Metro FMR · CBSA 31180 · HUD FY2026

Cochran County, TX HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Cochran County, TX HUD Metro FMR Area metro area - 14% below the US average.

$820
1-bedroom FMR
$973
2-bedroom FMR
-18.6%
YoY change
-14%
vs US avg

The verdict

A 2-bedroom in the Cochran County, TX HUD Metro FMR Area area rents at $973 under HUD's FY2026 Fair Market Rent - 17% below the US average, lower than 96% of the 387 metro areas HUD tracks.

#16
most affordable of 387 US metros (2BR)
-17%
vs the US 2-bedroom average
$38,920
income to afford it (30% rule)
-18.6%
1BR change, FY2025→2026

Affordability & income context

Cochran County: #16 most affordable nationally · income context

At the metro's ACS median household income of $62,288, this 1-bedroom FMR takes 15.8% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Cochran County in the lowest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 352,044 residents, this is a mid-sized metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR is in the lowest national tenth (#16 most affordable of 387 metros), though the household budget still depends on local income.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 48.2% of the 59,481 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$681/mo

13.1% of median income

1 Bedroom

$820/mo

15.8% of median income

2 Bedroom

$973/mo

18.7% of median income

3 Bedroom

$1,170/mo

22.5% of median income

4 Bedroom

$1,606/mo

30.9% of median income

FMR filing desk

CBSA CBSA·31180

Cochran County: $820/mo 1BR · #16 of 387 metros (2BR) · FY2026 CBSA 31180

  • CBSA 31180
  • 1BR-FMR $820
  • 2BR-FMR $973
  • RANK-LOW #16
  • YOY-DOWN -18.6%
  • VSUS-BELOW -14%
  • IN-ST-LOW #2 TX
  • INC-ROOM 16%
  • POP-MAJOR 352K
  • PHOTO-NEAR Abilene
  • VOUCH-90-110 $738–$902
  • FY-2026 FY2026

Photo-finish peer: Abilene ($200 1BR gap)

Read with: Understanding rent trends

Where Cochran County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$973 higher than 4% of 387 metro areas

$800–$1,000: 28 metro areas (7%). This entry sits in this band. $1,000–$1,200: 114 metro areas (29%). Above this entry. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 31180

Counties inside Cochran County

Across 6 HUD counties in CBSA 31180, 2-bedroom FMRs cluster tightly ($973–$1,175, 21% spread), so the metro-wide schedule tracks most constituent counties closely.

Lubbock County 2BR $1,175 · 312K Hockley County 2BR $973 · 21K Garza County 2BR $973 · 6K Lynn County 2BR $1,007 · 6K Crosby County 2BR $1,175 · 5K Cochran County 2BR $973 · 3K

Cochran County studio–4BR schedule (FY2026) · 2BR #16 most affordable

1BR $820 (-14% vs US, -18.6% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 31180.

Studio
$681
US avg $893
↓18.1% YoY -24% vs US
1 Bedroom
$820
US avg $959
↓18.6% YoY -14% vs US
2 Bedroom
$973
US avg $1,175
↓18.4% YoY -17% vs US
3 Bedroom
$1,170
US avg $1,525
↓29.4% YoY -23% vs US
4 Bedroom
$1,606
US avg $1,756
↓17.5% YoY -9% vs US

How Cochran County compares on 1-bedroom rent

1-bedroom FMR vs other TX metro areas

1BR FMR / mo

What this shows Cochran County highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Cochran County: out-of-state FMR & burden peers

PlainRent pairs Cochran County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside TX (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside TX

Nearest schedules by 2BR delta (FY2026).

Youngstown-Warren
OH · 2 BR $973/mo
Huntington-Ashland
WV · 2 BR $973/mo
Rock County
MN · 2 BR $973/mo
Mansfield
OH · 2 BR $973/mo

Burden % · outside TX

Nearest 2BR FMR ÷ ACS median income (FY2026).

Elizabethtown
KY · 18.7% of income · 2 BR $1,056/mo
Lincoln
NE · 18.7% of income · 2 BR $1,141/mo
Erie County
OH · 18.8% of income · 2 BR $1,106/mo
Des Moines-West Des Moines
IA · 18.8% of income · 2 BR $1,318/mo

Cochran County: quick answers

What is the average rent in the Cochran County, TX HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Cochran County, TX HUD Metro FMR Area is $820 per month. A 2-bedroom is $973 and a studio is $681.
How does Cochran County, TX HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Cochran County, TX HUD Metro FMR Area metro area is 14% below the national average. A 1-bedroom costs $820 compared to $959 nationally.
Where does Cochran County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $973 ranks #16 most affordable among 387 US metro areas (the lowest-rent tenth of HUD metro areas).
Do county rents differ inside the Cochran County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 31180, but 6 constituent counties publish their own county FMR schedules spanning $973–$1,175 for a 2-bedroom (21% spread). Use county pages for filing at the county level.

Compare Cochran County vs Abilene →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $820/mo · 1BR TX

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.