Metro FMR · CBSA 43620 · HUD FY2026

Rock County, MN HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Rock County, MN HUD Metro FMR Area metro area - 23% below the US average.

$742
1-bedroom FMR
$973
2-bedroom FMR
-15.9%
YoY change
-23%
vs US avg

The verdict

A 2-bedroom in the Rock County, MN HUD Metro FMR Area area rents at $973 under HUD's FY2026 Fair Market Rent - 17% below the US average, lower than 96% of the 387 metro areas HUD tracks.

#16
most affordable of 387 US metros (2BR)
-17%
vs the US 2-bedroom average
$38,920
income to afford it (30% rule)
-15.9%
1BR change, FY2025→2026

Affordability & income context

Rock County: #16 most affordable nationally · income context

At the metro's ACS median household income of $81,418, this 1-bedroom FMR takes 10.9% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Rock County in the lowest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 287,603 residents, this is a mid-sized metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR is in the lowest national tenth (#16 most affordable of 387 metros), though the household budget still depends on local income.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 36.9% of the 39,630 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$727/mo

10.7% of median income

1 Bedroom

$742/mo

10.9% of median income

2 Bedroom

$973/mo

14.3% of median income

3 Bedroom

$1,353/mo

19.9% of median income

4 Bedroom

$1,357/mo

20.0% of median income

FMR filing desk

CBSA CBSA·43620

Rock County: $742/mo 1BR · #16 of 387 metros (2BR) · FY2026 CBSA 43620

  • CBSA 43620
  • 1BR-FMR $742
  • 2BR-FMR $973
  • RANK-LOW #16
  • YOY-DOWN -15.9%
  • VSUS-BELOW -23%
  • IN-ST-LOW #1 MN
  • INC-ROOM 11%
  • POP-MAJOR 288K
  • PHOTO-NEAR Duluth
  • VOUCH-90-110 $668–$816
  • FY-2026 FY2026

Photo-finish peer: Duluth ($236 1BR gap)

Read with: Understanding rent trends

Where Rock County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$973 higher than 4% of 387 metro areas

$800–$1,000: 28 metro areas (7%). This entry sits in this band. $1,000–$1,200: 114 metro areas (29%). Above this entry. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 43620

Counties inside Rock County

Across 5 HUD counties in CBSA 43620, 2-bedroom FMRs cluster tightly ($973–$1,156, 19% spread), so the metro-wide schedule tracks most constituent counties closely.

Minnehaha County 2BR $1,156 · 198K Lincoln County 2BR $1,156 · 66K Rock County 2BR $973 · 10K Turner County 2BR $1,156 · 9K McCook County 2BR $1,156 · 6K

Rock County studio–4BR schedule (FY2026) · 2BR #16 most affordable

1BR $742 (-23% vs US, -15.9% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 43620.

Studio
$727
US avg $893
↓2.8% YoY -19% vs US
1 Bedroom
$742
US avg $959
↓15.9% YoY -23% vs US
2 Bedroom
$973
US avg $1,175
↓5.5% YoY -17% vs US
3 Bedroom
$1,353
US avg $1,525
↓4.2% YoY -11% vs US
4 Bedroom
$1,357
US avg $1,756
↓21.6% YoY -23% vs US

How Rock County compares on 1-bedroom rent

1-bedroom FMR vs other MN metro areas

1BR FMR / mo

What this shows Rock County highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Rock County: out-of-state FMR & burden peers

PlainRent pairs Rock County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside MN (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside MN

Nearest schedules by 2BR delta (FY2026).

Youngstown-Warren
OH · 2 BR $973/mo
Huntington-Ashland
WV · 2 BR $973/mo
Cochran County
TX · 2 BR $973/mo
Bosque County
TX · 2 BR $973/mo

Burden % · outside MN

Nearest 2BR FMR ÷ ACS median income (FY2026).

Bond County
IL · 14.1% of income · 2 BR $916/mo
Benton County
IA · 14.9% of income · 2 BR $956/mo
McHenry County
ND · 15.2% of income · 2 BR $1,000/mo
Austin County
TX · 16.3% of income · 2 BR $1,095/mo

Rock County: quick answers

What is the average rent in the Rock County, MN HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Rock County, MN HUD Metro FMR Area is $742 per month. A 2-bedroom is $973 and a studio is $727.
How does Rock County, MN HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Rock County, MN HUD Metro FMR Area metro area is 23% below the national average. A 1-bedroom costs $742 compared to $959 nationally.
Where does Rock County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $973 ranks #16 most affordable among 387 US metro areas (the lowest-rent tenth of HUD metro areas).
Do county rents differ inside the Rock County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 43620, but 5 constituent counties publish their own county FMR schedules spanning $973–$1,156 for a 2-bedroom (19% spread). Use county pages for filing at the county level.

Compare Rock County vs Duluth →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $742/mo · 1BR MN

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.