Metro FMR · CBSA 21300 · HUD FY2026

Elmira, NY MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Elmira, NY MSA metro area - 2% above the US average.

$978
1-bedroom FMR
$1,283
2-bedroom FMR
+0.0%
YoY change
+2%
vs US avg

The verdict

A 2-bedroom in the Elmira, NY MSA area rents at $1,283 under HUD's FY2026 Fair Market Rent - 9% above the US average, lower than 52% of the 387 metro areas HUD tracks.

#187
most affordable of 387 US metros (2BR)
+9%
vs the US 2-bedroom average
$51,320
income to afford it (30% rule)
+0.0%
1BR change, FY2025→2026

Affordability & income context

Elmira: #187 most affordable nationally · income context

At the metro's ACS median household income of $63,469, this 1-bedroom FMR takes 18.5% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Elmira in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 83,584 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 49.1% of the 10,532 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$949/mo

17.9% of median income

1 Bedroom

$978/mo

18.5% of median income

2 Bedroom

$1,283/mo

24.3% of median income

3 Bedroom

$1,606/mo

30.4% of median income

4 Bedroom

$1,713/mo

32.4% of median income

FMR filing desk

CBSA CBSA·21300

Elmira: $978/mo 1BR · #187 of 387 metros (2BR) · FY2026 CBSA 21300

  • CBSA 21300
  • 1BR-FMR $978
  • 2BR-FMR $1,283
  • RANK-MID #187
  • YOY-FLAT +0.0%
  • VSUS-NEAR +2%
  • IN-ST-LOW #3 NY
  • INC-ROOM 18%
  • POP-MID 84K
  • PHOTO-NEAR Albany-Schenectady
  • VOUCH-90-110 $880–$1,076
  • FY-2026 FY2026

Photo-finish peer: Albany-Schenectady-Troy ($439 1BR gap)

Read with: How Fair Market Rent works

Where Elmira sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,283 higher than 48% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Elmira studio–4BR schedule (FY2026) · 2BR #187 most affordable

1BR $978 (+2% vs US, +0.0% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 21300.

Studio
$949
US avg $893
↓1.1% YoY +6% vs US
1 Bedroom
$978
US avg $959
↑0.0% YoY +2% vs US
2 Bedroom
$1,283
US avg $1,175
↑0.0% YoY +9% vs US
3 Bedroom
$1,606
US avg $1,525
↓1.4% YoY +5% vs US
4 Bedroom
$1,713
US avg $1,756
↓0.3% YoY -2% vs US

How Elmira compares on 1-bedroom rent

1-bedroom FMR vs other NY metro areas

1BR FMR / mo

What this shows Elmira highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Elmira: out-of-state FMR & burden peers

PlainRent pairs Elmira with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside NY (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside NY

Nearest schedules by 2BR delta (FY2026).

Great Falls
MT · 2 BR $1,284/mo
Camden County
NC · 2 BR $1,287/mo
Jackson
MS · 2 BR $1,288/mo
Columbia
SC · 2 BR $1,276/mo

Burden % · outside NY

Nearest 2BR FMR ÷ ACS median income (FY2026).

Yakima
WA · 24.2% of income · 2 BR $1,374/mo
Trenton-Princeton
NJ · 24.3% of income · 2 BR $1,950/mo
Chattanooga
TN · 24.3% of income · 2 BR $1,390/mo
Johnson City
TN · 24.2% of income · 2 BR $1,132/mo

Elmira: quick answers

What is the average rent in the Elmira, NY MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Elmira, NY MSA is $978 per month. A 2-bedroom is $1,283 and a studio is $949.
How does Elmira, NY MSA rent compare to the national average? ▼
Rent in the Elmira, NY MSA metro area is 2% above the national average. A 1-bedroom costs $978 compared to $959 nationally.
Where does Elmira rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,283 ranks #187 most affordable among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Elmira, NY MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $39,120 ($3,260/month) to afford a 1-bedroom at Fair Market Rent in the Elmira, NY MSA area.

Compare Elmira vs Albany-Schenectady-Troy →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $978/mo · 1BR NY

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.