County FMR · HUD FY2026

Suffolk County Fair Market Rent

HUD's FY2026 Fair Market Rent for Suffolk County, NY - 148% above the US average.

$2,379
1-bedroom FMR
$2,747
2-bedroom FMR
+6.2%
YoY change
+148%
vs US avg

FY 2026 HUD Fair Market Rent for Suffolk County, NY. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Suffolk County, New York is $2,379 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $2,747/mo and a studio is $1,992/mo.

This is 148% higher than the national average of $959 and 81% above the New York average of $1,315. Rent increased6.2% from FY 2025 ($2,241), outpacing inflation. To afford rent here, a household needs at least $95,160/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in New York. Population: 1,524,486.

What these rents mean for Suffolk County

HUD's FY 2026 Fair Market Rent schedule sets the Suffolk County New York 1-bedroom at $2,379, with a studio at $1,992, 2-bedroom at $2,747, 3-bedroom at $3,563, and 4-bedroom at $3,768. These figures represent the 40th percentile of gross rents, meaning 60% of standard-quality rental units in this HUD area cost more. The Suffolk County FMR area applies to all ZIP codes inside the county boundary, and New York's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 148% above the US average of $959 and 81% higher than the New York state average of $1,315. Year-over-year, the 1-bedroom FMR moved from $2,241 in FY 2025 to $2,379 in FY 2026 - a change of +6.2%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $2,379, that implies a household income of $95,160 per year (about $7,930/month) to stay affordable, a 2-bedroom at $2,747 pushes that threshold even higher. With a population of 1,524,486 and a county median household income of $128,329, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,215 · US avg: $893
$1,992/mo
↑ 7.8% YoY +64% vs state +123% vs US
1 Bedroom
State avg: $1,315 · US avg: $959
$2,379/mo
↑ 6.2% YoY +81% vs state +148% vs US
2 Bedroom
State avg: $1,579 · US avg: $1,175
$2,747/mo
↑ 6.2% YoY +74% vs state +134% vs US
3 Bedroom
State avg: $1,976 · US avg: $1,525
$3,563/mo
↑ 6.3% YoY +80% vs state +134% vs US
4 Bedroom
State avg: $2,193 · US avg: $1,756
$3,768/mo
↑ 4.9% YoY +72% vs state +115% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,848
$1,992
+$144 (+7.8%)
1 Bedroom $2,241
$2,379
+$138 (+6.2%)
2 Bedroom $2,586
$2,747
+$161 (+6.2%)
3 Bedroom $3,352
$3,563
+$211 (+6.3%)
4 Bedroom $3,591
$3,768
+$177 (+4.9%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$95,160
$7,930/month gross
Required annual income for 2 BR
$109,880
$9,157/month gross

Rent Burden Analysis

How much of household income goes to rent in Suffolk County. The 30% threshold indicates cost burden.

Studio
18.6%
Affordable
Need $79,680/yr for 30% rule
1 Bedroom
22.2%
Affordable
Need $95,160/yr for 30% rule
2 Bedroom
25.7%
Affordable
Need $109,880/yr for 30% rule
3 Bedroom
33.3%
Burdened
Need $142,520/yr for 30% rule
4 Bedroom
35.2%
Burdened
Need $150,720/yr for 30% rule
County median income: $128,329 · National avg burden: 21.7% ·View New York rent burden →

How Suffolk compares on 1-bedroom rent

1-bedroom FMR vs other New York counties

1BR FMR / mo

What this shows Suffolk is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $2,379/mo compares to New York salaries for popular occupations, using the 30%-of-income affordability rule. Wage figures are state-level median annual earnings from the U.S. Bureau of Labor Statistics Occupational Employment & Wage Statistics.

Occupation NY Salary Rent Burden Verdict
Software Developers $161,260 17.7% Affordable
General & Operations Managers $129,990 22% Affordable
Registered Nurses $105,600 27% Affordable
Accountants & Auditors $101,780 28% Affordable
Police & Sheriff's Patrol Officers $93,050 30.7% Stretched
Elementary School Teachers $82,480 34.6% Stretched
Electricians $77,460 36.9% Stretched
Paralegals & Legal Assistants $66,390 43% Stretched
Heavy & Tractor-Trailer Truck Drivers $60,520 47.2% Stretched
Customer Service Representatives $47,840 59.7% Unaffordable
Pharmacy Technicians $40,840 69.9% Unaffordable
Janitors & Cleaners $39,920 71.5% Unaffordable
Retail Salespersons $37,020 77.1% Unaffordable
Teaching Assistants $36,600 78% Unaffordable
Fast Food & Counter Workers $35,270 80.9% Unaffordable
Salaries: BLS OES (New York) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Suffolk County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑6.2% $1,992 $2,379 $2,747
FY 2025 ↑4.5% $1,848 $2,241 $2,586
FY 2024 ↑12.0% $1,708 $2,144 $2,508
FY 2023 ↑12.9% $1,536 $1,914 $2,297
FY 2022 ↑2.2% $1,372 $1,695 $2,065
FY 2021 ↑2.2% $1,343 $1,659 $2,035
FY 2020 $1,298 $1,624 $1,992
Total change (6yr): +46.5%
Annualized: +6.6%/yr
1 BR: $1,624 → $2,379

Nearby Counties in New York

Largest counties by population in New York

Frequently Asked Questions

What is the average rent in Suffolk County?
The FY 2026 Fair Market Rent for a 1-bedroom in Suffolk County is $2,379 per month. A 2-bedroom is $2,747 and a studio is $1,992.
How does Suffolk County rent compare to the national average?
Rent in Suffolk County is 148% above the national average. A 1-bedroom here costs $2,379 compared to $959 nationally.
What income do I need to afford rent in Suffolk County?
Based on the 30% affordability rule, you need an annual income of at least $95,160 ($7,930/month) to afford a 1-bedroom at Fair Market Rent in Suffolk County.
Is rent going up or down in Suffolk County?
The 1-bedroom Fair Market Rent in Suffolk County increased by 6.2% from FY 2025 to FY 2026, going from $2,241 to $2,379.
Which jobs can afford rent in Suffolk County?
Based on New York BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $2,379/mo. 4 of 15 common occupations are affordable here.
How much has rent changed in Suffolk County over time?
The 1-bedroom Fair Market Rent in Suffolk County went from $1,624 in FY 2020 to $2,379 in FY 2026, a total change of +46.5% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Suffolk County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Suffolk County. The FY 2026 FMR of $2,379/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Suffolk County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Suffolk County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Suffolk County and beyond.

What this means for renters

Treat Suffolk's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $2,379 implies about $95,160/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Suffolk can run higher or lower, and HUD updates FMRs once a year.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page