordability & income context

Decatur: #51 most affordable nationally · income context

At the metro's ACS median household income of $62,449, this 1-bedroom FMR takes 16.2% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Decatur in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 103,542 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 35.0% of the 13,067 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$840/mo

16.1% of median income

1 Bedroom

$845/mo

16.2% of median income

2 Bedroom

$1,063/mo

20.4% of median income

3 Bedroom

$1,378/mo

26.5% of median income

4 Bedroom

$1,706/mo

32.8% of median income

FMR filing desk

CBSA CBSA·19500

Decatur: $845/mo 1BR · #51 of 387 metros (2BR) · FY2026 CBSA 19500

  • CBSA 19500
  • 1BR-FMR $845
  • 2BR-FMR $1,063
  • RANK-MID #51
  • YOY-SURGE +5.2%
  • VSUS-BELOW -12%
  • IN-ST-LOW #4 IL
  • INC-ROOM 16%
  • POP-MID 104K
  • PHOTO-NEAR Bloomington
  • VOUCH-90-110 $761–$930
  • FY-2026 FY2026

Photo-finish peer: Bloomington ($154 1BR gap)

Read with: Understanding rent trends

Where Decatur sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,063 higher than 13% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Decatur studio–4BR schedule (FY2026) · 2BR #51 most affordable

1BR $845 (-12% vs US, +5.2% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 19500.

Studio
$840
US avg $893
↑9.8% YoY -6% vs US
1 Bedroom
$845
US avg $959
↑5.2% YoY -12% vs US
2 Bedroom
$1,063
US avg $1,175
↑6.3% YoY -10% vs US
3 Bedroom
$1,378
US avg $1,525
↑4.5% YoY -10% vs US
4 Bedroom
$1,706
US avg $1,756
↑9.5% YoY -3% vs US

How Decatur compares on 1-bedroom rent

1-bedroom FMR vs other IL metro areas

1BR FMR / mo

What this shows Decatur highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Decatur: out-of-state FMR & burden peers

PlainRent pairs Decatur with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IL

Nearest schedules by 2BR delta (FY2026).

McAllen-Edinburg-Mission
TX · 2 BR $1,060/mo
Topeka
KS · 2 BR $1,057/mo
Elizabethtown
KY · 2 BR $1,056/mo
Waterloo-Cedar Falls
IA · 2 BR $1,051/mo

Burden % · outside IL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Cincinnati
OH · 20.4% of income · 2 BR $1,353/mo
Bay City
MI · 20.4% of income · 2 BR $1,030/mo
Weirton-Steubenville
WV · 20.4% of income · 2 BR $973/mo
Flint
MI · 20.4% of income · 2 BR $1,033/mo

Decatur: quick answers

What is the average rent in the Decatur, IL MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Decatur, IL MSA is $845 per month. A 2-bedroom is $1,063 and a studio is $840.
How does Decatur, IL MSA rent compare to the national average? ▼
Rent in the Decatur, IL MSA metro area is 12% below the national average. A 1-bedroom costs $845 compared to $959 nationally.
Where does Decatur rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,063 ranks #51 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
What income do I need to afford rent in Decatur, IL MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $33,800 ($2,817/month) to afford a 1-bedroom at Fair Market Rent in the Decatur, IL MSA area.

Compare Decatur vs Bloomington →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $845/mo · 1BR IL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.