Cortland County
FY 2026 HUD Fair Market Rents in New York. Population: 46,755.
Fair Market Rents (2026)
Studio
National avg: $893
$954/mo
↑ 6.5% YoY
+7% vs US
1 Bedroom
National avg: $959
$960/mo
↑ 6.5% YoY
+0% vs US
2 Bedroom
National avg: $1,175
$1,198/mo
↑ 7.2% YoY
+2% vs US
3 Bedroom
National avg: $1,525
$1,510/mo
↑ 8.9% YoY
-1% vs US
4 Bedroom
National avg: $1,756
$2,010/mo
↑ 7.1% YoY
+14% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $896 | $954 | +$58 (+6.5%) |
| 1 Bedroom | $901 | $960 | +$59 (+6.5%) |
| 2 Bedroom | $1,118 | $1,198 | +$80 (+7.2%) |
| 3 Bedroom | $1,387 | $1,510 | +$123 (+8.9%) |
| 4 Bedroom | $1,877 | $2,010 | +$133 (+7.1%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$38,400
$3,200/month gross
Required annual income for 2 BR
$47,920
$3,993/month gross
Other Counties in New York
Genesee County
1 BR: $953/mo
Jefferson County
1 BR: $1,071/mo
Tompkins County
1 BR: $1,466/mo
Essex County
1 BR: $903/mo
Sullivan County
1 BR: $1,070/mo
Onondaga County
1 BR: $1,123/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.