County FMR · HUD FY2026

Graham County Fair Market Rent

HUD's FY2026 Fair Market Rent for Graham County, AZ - 3% above the US average.

$991
1-bedroom FMR
$1,244
2-bedroom FMR
-0.3%
YoY change
+3%
vs US avg

The verdict

Graham is the 5th cheapest of 15 counties in Arizona by 2-bedroom FMR.

#5
cheapest of 15 in Arizona (2BR)
-14%
vs the state average
$39,640
income to afford it (30% rule)
-0.3%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (9.2%), while Fast Food and Counter Workers spend the most (36%); nearby Arizona counties range as much as 50% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Graham County, AZ. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Graham County, Arizona at $991 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,244/mo and a studio is $887/mo. This is 3% higher than the national average of $959 and 14% below the Arizona average of $1,151.

Rent decreased0.3% from FY 2025 ($994), roughly tracking inflation. To afford rent here, a household needs at least $39,640/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Arizona. Population: 38,453. Population has held roughly steady over the past five years (+2.6%, Census ACS). That's slower than Arizona's statewide growth of +4.6% over the same period.

What these rents mean for Graham County

The Graham County FMR area applies to all ZIP codes inside the county boundary, and Arizona's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Graham County's 1-bedroom rent runs 3% above the US average of $959 and 14% lower than the Arizona state average of $1,151. Over the past year, 1-bedroom rent here shifted from$994 in FY 2025 to $991 in FY 2026 - a change of -0.3%, which tracks roughly with broader price trends.

At the FY 2026 1-bedroom FMR of $991, affording it under the 30%-of-income rule takes $39,640 per year (about $3,303/month) in household income, and a 2-bedroom at $1,244 pushes that threshold even higher. With a population of 38,453 and a county median household income of $67,326, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,053 · US avg: $893
$887/mo
↓ 9.9% YoY -16% vs state -1% vs US
1 Bedroom
State avg: $1,151 · US avg: $959
$991/mo
↓ 0.3% YoY -14% vs state +3% vs US
2 Bedroom
State avg: $1,419 · US avg: $1,175
$1,244/mo
↓ 1.2% YoY -12% vs state +6% vs US
3 Bedroom
State avg: $1,889 · US avg: $1,525
$1,669/mo
↓ 2.0% YoY -12% vs state +9% vs US
4 Bedroom
State avg: $2,158 · US avg: $1,756
$2,087/mo
↓ 1.3% YoY -3% vs state +19% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $985
$887
$-98 (-9.9%)
1 Bedroom $994
$991
$-3 (-0.3%)
2 Bedroom $1,259
$1,244
$-15 (-1.2%)
3 Bedroom $1,703
$1,669
$-34 (-2.0%)
4 Bedroom $2,114
$2,087
$-27 (-1.3%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$39,640
$3,303/month gross
Required annual income for 2 BR
$49,760
$4,147/month gross

Rent Burden Analysis

How much of household income goes to rent in Graham County. The 30% threshold indicates cost burden.

Studio
15.8%
Affordable
Need $35,480/yr for 30% rule
1 Bedroom
17.7%
Affordable
Need $39,640/yr for 30% rule
2 Bedroom
22.2%
Affordable
Need $49,760/yr for 30% rule
3 Bedroom
29.7%
Affordable
Need $66,760/yr for 30% rule
4 Bedroom
37.2%
Burdened
Need $83,480/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Graham County 2-bedroom rent burden

0%100%National avg22%22.2%
Graham County 2-bedroom rent burden
County median income: $67,326 · National avg burden: 21.7% ·View Arizona rent burden →

Where Graham sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,244 Top 28% higher than 72% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Graham compares on 1-bedroom rent

1-bedroom FMR vs other Arizona counties

1BR FMR / mo

What this shows Graham is highlighted. Nearby Arizona counties by 1-bedroom FMR, highest to lowest: Maricopa County ($1,583), Pinal County ($1,583), Yavapai County ($1,309), Pima County ($1,081), Mohave County ($1,060), Yuma County ($1,053), Graham County (this county) ($991).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $991/mo compares to Arizona salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation AZ Salary Rent Burden Verdict
Software Developers $128,690 9.2% Affordable
Registered Nurses $96,890 12.3% Affordable
General & Operations Managers $90,000 13.2% Affordable
Police & Sheriff's Patrol Officers $79,370 15% Affordable
Accountants & Auditors $78,620 15.1% Affordable
Paralegals & Legal Assistants $61,220 19.4% Affordable
Electricians $59,480 20% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,690 22.1% Affordable
Elementary School Teachers $50,980 23.3% Affordable
Pharmacy Technicians $47,620 25% Affordable
Customer Service Representatives $43,440 27.4% Affordable
Janitors & Cleaners $36,140 32.9% Stretched
Retail Salespersons $35,320 33.7% Stretched
Teaching Assistants $34,550 34.4% Stretched
Fast Food & Counter Workers $33,060 36% Stretched
Salaries: BLS OES (Arizona) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Graham County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Graham (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 36.3% overall, from $727 to $991. The increases have been fairly steady year to year, with no single jump exceeding 9.8% (FY 2024).

$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $991
Graham County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓0.3% $887 $991 $1,244
FY 2025 ↑6.5% $985 $994 $1,259
FY 2024 ↑9.8% $928 $933 $1,157
FY 2023 ↑3.2% $845 $850 $1,026
FY 2022 ↑6.9% $821 $824 $957
FY 2021 ↑6.1% $722 $771 $898
FY 2020 $590 $727 $853
Total change (6yr): +36.3%
Annualized: +5.3%/yr
1 BR: $727 → $991

Part of the Safford, AZ Micro Area

Graham County is a central county of the Safford, AZ micropolitan statistical area.

Nearby Counties in Arizona

Largest counties by population in Arizona

Maricopa County
1 BR: $1,583/mo Pop: 4,430,871
Pima County
1 BR: $1,081/mo Pop: 1,042,393
Pinal County
1 BR: $1,583/mo Pop: 433,338
Yavapai County
1 BR: $1,309/mo Pop: 237,830
Mohave County
1 BR: $1,060/mo Pop: 214,229
Yuma County
1 BR: $1,053/mo Pop: 204,374
Coconino County
1 BR: $1,727/mo Pop: 144,705
Cochise County
1 BR: $1,111/mo Pop: 125,504
View all counties in Arizona →

Frequently Asked Questions

What is the average rent in Graham County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Graham County is $991 per month. A 2-bedroom is $1,244 and a studio is $887.
How does Graham County rent compare to the national average? ▼
Rent in Graham County is 3% above the national average. A 1-bedroom here costs $991 compared to $959 nationally.
What income do I need to afford rent in Graham County? ▼
Based on the 30% affordability rule, you need an annual income of at least $39,640 ($3,303/month) to afford a 1-bedroom at Fair Market Rent in Graham County.
Is rent going up or down in Graham County? ▼
The 1-bedroom Fair Market Rent in Graham County decreased by 0.3% from FY 2025 to FY 2026, going from $994 to $991.
Which jobs can afford rent in Graham County? ▼
Based on Arizona BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $991/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Graham County over time? ▼
The 1-bedroom Fair Market Rent in Graham County went from $727 in FY 2020 to $991 in FY 2026, a total change of +36.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Graham County? ▼
In Graham County, the FY 2026 FMR of $991/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Graham County? ▼
For Graham County, it's the specific 40th-percentile rent HUD publishes each year ($991/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Graham's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $991 implies about $39,640/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Graham can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.