Metro FMR · CBSA 21060 · HUD FY2026

Elizabethtown, KY HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Elizabethtown, KY HUD Metro FMR Area metro area - 12% below the US average.

$846
1-bedroom FMR
$1,056
2-bedroom FMR
-1.9%
YoY change
-12%
vs US avg

The verdict

A 2-bedroom in the Elizabethtown, KY HUD Metro FMR Area area rents at $1,056 under HUD's FY2026 Fair Market Rent - 10% below the US average, lower than 87% of the 387 metro areas HUD tracks.

#51
most affordable of 387 US metros (2BR)
-10%
vs the US 2-bedroom average
$42,240
income to afford it (30% rule)
-1.9%
1BR change, FY2025→2026

Affordability & income context

Elizabethtown: #51 most affordable nationally · income context

At the metro's ACS median household income of $67,630, this 1-bedroom FMR takes 15.0% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Elizabethtown in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 125,907 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$841/mo

14.9% of median income

1 Bedroom

$846/mo

15.0% of median income

2 Bedroom

$1,056/mo

18.7% of median income

3 Bedroom

$1,469/mo

26.1% of median income

4 Bedroom

$1,771/mo

31.4% of median income

FMR filing desk

CBSA CBSA·21060

Elizabethtown: $846/mo 1BR · #51 of 387 metros (2BR) · FY2026 CBSA 21060

  • CBSA 21060
  • 1BR-FMR $846
  • 2BR-FMR $1,056
  • RANK-MID #51
  • YOY-FLAT -1.9%
  • VSUS-BELOW -12%
  • IN-ST-LOW #2 KY
  • INC-ROOM 15%
  • POP-MID 126K
  • PHOTO-NEAR Allen County
  • VOUCH-90-110 $761–$931
  • FY-2026 FY2026

Photo-finish peer: Allen County ($87 1BR gap)

Read with: How Fair Market Rent works

Where Elizabethtown sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,056 higher than 13% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 21060

Counties inside Elizabethtown

Across 2 HUD counties in CBSA 21060, 2-bedroom FMRs cluster tightly ($1,056–$1,056, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Hardin County 2BR $1,056 · 111K Larue County 2BR $1,056 · 15K

Elizabethtown studio–4BR schedule (FY2026) · 2BR #51 most affordable

1BR $846 (-12% vs US, -1.9% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 21060.

Studio
$841
US avg $893
↓1.9% YoY -6% vs US
1 Bedroom
$846
US avg $959
↓1.9% YoY -12% vs US
2 Bedroom
$1,056
US avg $1,175
↓1.8% YoY -10% vs US
3 Bedroom
$1,469
US avg $1,525
↓2.5% YoY -4% vs US
4 Bedroom
$1,771
US avg $1,756
↓1.9% YoY +1% vs US

How Elizabethtown compares on 1-bedroom rent

1-bedroom FMR vs other KY metro areas

1BR FMR / mo

What this shows Elizabethtown highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Elizabethtown: out-of-state FMR & burden peers

PlainRent pairs Elizabethtown with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside KY (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside KY

Nearest schedules by 2BR delta (FY2026).

Topeka
KS · 2 BR $1,057/mo
McAllen-Edinburg-Mission
TX · 2 BR $1,060/mo
Waterloo-Cedar Falls
IA · 2 BR $1,051/mo
Decatur
IL · 2 BR $1,063/mo

Burden % · outside KY

Nearest 2BR FMR ÷ ACS median income (FY2026).

Lincoln
NE · 18.7% of income · 2 BR $1,141/mo
Cochran County
TX · 18.7% of income · 2 BR $973/mo
Erie County
OH · 18.8% of income · 2 BR $1,106/mo
Des Moines-West Des Moines
IA · 18.8% of income · 2 BR $1,318/mo

Elizabethtown: quick answers

What is the average rent in the Elizabethtown, KY HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Elizabethtown, KY HUD Metro FMR Area is $846 per month. A 2-bedroom is $1,056 and a studio is $841.
How does Elizabethtown, KY HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Elizabethtown, KY HUD Metro FMR Area metro area is 12% below the national average. A 1-bedroom costs $846 compared to $959 nationally.
Where does Elizabethtown rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,056 ranks #51 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Elizabethtown metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 21060, but 2 constituent counties publish their own county FMR schedules spanning $1,056–$1,056 for a 2-bedroom (0% spread). Use county pages for filing at the county level.

Compare Elizabethtown vs Allen County →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $846/mo · 1BR KY

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.