County FMR · HUD FY2026

Apache County Fair Market Rent

HUD's FY2026 Fair Market Rent for Apache County, AZ - 6% below the US average.

$903
1-bedroom FMR
$1,175
2-bedroom FMR
+1.8%
YoY change
-6%
vs US avg

The verdict

Apache is the 4th cheapest of 15 counties in Arizona by 2-bedroom FMR.

#4
cheapest of 15 in Arizona (2BR)
-22%
vs the state average
$36,120
income to afford it (30% rule)
+1.8%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (8.4%), while Fast Food and Counter Workers spend the most (32.8%); nearby Arizona counties range as much as 50% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Apache County, AZ. Verify with HUD →

Apache County, Arizona carries an FY 2026 1-bedroom Fair Market Rent of $903 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,175/mo and a studio is $810/mo. That's 6% below the national benchmark of $959 and 22% below the Arizona average of $1,151.

Rent increased1.8% from FY 2025 ($887), roughly tracking inflation. To afford rent here, a household needs at least $36,120/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Arizona. Population: 66,054. Population declined 8.2% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. That's slower than Arizona's statewide growth of +4.6% over the same period.

What these rents mean for Apache County

The Apache County FMR area applies to all ZIP codes inside the county boundary, and Arizona's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 6% below the US average of $959 and 22% lower than the Arizona state average of $1,151. The 1-bedroom FMR went from$887 in FY 2025 to $903 in FY 2026 - a change of +1.8%, which tracks roughly with broader price trends.

At the FY 2026 1-bedroom FMR of $903, affording it under the 30%-of-income rule takes $36,120 per year (about $3,010/month) in household income, and a 2-bedroom at $1,175 pushes that threshold even higher. With a population of 66,054 and a county median household income of $40,338, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,053 · US avg: $893
$810/mo
↑ 1.9% YoY -23% vs state -9% vs US
1 Bedroom
State avg: $1,151 · US avg: $959
$903/mo
↑ 1.8% YoY -22% vs state -6% vs US
2 Bedroom
State avg: $1,419 · US avg: $1,175
$1,175/mo
↑ 1.4% YoY -17% vs state +0% vs US
3 Bedroom
State avg: $1,889 · US avg: $1,525
$1,599/mo
↑ 2.7% YoY -15% vs state +5% vs US
4 Bedroom
State avg: $2,158 · US avg: $1,756
$1,828/mo
↑ 11.3% YoY -15% vs state +4% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $795
$810
+$15 (+1.9%)
1 Bedroom $887
$903
+$16 (+1.8%)
2 Bedroom $1,159
$1,175
+$16 (+1.4%)
3 Bedroom $1,557
$1,599
+$42 (+2.7%)
4 Bedroom $1,642
$1,828
+$186 (+11.3%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$36,120
$3,010/month gross
Required annual income for 2 BR
$47,000
$3,917/month gross

Rent Burden Analysis

How much of household income goes to rent in Apache County. The 30% threshold indicates cost burden.

Studio
24.1%
Affordable
Need $32,400/yr for 30% rule
1 Bedroom
26.9%
Affordable
Need $36,120/yr for 30% rule
2 Bedroom
35%
Burdened
Need $47,000/yr for 30% rule
3 Bedroom
47.6%
Burdened
Need $63,960/yr for 30% rule
4 Bedroom
54.4%
Severe
Need $73,120/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Apache County 2-bedroom rent burden

0%100%National avg22%35%
Apache County 2-bedroom rent burden
County median income: $40,338 · National avg burden: 21.7% ·View Arizona rent burden →

Where Apache sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,175 Top 34% higher than 66% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Apache compares on 1-bedroom rent

1-bedroom FMR vs other Arizona counties

1BR FMR / mo

What this shows Apache is highlighted. Nearby Arizona counties by 1-bedroom FMR, highest to lowest: Maricopa County ($1,583), Pinal County ($1,583), Yavapai County ($1,309), Pima County ($1,081), Mohave County ($1,060), Yuma County ($1,053), Apache County (this county) ($903).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $903/mo compares to Arizona salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation AZ Salary Rent Burden Verdict
Software Developers $128,690 8.4% Affordable
Registered Nurses $96,890 11.2% Affordable
General & Operations Managers $90,000 12% Affordable
Police & Sheriff's Patrol Officers $79,370 13.7% Affordable
Accountants & Auditors $78,620 13.8% Affordable
Paralegals & Legal Assistants $61,220 17.7% Affordable
Electricians $59,480 18.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,690 20.2% Affordable
Elementary School Teachers $50,980 21.3% Affordable
Pharmacy Technicians $47,620 22.8% Affordable
Customer Service Representatives $43,440 24.9% Affordable
Janitors & Cleaners $36,140 30% Affordable
Retail Salespersons $35,320 30.7% Stretched
Teaching Assistants $34,550 31.4% Stretched
Fast Food & Counter Workers $33,060 32.8% Stretched
Salaries: BLS OES (Arizona) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Apache County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Apache (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 53.3% overall, from $589 to $903. Most of that movement was gradual except for a single sharp jump of +14.4% in FY 2024, well above this county's typical year-to-year change.

$500$600$700$800$900$1,000 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $903
Apache County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑1.8% $810 $903 $1,175
FY 2025 ↑10.3% $795 $887 $1,159
FY 2024 ↑14.4% $716 $804 $1,057
FY 2023 ↑7.7% $618 $703 $925
FY 2022 ↑9.6% $567 $653 $854
FY 2021 ↑1.2% $534 $596 $785
FY 2020 $502 $589 $723
Total change (6yr): +53.3%
Annualized: +7.4%/yr
1 BR: $589 → $903

Where Apache County Ranks in Arizona

Apache County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #4 of 15 counties in Arizona. Nearest by rank: Santa Cruz County ($1,129), La Paz County ($1,153), Greenlee County ($1,158), Apache County (this county) ($1,175), Graham County ($1,244), Cochise County ($1,257), Navajo County ($1,309), Mohave County ($1,365).

Nearby Counties in Arizona

Largest counties by population in Arizona

Frequently Asked Questions

What is the average rent in Apache County?
The FY 2026 Fair Market Rent for a 1-bedroom in Apache County is $903 per month. A 2-bedroom is $1,175 and a studio is $810.
How does Apache County rent compare to the national average?
Rent in Apache County is 6% below the national average. A 1-bedroom here costs $903 compared to $959 nationally.
What income do I need to afford rent in Apache County?
Based on the 30% affordability rule, you need an annual income of at least $36,120 ($3,010/month) to afford a 1-bedroom at Fair Market Rent in Apache County.
Is rent going up or down in Apache County?
The 1-bedroom Fair Market Rent in Apache County increased by 1.8% from FY 2025 to FY 2026, going from $887 to $903.
Which jobs can afford rent in Apache County?
Based on Arizona BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $903/mo. 12 of 15 common occupations are affordable here.
How much has rent changed in Apache County over time?
The 1-bedroom Fair Market Rent in Apache County went from $589 in FY 2020 to $903 in FY 2026, a total change of +53.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Apache County?
In Apache County, the FY 2026 FMR of $903/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Apache County?
For Apache County, it's the specific 40th-percentile rent HUD publishes each year ($903/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Apache's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $903 implies about $36,120/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Apache can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.