County FMR · HUD FY2026

Lubbock County Fair Market Rent

HUD's FY2026 Fair Market Rent for Lubbock County, TX - 3% above the US average.

$990
1-bedroom FMR
$1,175
2-bedroom FMR
-1.7%
YoY change
+3%
vs US avg

The verdict

Lubbock is the 71st most expensive of 254 counties in Texas by 2-bedroom FMR; nationally it ranks #1,069 most expensive of 3,145 HUD counties.

#1,069
most expensive of 3,145 US counties (2BR)
#71
most expensive of 254 in Texas (2BR)
+6%
vs the state average
$39,600
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (9.1%), while Fast Food and Counter Workers spend the most (44%).

FY 2026 HUD Fair Market Rent for Lubbock County, TX. Verify with HUD →

Lubbock County, Texas carries an FY 2026 1-bedroom Fair Market Rent of $990 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,175/mo and a studio is $818/mo. That's 3% above the national benchmark of $959 and 6% above the Texas average of $935.

Rent decreased1.7% from FY 2025 ($1,007), declining against the trend. Under the 30% rule, affordability starts near $39,600/year for a 1-bedroom.

Observed renter burden: 49.1% of the 55,454 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Texas. Population: 311,509. Population has held roughly steady over the past five years (+4.4%, Census ACS). That's slower than Texas's statewide growth of +6.3% over the same period.

FMR filing desk

Area LUBBOCK·COUNTY·TX·TX

Lubbock County, TX: $990/mo 1BR · #1069 of 3145 counties (2BR) · FY2026

  • FMR-AREA TX
  • 1BR-FMR $990
  • 2BR-FMR $1,175
  • RANK-MID #1,069
  • YOY-FLAT -1.7%
  • VSUS-NEAR +3%
  • VS-ST-NEAR +6% TX
  • INC-ROOM 19%
  • POP-MAJOR 312K
  • PHOTO-NEAR Harris County
  • VOUCH-90-110 $891–$1,089
  • FY-2026 FY2026

Photo-finish peer: Harris ($333 1BR gap)

Read with: How Fair Market Rent works

Fair Market Rents (2026)

Studio
State avg: $887 · US avg: $893
$818/mo
↓ 1.7% YoY -8% vs state -8% vs US
1 Bedroom
State avg: $935 · US avg: $959
$990/mo
↓ 1.7% YoY +6% vs state +3% vs US
2 Bedroom
State avg: $1,149 · US avg: $1,175
$1,175/mo
↓ 1.4% YoY +2% vs state +0% vs US
3 Bedroom
State avg: $1,497 · US avg: $1,525
$1,634/mo
↓ 1.4% YoY +9% vs state +7% vs US
4 Bedroom
State avg: $1,733 · US avg: $1,756
$1,940/mo
↓ 0.4% YoY +12% vs state +10% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $832
$818
$-14 (-1.7%)
1 Bedroom $1,007
$990
$-17 (-1.7%)
2 Bedroom $1,192
$1,175
$-17 (-1.4%)
3 Bedroom $1,658
$1,634
$-24 (-1.4%)
4 Bedroom $1,947
$1,940
$-7 (-0.4%)

Rent Burden Analysis

How much of household income goes to rent in Lubbock County. The 30% threshold indicates cost burden.

Studio
15.5%
Affordable
Need $32,720/yr for 30% rule
1 Bedroom
18.7%
Affordable
Need $39,600/yr for 30% rule
2 Bedroom
22.3%
Affordable
Need $47,000/yr for 30% rule
3 Bedroom
30.9%
Burdened
Need $65,360/yr for 30% rule
4 Bedroom
36.7%
Burdened
Need $77,600/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%22.3%
Lubbock County 2-bedroom rent burden
County median income: $63,367 · National avg burden: 21.7% ·View Texas rent burden →

Where Lubbock sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,175 Top 34% higher than 66% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Lubbock compares on 1-bedroom rent

1-bedroom FMR vs other Texas counties

1BR FMR / mo

What this shows Lubbock is highlighted. Nearby Texas counties by 1-bedroom FMR, highest to lowest: Dallas County ($1,648), Collin County ($1,648), Travis County ($1,562), Tarrant County ($1,473), Harris County ($1,323), Bexar County ($1,177), Lubbock County (this county) ($990).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $990/mo compares to Texas salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation TX Salary Rent Burden Verdict
Software Developers $130,500 9.1% Affordable
General & Operations Managers $100,290 11.8% Affordable
Registered Nurses $90,010 13.2% Affordable
Accountants & Auditors $80,000 14.9% Affordable
Police & Sheriff's Patrol Officers $76,350 15.6% Affordable
Elementary School Teachers $61,380 19.4% Affordable
Paralegals & Legal Assistants $59,700 19.9% Affordable
Electricians $56,920 20.9% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,070 22.4% Affordable
Pharmacy Technicians $43,920 27% Affordable
Customer Service Representatives $39,100 30.4% Stretched
Janitors & Cleaners $31,230 38% Stretched
Retail Salespersons $30,130 39.4% Stretched
Teaching Assistants $27,630 43% Stretched
Fast Food & Counter Workers $27,000 44% Stretched
Salaries: BLS OES (Texas) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Lubbock County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Lubbock (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 39.8% overall, from $708 to $990. The increases have been fairly steady year to year, with no single jump exceeding 11.1% (FY 2024).

$600$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $990
Lubbock County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓1.7% $818 $990 $1,175
FY 2025 ↑8.2% $832 $1,007 $1,192
FY 2024 ↑11.1% $778 $931 $1,113
FY 2023 ↑8.4% $726 $838 $1,017
FY 2022 ↑5.5% $670 $773 $951
FY 2021 ↑3.5% $637 $733 $896
FY 2020 $613 $708 $858
Total change (6yr): +39.8%
Annualized: +5.7%/yr
1 BR: $708 → $990

Part of the Lubbock, TX Metro Area

Lubbock County is a central county of the Lubbock, TX metropolitan statistical area, alongside 5 other metro-area counties.

Lubbock County ranks #2 of 6 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Crosby County ($990), Lubbock County (this county) ($990), Hockley County ($854), Garza County ($820), Cochran County ($820), Lynn County ($767).

Crosby County
1 BR: $990/mo
Lubbock County (this county)
1 BR: $990/mo
Hockley County
1 BR: $854/mo
Garza County
1 BR: $820/mo
Cochran County
1 BR: $820/mo
Lynn County
1 BR: $767/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Lubbock County, both outside Texas so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside TX (FY2026).

Winnebago County
IL · 2 BR $1,175/mo
Burleigh County
ND · 2 BR $1,175/mo
Apache County
AZ · 2 BR $1,175/mo
Boone County
IL · 2 BR $1,175/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside TX).

Washington County
TN · 22.3% of income · 2 BR $1,132/mo
Montcalm County
MI · 22.2% of income · 2 BR $1,203/mo
Caldwell Parish
LA · 22.3% of income · 2 BR $834/mo
Greene County
NY · 22.3% of income · 2 BR $1,373/mo

Nearby Counties in Texas

Largest counties by population in Texas

Showing the 8 largest of 253 other counties in Texas.

Harris County
1 BR: $1,323/mo Pop: 4,726,177
Dallas County
1 BR: $1,648/mo Pop: 2,604,053
Tarrant County
1 BR: $1,473/mo Pop: 2,113,854
Bexar County
1 BR: $1,177/mo Pop: 2,014,059
Travis County
1 BR: $1,562/mo Pop: 1,289,054
Collin County
1 BR: $1,648/mo Pop: 1,079,153
Denton County
1 BR: $1,648/mo Pop: 914,870
Hidalgo County
1 BR: $847/mo Pop: 873,167
View all counties in Texas →

Frequently Asked Questions

What is the average rent in Lubbock County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Lubbock County is $990 per month. A 2-bedroom is $1,175 and a studio is $818.
How does Lubbock County rent compare to the national average? ▼
Rent in Lubbock County is 3% above the national average. A 1-bedroom here costs $990 compared to $959 nationally.
Where does Lubbock County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Lubbock County's 2-bedroom FMR of $1,175 ranks #1,069 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Lubbock County? ▼
Based on the 30% affordability rule, you need an annual income of at least $39,600 ($3,300/month) to afford a 1-bedroom at Fair Market Rent in Lubbock County.
Is rent going up or down in Lubbock County? ▼
The 1-bedroom Fair Market Rent in Lubbock County decreased by 1.7% from FY 2025 to FY 2026, going from $1,007 to $990.
Which jobs can afford rent in Lubbock County? ▼
Based on Texas BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $990/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Lubbock County over time? ▼
The 1-bedroom Fair Market Rent in Lubbock County went from $708 in FY 2020 to $990 in FY 2026, a total change of +39.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Lubbock County? ▼
In Lubbock County, the FY 2026 FMR of $990/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Lubbock County? ▼
For Lubbock County, it's the specific 40th-percentile rent HUD publishes each year ($990/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.