County FMR · HUD FY2026

Napa County Fair Market Rent

HUD's FY2026 Fair Market Rent for Napa County, CA - 120% above the US average.

$2,113
1-bedroom FMR
$2,773
2-bedroom FMR
-0.7%
YoY change
+120%
vs US avg

The verdict

Napa is the 13th most expensive of 58 counties in California by 2-bedroom FMR; nationally it ranks #31 most expensive of 3,145 HUD counties.

#31
most expensive of 3,145 US counties (2BR)
#13
most expensive of 58 in California (2BR)
+28%
vs the state average
$84,520
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (14.8%), while Fast Food and Counter Workers spend the most (68.5%); only 6 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold; nearby California counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Napa County, CA. Verify with HUD →

Napa County, California carries an FY 2026 1-bedroom Fair Market Rent of $2,113 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $2,773/mo and a studio is $1,912/mo. That's 120% above the national benchmark of $959 and 28% above the California average of $1,647.

Rent decreased0.7% from FY 2025 ($2,128), roughly tracking inflation. Clearing the 30% rule here takes $84,520/year, a high bar relative to most US counties.

Observed renter burden: 50.4% of the 17,678 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in California. Population: 137,384. Population has held roughly steady over the past five years (-3.2%, Census ACS). That's slower than California's statewide growth of +0.2% over the same period.

FMR filing desk

Area NAPA·COUNTY·CA·CA

Napa County, CA: $2,113/mo 1BR · #31 of 3145 counties (2BR) · FY2026

  • FMR-AREA CA
  • 1BR-FMR $2,113
  • 2BR-FMR $2,773
  • RANK-UPPER #31
  • YOY-FLAT -0.7%
  • VSUS-HIGH +120%
  • VS-ST-HIGH +28% CA
  • INC-MID 23%
  • POP-MID 137K
  • PHOTO-FINISH Los Angeles County
  • VOUCH-90-110 $1,902–$2,324
  • FY-2026 FY2026

Photo-finish peer: Los Angeles ($28 1BR gap)

Read with: Understanding rent burden

Fair Market Rents (2026)

Studio
State avg: $1,513 · US avg: $893
$1,912/mo
↓ 0.2% YoY +26% vs state +114% vs US
1 Bedroom
State avg: $1,647 · US avg: $959
$2,113/mo
↓ 0.7% YoY +28% vs state +120% vs US
2 Bedroom
State avg: $2,053 · US avg: $1,175
$2,773/mo
↓ 0.7% YoY +35% vs state +136% vs US
3 Bedroom
State avg: $2,752 · US avg: $1,525
$3,532/mo
↓ 2.9% YoY +28% vs state +132% vs US
4 Bedroom
State avg: $3,165 · US avg: $1,756
$4,134/mo
↓ 0.2% YoY +31% vs state +135% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,915
$1,912
$-3 (-0.2%)
1 Bedroom $2,128
$2,113
$-15 (-0.7%)
2 Bedroom $2,792
$2,773
$-19 (-0.7%)
3 Bedroom $3,636
$3,532
$-104 (-2.9%)
4 Bedroom $4,144
$4,134
$-10 (-0.2%)

Rent Burden Analysis

How much of household income goes to rent in Napa County. The 30% threshold indicates cost burden.

Studio
21.1%
Affordable
Need $76,480/yr for 30% rule
1 Bedroom
23.3%
Affordable
Need $84,520/yr for 30% rule
2 Bedroom
30.5%
Burdened
Need $110,920/yr for 30% rule
3 Bedroom
38.9%
Burdened
Need $141,280/yr for 30% rule
4 Bedroom
45.5%
Burdened
Need $165,360/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%30.5%
Napa County 2-bedroom rent burden
County median income: $108,970 · National avg burden: 21.7% ·View California rent burden →

Where Napa sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$2,773 Top 1% higher than 99% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). Below this entry. $1,600–$1,800: 172 counties (5%). Below this entry. $1,800–$2,000: 108 counties (3%). Below this entry. $2,000–$2,200: 29 counties (1%). Below this entry. $2,200–$2,400: 40 counties (1%). Below this entry. $2,400–$2,600: 13 counties (0%). Below this entry. $2,600–$2,800: 9 counties (0%). This entry sits in this band. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Napa compares on 1-bedroom rent

1-bedroom FMR vs other California counties

1BR FMR / mo

What this shows Napa is highlighted. Nearby California counties by 1-bedroom FMR, highest to lowest: Santa Clara County ($2,982), Orange County ($2,746), San Diego County ($2,459), Napa County (this county) ($2,113), Los Angeles County ($2,085), Riverside County ($1,777), San Bernardino County ($1,777).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

Against a high local FMR of $2,113/mo, which of 15 common occupations still clear the 30% line using California BLS wages?

Occupation CA Salary Rent Burden Verdict
Software Developers $170,910 14.8% Affordable
Registered Nurses $140,330 18.1% Affordable
General & Operations Managers $125,240 20.2% Affordable
Police & Sheriff's Patrol Officers $115,400 22% Affordable
Elementary School Teachers $98,190 25.8% Affordable
Accountants & Auditors $96,360 26.3% Affordable
Electricians $76,540 33.1% Stretched
Paralegals & Legal Assistants $72,960 34.8% Stretched
Heavy & Tractor-Trailer Truck Drivers $59,950 42.3% Stretched
Pharmacy Technicians $49,640 51.1% Unaffordable
Customer Service Representatives $47,790 53.1% Unaffordable
Teaching Assistants $45,460 55.8% Unaffordable
Janitors & Cleaners $38,640 65.6% Unaffordable
Retail Salespersons $37,250 68.1% Unaffordable
Fast Food & Counter Workers $37,010 68.5% Unaffordable
Salaries: BLS OES (California) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Napa County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Napa (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 48.1% overall, from $1,427 to $2,113. Most of that movement was gradual except for a single sharp jump of +12.6% in FY 2024, well above this county's typical year-to-year change.

$1,200$1,400$1,600$1,800$2,000$2,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $2,113
Napa County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓0.7% $1,912 $2,113 $2,773
FY 2025 ↑4.2% $1,915 $2,128 $2,792
FY 2024 ↑12.6% $1,819 $2,043 $2,684
FY 2023 ↑10.3% $1,597 $1,814 $2,388
FY 2022 ↑7.4% $1,438 $1,645 $2,164
FY 2021 ↑7.3% $1,331 $1,531 $2,018
FY 2020 $1,225 $1,427 $1,880
Total change (6yr): +48.1%
Annualized: +6.8%/yr
1 BR: $1,427 → $2,113

Part of the Napa, CA Metro Area

Napa County is a central county of the Napa, CA metropolitan statistical area.

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Napa County, both outside California so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside CA (FY2026).

Hudson County
NJ · 2 BR $2,763/mo
Suffolk County
NY · 2 BR $2,747/mo
Nassau County
NY · 2 BR $2,747/mo
Honolulu County
HI · 2 BR $2,642/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside CA).

St. Lucie County
FL · 30.5% of income · 2 BR $1,757/mo
Clarke County
GA · 30.6% of income · 2 BR $1,331/mo
Starr County
TX · 30.6% of income · 2 BR $973/mo
Leflore County
MS · 30.4% of income · 2 BR $842/mo

Nearby Counties in California

Largest counties by population in California

Showing the 8 largest of 57 other counties in California.

Los Angeles County
1 BR: $2,085/mo Pop: 9,936,690
San Diego County
1 BR: $2,459/mo Pop: 3,289,701
Orange County
1 BR: $2,746/mo Pop: 3,175,227
Riverside County
1 BR: $1,777/mo Pop: 2,429,487
San Bernardino County
1 BR: $1,777/mo Pop: 2,180,563
Santa Clara County
1 BR: $2,982/mo Pop: 1,916,831
Alameda County
1 BR: $2,385/mo Pop: 1,663,823
Sacramento County
1 BR: $1,832/mo Pop: 1,579,211
View all counties in California →

Frequently Asked Questions

What is the average rent in Napa County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Napa County is $2,113 per month. A 2-bedroom is $2,773 and a studio is $1,912.
How does Napa County rent compare to the national average? ▼
Rent in Napa County is 120% above the national average. A 1-bedroom here costs $2,113 compared to $959 nationally.
Where does Napa County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Napa County's 2-bedroom FMR of $2,773 ranks #31 most expensive among 3,145 HUD counties, placing it in the highest-rent tenth of HUD counties.
What income do I need to afford rent in Napa County? ▼
Based on the 30% affordability rule, you need an annual income of at least $84,520 ($7,043/month) to afford a 1-bedroom at Fair Market Rent in Napa County.
Is rent going up or down in Napa County? ▼
The 1-bedroom Fair Market Rent in Napa County decreased by 0.7% from FY 2025 to FY 2026, going from $2,128 to $2,113.
Which jobs can afford rent in Napa County? ▼
Based on California BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $2,113/mo. 6 of 15 common occupations are affordable here.
How much has rent changed in Napa County over time? ▼
The 1-bedroom Fair Market Rent in Napa County went from $1,427 in FY 2020 to $2,113 in FY 2026, a total change of +48.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Napa County? ▼
In Napa County, the FY 2026 FMR of $2,113/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Napa County? ▼
For Napa County, it's the specific 40th-percentile rent HUD publishes each year ($2,113/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.