County FMR · HUD FY2026
Cattaraugus County Fair Market Rent
HUD's FY2026 Fair Market Rent for Cattaraugus County, NY - 18% below the US average.
- $783
- 1-bedroom FMR
- $1,007
- 2-bedroom FMR
- +6.2%
- YoY change
- -18%
- vs US avg
The verdict
Cattaraugus is the 5th cheapest of 62 counties in New York by 2-bedroom FMR; nationally it ranks #1,448 most affordable of 3,145 HUD counties; rent here has climbed 6.2% since FY 2025, a modest shift relative to most counties.
- #1,448
- most affordable of 3,145 US counties (2BR)
- #5
- cheapest of 62 in New York (2BR)
- -40%
- vs the state average
- $31,320
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (5.8%), while Fast Food and Counter Workers spend the most (26.6%); 15 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Cattaraugus County, NY. Verify with HUD →
Cattaraugus County, New York carries an FY 2026 1-bedroom Fair Market Rent of $783 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,007/mo and a studio is $778/mo. That's 18% below the national benchmark of $959 and 40% below the New York average of $1,315.
Rent increased6.2% from FY 2025 ($737), outpacing inflation. The 30% affordability floor is comparatively reachable here at $31,320/year.
Observed renter burden: 43.0% of the 8,090 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 8.0%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
Local labor market: The county's BLS unemployment rate has averaged 4.5% over the past 12 months, close to the typical US county range.
FY 2026 HUD Fair Market Rents in New York. Population: 77,000. Population has held roughly steady over the past five years (-1.6%, Census ACS). That's slower than New York's statewide growth of +1.3% over the same period.
FMR filing desk
Area CATTARAUGUS·COUNTY·NY·NY
Cattaraugus County, NY: $783/mo 1BR · #1448 of 3145 counties (2BR) · FY2026
- FMR-AREA NY
- 1BR-FMR $783
- 2BR-FMR $1,007
- RANK-MID #1,448
- YOY-SURGE +6.2%
- VSUS-BELOW -18%
- VS-ST-LOW -40% NY
- INC-ROOM 16%
- POP-MID 77K
- PHOTO-NEAR Kings County
- VOUCH-90-110 $705–$861
- FY-2026 FY2026
Photo-finish peer: Kings ($1,872 1BR gap)
Read with: Section 8 housing guide
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $733 | $778 | +$45 (+6.1%) |
| 1 Bedroom | $737 | $783 | +$46 (+6.2%) |
| 2 Bedroom | $953 | $1,007 | +$54 (+5.7%) |
| 3 Bedroom | $1,169 | $1,232 | +$63 (+5.4%) |
| 4 Bedroom | $1,343 | $1,420 | +$77 (+5.7%) |
Rent Burden Analysis
How much of household income goes to rent in Cattaraugus County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Cattaraugus sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,007 higher than 46% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Cattaraugus compares on 1-bedroom rent
1-bedroom FMR vs other New York counties
- Kings
Kings County
$2,655 1BR FMR / mo
- Queens
Queens County
$2,655 1BR FMR / mo
- New York
New York County
$2,655 1BR FMR / mo
- Bronx
Bronx County
$2,655 1BR FMR / mo
- Suffolk
Suffolk County
$2,379 1BR FMR / mo
- Nassau
Nassau County
$2,379 1BR FMR / mo
- Cattaraugus $783
Cattaraugus County
$783 1BR FMR / mo
What this shows Cattaraugus is highlighted. Nearby New York counties by 1-bedroom FMR, highest to lowest: Kings County ($2,655), Queens County ($2,655), New York County ($2,655), Bronx County ($2,655), Suffolk County ($2,379), Nassau County ($2,379), Cattaraugus County (this county) ($783).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $783/mo, most of these New York occupations clear, or miss, the 30% affordability line.
| Occupation | NY Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $161,260 | 5.8% | Affordable |
| General & Operations Managers | $129,990 | 7.2% | Affordable |
| Registered Nurses | $105,600 | 8.9% | Affordable |
| Accountants & Auditors | $101,780 | 9.2% | Affordable |
| Police & Sheriff's Patrol Officers | $93,050 | 10.1% | Affordable |
| Elementary School Teachers | $82,480 | 11.4% | Affordable |
| Electricians | $77,460 | 12.1% | Affordable |
| Paralegals & Legal Assistants | $66,390 | 14.2% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $60,520 | 15.5% | Affordable |
| Customer Service Representatives | $47,840 | 19.6% | Affordable |
| Pharmacy Technicians | $40,840 | 23% | Affordable |
| Janitors & Cleaners | $39,920 | 23.5% | Affordable |
| Retail Salespersons | $37,020 | 25.4% | Affordable |
| Teaching Assistants | $36,600 | 25.7% | Affordable |
| Fast Food & Counter Workers | $35,270 | 26.6% | Affordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Cattaraugus County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Cattaraugus (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 33.8% overall, from $585 to $783. The increases have been fairly steady year to year, with no single jump exceeding 7.8% (FY 2024).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑6.2% | $778 | $783 | $1,007 |
| FY 2025 ↑3.9% | $733 | $737 | $953 |
| FY 2024 ↑7.8% | $705 | $709 | $905 |
| FY 2023 ↑6.5% | $653 | $658 | $826 |
| FY 2022 ↑1.8% | $614 | $618 | $757 |
| FY 2021 ↑3.8% | $604 | $607 | $734 |
| FY 2020 | $585 | $585 | $716 |
Part of the Olean, NY Micro Area
Cattaraugus County is a central county of the Olean, NY micropolitan statistical area.
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Cattaraugus County, both outside New York so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside NY (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside NY).
Nearby Counties in New York
Largest counties by population in New York
Showing the 8 largest of 61 other counties in New York.
Frequently Asked Questions
What is the average rent in Cattaraugus County?
The FY 2026 Fair Market Rent for a 1-bedroom in Cattaraugus County is $783 per month. A 2-bedroom is $1,007 and a studio is $778.
How does Cattaraugus County rent compare to the national average?
Rent in Cattaraugus County is 18% below the national average. A 1-bedroom here costs $783 compared to $959 nationally.
Where does Cattaraugus County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Cattaraugus County's 2-bedroom FMR of $1,007 ranks #1,448 most affordable among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Cattaraugus County?
Based on the 30% affordability rule, you need an annual income of at least $31,320 ($2,610/month) to afford a 1-bedroom at Fair Market Rent in Cattaraugus County.
Is rent going up or down in Cattaraugus County?
The 1-bedroom Fair Market Rent in Cattaraugus County increased by 6.2% from FY 2025 to FY 2026, going from $737 to $783.
Which jobs can afford rent in Cattaraugus County?
Based on New York BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $783/mo. 15 of 15 common occupations are affordable here.
How much has rent changed in Cattaraugus County over time?
The 1-bedroom Fair Market Rent in Cattaraugus County went from $585 in FY 2020 to $783 in FY 2026, a total change of +33.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Cattaraugus County?
In Cattaraugus County, the FY 2026 FMR of $783/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Cattaraugus County?
For Cattaraugus County, it's the specific 40th-percentile rent HUD publishes each year ($783/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Cattaraugus County?
The ACS rental vacancy rate here is 8.0%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
What is the unemployment rate in Cattaraugus County?
The county's BLS unemployment rate has averaged 4.5% over the past 12 months, close to the typical US county range.
Data sources
What this means for renters
Treat Cattaraugus's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $783 implies about $31,320/yr to rent without being cost-burdened. Run your numbers
- New York counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Kings
- See where Cattaraugus ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.