Metro FMR · CBSA 14010 · HUD FY2026

Bloomington, IL MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Bloomington, IL MSA metro area - 4% above the US average.

$999
1-bedroom FMR
$1,302
2-bedroom FMR
+19.6%
YoY change
+4%
vs US avg

The verdict

A 2-bedroom in the Bloomington, IL MSA area rents at $1,302 under HUD's FY2026 Fair Market Rent - 11% above the US average, higher than 50% of the 387 metro areas HUD tracks.

#194
priciest of 387 US metros (2BR)
+11%
vs the US 2-bedroom average
$52,080
income to afford it (30% rule)
+19.6%
1BR change, FY2025→2026

Affordability & income context

Bloomington: #194 priciest nationally · income context

At the metro's ACS median household income of $78,329, this 1-bedroom FMR takes 15.3% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Bloomington in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 171,284 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population declined 9.7% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels.

The ACS rental vacancy rate here is 6.8%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

The Census ACS median gross rent across all rental units here is $992/month - the FY2026 HUD two-bedroom FMR of $1,302 runs 31.3% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 38.6% of the 24,026 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$927/mo

14.2% of median income

1 Bedroom

$999/mo

15.3% of median income

2 Bedroom

$1,302/mo

19.9% of median income

3 Bedroom

$1,717/mo

26.3% of median income

4 Bedroom

$1,724/mo

26.4% of median income

FMR filing desk

CBSA CBSA·14010

Bloomington: $999/mo 1BR · #194 of 387 metros (2BR) · FY2026 CBSA 14010

  • CBSA 14010
  • 1BR-FMR $999
  • 2BR-FMR $1,302
  • RANK-MID #194
  • YOY-SURGE +19.6%
  • VSUS-NEAR +4%
  • IN-ST-HIGH #8 IL
  • INC-ROOM 15%
  • POP-MID 171K
  • PHOTO-NEAR Bond County
  • VOUCH-90-110 $899–$1,099
  • FY-2026 FY2026

Photo-finish peer: Bond County ($163 1BR gap)

Read with: Understanding rent trends

Where Bloomington sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,302 higher than 50% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #194 of 387 HUD-tracked metro areas, 11% above the national 2-bedroom average. 94 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Bloomington studio–4BR schedule (FY2026) · 2BR #194 nationally

1BR $999 (+4% vs US, +19.6% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 14010.

Studio
$927
US avg $893
↑20.4% YoY +4% vs US
1 Bedroom
$999
US avg $959
↑19.6% YoY +4% vs US
2 Bedroom
$1,302
US avg $1,175
↑20.6% YoY +11% vs US
3 Bedroom
$1,717
US avg $1,525
↑20.4% YoY +13% vs US
4 Bedroom
$1,724
US avg $1,756
↑20.4% YoY -2% vs US

How Bloomington compares on 1-bedroom rent

1-bedroom FMR vs other IL metro areas

1BR FMR / mo

What this shows Bloomington highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Bloomington: out-of-state FMR & burden peers

PlainRent pairs Bloomington with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IL

Nearest schedules by 2BR delta (FY2026).

Pittsburgh
PA · 2 BR $1,299/mo
Idaho Falls
ID · 2 BR $1,305/mo
Macon-Bibb County
GA · 2 BR $1,307/mo
Huntsville
AL · 2 BR $1,310/mo

Burden % · outside IL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Amarillo
TX · 19.9% of income · 2 BR $1,106/mo
Barry County
MI · 19.9% of income · 2 BR $1,334/mo
Huntington-Ashland
WV · 20% of income · 2 BR $973/mo
Kansas City
MO · 19.9% of income · 2 BR $1,358/mo

Bloomington: quick answers

What is the average rent in the Bloomington, IL MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Bloomington, IL MSA is $999 per month. A 2-bedroom is $1,302 and a studio is $927.
How does Bloomington, IL MSA rent compare to the national average? ▼
Rent in the Bloomington, IL MSA metro area is 4% above the national average. A 1-bedroom costs $999 compared to $959 nationally.
Where does Bloomington rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,302 ranks #194 most expensive among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Bloomington, IL MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $39,960 ($3,330/month) to afford a 1-bedroom at Fair Market Rent in the Bloomington, IL MSA area.
Is Bloomington's population growing, and how tight is its rental market? ▼
Population declined 9.7% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. The ACS rental vacancy rate here is 6.8%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

Compare Bloomington vs Bond County →

What this means for renters

Treat Bloomington's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $999 implies about $39,960/yr to rent without being cost-burdened. Run your numbers
  • See how Bloomington stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Bond County
  • See where Bloomington ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 1 county; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $999/mo · 1BR IL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.