County FMR · HUD FY2026

Cattaraugus County Fair Market Rent

HUD's FY2026 Fair Market Rent for Cattaraugus County, NY - 18% below the US average.

$783
1-bedroom FMR
$1,007
2-bedroom FMR
+6.2%
YoY change
-18%
vs US avg

The verdict

Cattaraugus is the 5th cheapest of 62 counties in New York by 2-bedroom FMR; nationally it ranks #1,448 most affordable of 3,145 HUD counties; rent here has climbed 6.2% since FY 2025, a modest shift relative to most counties.

#1,448
most affordable of 3,145 US counties (2BR)
#5
cheapest of 62 in New York (2BR)
-40%
vs the state average
$31,320
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (5.8%), while Fast Food and Counter Workers spend the most (26.6%); 15 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Cattaraugus County, NY. Verify with HUD →

Cattaraugus County, New York carries an FY 2026 1-bedroom Fair Market Rent of $783 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,007/mo and a studio is $778/mo. That's 18% below the national benchmark of $959 and 40% below the New York average of $1,315.

Rent increased6.2% from FY 2025 ($737), outpacing inflation. The 30% affordability floor is comparatively reachable here at $31,320/year.

FY 2026 HUD Fair Market Rents in New York. Population: 77,000. Population has held roughly steady over the past five years (-1.6%, Census ACS). That's slower than New York's statewide growth of +1.3% over the same period.

FMR filing desk

Area CATTARAUGUS·COUNTY·NY·NY

Cattaraugus County, NY: $783/mo 1BR · #1448 of 3145 counties (2BR) · FY2026

  • FMR-AREA NY
  • 1BR-FMR $783
  • 2BR-FMR $1,007
  • RANK-MID #1,448
  • YOY-SURGE +6.2%
  • VSUS-BELOW -18%
  • VS-ST-LOW -40% NY
  • INC-ROOM 16%
  • POP-MID 77K
  • PHOTO-NEAR Kings County
  • VOUCH-90-110 $705–$861
  • FY-2026 FY2026

Photo-finish peer: Kings ($1,872 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $1,215 · US avg: $893
$778/mo
↑ 6.1% YoY -36% vs state -13% vs US
1 Bedroom
State avg: $1,315 · US avg: $959
$783/mo
↑ 6.2% YoY -40% vs state -18% vs US
2 Bedroom
State avg: $1,579 · US avg: $1,175
$1,007/mo
↑ 5.7% YoY -36% vs state -14% vs US
3 Bedroom
State avg: $1,976 · US avg: $1,525
$1,232/mo
↑ 5.4% YoY -38% vs state -19% vs US
4 Bedroom
State avg: $2,193 · US avg: $1,756
$1,420/mo
↑ 5.7% YoY -35% vs state -19% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $733
$778
+$45 (+6.1%)
1 Bedroom $737
$783
+$46 (+6.2%)
2 Bedroom $953
$1,007
+$54 (+5.7%)
3 Bedroom $1,169
$1,232
+$63 (+5.4%)
4 Bedroom $1,343
$1,420
+$77 (+5.7%)

Rent Burden Analysis

How much of household income goes to rent in Cattaraugus County. The 30% threshold indicates cost burden.

Studio
16%
Affordable
Need $31,120/yr for 30% rule
1 Bedroom
16.1%
Affordable
Need $31,320/yr for 30% rule
2 Bedroom
20.7%
Affordable
Need $40,280/yr for 30% rule
3 Bedroom
25.4%
Affordable
Need $49,280/yr for 30% rule
4 Bedroom
29.3%
Affordable
Need $56,800/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%20.7%
Cattaraugus County 2-bedroom rent burden
County median income: $58,248 · National avg burden: 21.7% ·View New York rent burden →

Where Cattaraugus sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,007 higher than 46% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Cattaraugus compares on 1-bedroom rent

1-bedroom FMR vs other New York counties

1BR FMR / mo

What this shows Cattaraugus is highlighted. Nearby New York counties by 1-bedroom FMR, highest to lowest: Kings County ($2,655), Queens County ($2,655), New York County ($2,655), Bronx County ($2,655), Suffolk County ($2,379), Nassau County ($2,379), Cattaraugus County (this county) ($783).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $783/mo, most of these New York occupations clear, or miss, the 30% affordability line.

Occupation NY Salary Rent Burden Verdict
Software Developers $161,260 5.8% Affordable
General & Operations Managers $129,990 7.2% Affordable
Registered Nurses $105,600 8.9% Affordable
Accountants & Auditors $101,780 9.2% Affordable
Police & Sheriff's Patrol Officers $93,050 10.1% Affordable
Elementary School Teachers $82,480 11.4% Affordable
Electricians $77,460 12.1% Affordable
Paralegals & Legal Assistants $66,390 14.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,520 15.5% Affordable
Customer Service Representatives $47,840 19.6% Affordable
Pharmacy Technicians $40,840 23% Affordable
Janitors & Cleaners $39,920 23.5% Affordable
Retail Salespersons $37,020 25.4% Affordable
Teaching Assistants $36,600 25.7% Affordable
Fast Food & Counter Workers $35,270 26.6% Affordable
Salaries: BLS OES (New York) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Cattaraugus County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Cattaraugus (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 33.8% overall, from $585 to $783. The increases have been fairly steady year to year, with no single jump exceeding 7.8% (FY 2024).

$550$600$650$700$750$800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $783
Cattaraugus County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑6.2% $778 $783 $1,007
FY 2025 ↑3.9% $733 $737 $953
FY 2024 ↑7.8% $705 $709 $905
FY 2023 ↑6.5% $653 $658 $826
FY 2022 ↑1.8% $614 $618 $757
FY 2021 ↑3.8% $604 $607 $734
FY 2020 $585 $585 $716
Total change (6yr): +33.8%
Annualized: +5.0%/yr
1 BR: $585 → $783

Part of the Olean, NY Micro Area

Cattaraugus County is a central county of the Olean, NY micropolitan statistical area.

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Cattaraugus County, both outside New York so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside NY (FY2026).

Marion County
WV · 2 BR $1,007/mo
Seneca County
OH · 2 BR $1,007/mo
Clinton County
IN · 2 BR $1,007/mo
Lynn County
TX · 2 BR $1,007/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside NY).

Lee County
TX · 20.7% of income · 2 BR $1,141/mo
Carroll County
AR · 20.7% of income · 2 BR $954/mo
Richardson County
NE · 20.7% of income · 2 BR $961/mo
Ritchie County
WV · 20.7% of income · 2 BR $869/mo

Nearby Counties in New York

Largest counties by population in New York

Showing the 8 largest of 61 other counties in New York.

Kings County
1 BR: $2,655/mo Pop: 2,679,620
Queens County
1 BR: $2,655/mo Pop: 2,360,826
New York County
1 BR: $2,655/mo Pop: 1,645,867
Suffolk County
1 BR: $2,379/mo Pop: 1,524,486
Bronx County
1 BR: $2,655/mo Pop: 1,443,229
Nassau County
1 BR: $2,379/mo Pop: 1,389,160
Westchester County
1 BR: $2,655/mo Pop: 997,904
Erie County
1 BR: $1,139/mo Pop: 951,232
View all counties in New York →

Frequently Asked Questions

What is the average rent in Cattaraugus County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Cattaraugus County is $783 per month. A 2-bedroom is $1,007 and a studio is $778.
How does Cattaraugus County rent compare to the national average? ▼
Rent in Cattaraugus County is 18% below the national average. A 1-bedroom here costs $783 compared to $959 nationally.
Where does Cattaraugus County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Cattaraugus County's 2-bedroom FMR of $1,007 ranks #1,448 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Cattaraugus County? ▼
Based on the 30% affordability rule, you need an annual income of at least $31,320 ($2,610/month) to afford a 1-bedroom at Fair Market Rent in Cattaraugus County.
Is rent going up or down in Cattaraugus County? ▼
The 1-bedroom Fair Market Rent in Cattaraugus County increased by 6.2% from FY 2025 to FY 2026, going from $737 to $783.
Which jobs can afford rent in Cattaraugus County? ▼
Based on New York BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $783/mo. 15 of 15 common occupations are affordable here.
How much has rent changed in Cattaraugus County over time? ▼
The 1-bedroom Fair Market Rent in Cattaraugus County went from $585 in FY 2020 to $783 in FY 2026, a total change of +33.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Cattaraugus County? ▼
In Cattaraugus County, the FY 2026 FMR of $783/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Cattaraugus County? ▼
For Cattaraugus County, it's the specific 40th-percentile rent HUD publishes each year ($783/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.