Metro FMR · CBSA 14540 · HUD FY2026

Allen County, KY HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Allen County, KY HUD Metro FMR Area metro area - 21% below the US average.

$759
1-bedroom FMR
$996
2-bedroom FMR
+0.9%
YoY change
-21%
vs US avg

The verdict

A 2-bedroom in the Allen County, KY HUD Metro FMR Area area rents at $996 under HUD's FY2026 Fair Market Rent - 15% below the US average, lower than 93% of the 387 metro areas HUD tracks.

#28
most affordable of 387 US metros (2BR)
-15%
vs the US 2-bedroom average
$39,840
income to afford it (30% rule)
+0.9%
1BR change, FY2025→2026

Affordability & income context

Allen County: #28 most affordable nationally · income context

At the metro's ACS median household income of $62,437, this 1-bedroom FMR takes 14.6% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Allen County in the lowest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 180,624 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population grew 6.5% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents.

The ACS rental vacancy rate here is 5.2%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

The Census ACS median gross rent across all rental units here is $936/month - the FY2026 HUD two-bedroom FMR of $996 runs 6.4% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR is in the lowest national tenth (#28 most affordable of 387 metros), though the household budget still depends on local income.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 41.9% of the 27,368 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$759/mo

14.6% of median income

1 Bedroom

$759/mo

14.6% of median income

2 Bedroom

$996/mo

19.1% of median income

3 Bedroom

$1,224/mo

23.5% of median income

4 Bedroom

$1,520/mo

29.2% of median income

FMR filing desk

CBSA CBSA·14540

Allen County: $759/mo 1BR · #28 of 387 metros (2BR) · FY2026 CBSA 14540

  • CBSA 14540
  • 1BR-FMR $759
  • 2BR-FMR $996
  • RANK-LOW #28
  • YOY-FLAT +0.9%
  • VSUS-BELOW -21%
  • IN-ST-LOW #1 KY
  • INC-ROOM 15%
  • POP-MID 181K
  • PHOTO-NEAR Elizabethtown
  • VOUCH-90-110 $683–$835
  • FY-2026 FY2026

Photo-finish peer: Elizabethtown ($87 1BR gap)

Read with: How Fair Market Rent works

Where Allen County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$996 higher than 7% of 387 metro areas

$800–$1,000: 28 metro areas (7%). This entry sits in this band. $1,000–$1,200: 114 metro areas (29%). Above this entry. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #28 of 387 HUD-tracked metro areas, 15% below the national 2-bedroom average. 27 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 14540

Counties inside Allen County

HUD publishes one metro-wide FMR for CBSA 14540, but county-level schedules inside Allen County still diverge: 4 counties range from $866 (2BR in Butler) to $1,153 (Warren), a 33% spread. Warren is the largest county by population.

Warren County 2BR $1,153 · 135K Allen County 2BR $996 · 21K Butler County 2BR $866 · 12K Edmonson County 2BR $1,153 · 12K

Allen County studio–4BR schedule (FY2026) · 2BR #28 most affordable

1BR $759 (-21% vs US, +0.9% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 14540.

Studio
$759
US avg $893
↑3.0% YoY -15% vs US
1 Bedroom
$759
US avg $959
↑0.9% YoY -21% vs US
2 Bedroom
$996
US avg $1,175
↑1.0% YoY -15% vs US
3 Bedroom
$1,224
US avg $1,525
↑3.0% YoY -20% vs US
4 Bedroom
$1,520
US avg $1,756
↑3.5% YoY -13% vs US

How Allen County compares on 1-bedroom rent

1-bedroom FMR vs other KY metro areas

1BR FMR / mo

What this shows Allen County highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Allen County: out-of-state FMR & burden peers

PlainRent pairs Allen County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside KY (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside KY

Nearest schedules by 2BR delta (FY2026).

Alexandria
LA · 2 BR $994/mo
Florence-Muscle Shoals
AL · 2 BR $1,000/mo
Cape Girardeau
MO · 2 BR $992/mo
McHenry County
ND · 2 BR $1,000/mo

Burden % · outside KY

Nearest 2BR FMR ÷ ACS median income (FY2026).

Wichita
KS · 19.1% of income · 2 BR $1,099/mo
St. Cloud
MN · 19.1% of income · 2 BR $1,206/mo
Camden County
NC · 19.2% of income · 2 BR $1,287/mo
Little River County
AR · 19.2% of income · 2 BR $880/mo

Allen County: quick answers

What is the average rent in the Allen County, KY HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Allen County, KY HUD Metro FMR Area is $759 per month. A 2-bedroom is $996 and a studio is $759.
How does Allen County, KY HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Allen County, KY HUD Metro FMR Area metro area is 21% below the national average. A 1-bedroom costs $759 compared to $959 nationally.
Where does Allen County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $996 ranks #28 most affordable among 387 US metro areas (the lowest-rent tenth of HUD metro areas).
Do county rents differ inside the Allen County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 14540, but 4 constituent counties publish their own county FMR schedules spanning $866–$1,153 for a 2-bedroom (33% spread). Use county pages for filing at the county level.
Is Allen County's population growing, and how tight is its rental market? ▼
Population grew 6.5% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents. The ACS rental vacancy rate here is 5.2%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

Compare Allen County vs Elizabethtown →

What this means for renters

Treat Allen County's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $759 implies about $30,360/yr to rent without being cost-burdened. Run your numbers
  • See how Allen County stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Elizabethtown
  • See where Allen County ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 4 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $759/mo · 1BR KY

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.