HUD FY2026 · National FMR ranking

Cheapest Rent for 2-Bedroom Apartments

The most affordable counties for 2-bedroom units by Fair Market Rent. The cheapest county runs just $776 for a 2-bedroom, ideal for couples and small families.

$776
Cheapest county (2BR) - Barbour
$834
Cheapest metro (2BR)
3,145
Counties ranked

Most affordable areas by 2-bedroom Fair Market Rent, FY 2026, compared across all 50 states, ideal for couples and small families. Each figure is HUD's published 40th-percentile gross rent for the county. See our methodology.

Top 10 cheapest counties by 2-bedroom FMR

HUD Fair Market Rent, the FY2026 ceiling HUD will subsidize for a modest 2-bedroom unit

2BR FMR / mo

What this shows Barbour County is the most affordable county in the nation for a 2-bedroom. Rural counties across the South and Midwest fill the cheapest tier.

Source U.S. Department of Housing and Urban Development (HUD), FY2026 FMR As of FY2026

Top 50 Cheapest Counties, 2-Bedroom

# County Studio 1 BR 2 BR 3 BR 4 BR
1 Barbour County $576 $693 $776 $1,017 $1,068
2 Bullock County $576 $708 $776 $930 $1,302
3 Clay County $576 $591 $776 $1,024 $1,027
4 Conecuh County $576 $615 $776 $1,079 $1,157
5 Coosa County $576 $615 $776 $1,079 $1,157
6 Covington County $576 $591 $776 $999 $1,302
7 Crenshaw County $588 $591 $776 $930 $1,027
8 Dale County $603 $690 $776 $1,079 $1,302
9 DeKalb County $576 $591 $776 $992 $1,302
10 Escambia County $576 $675 $776 $972 $1,203
11 Fayette County $576 $671 $776 $1,079 $1,157
12 Franklin County $576 $704 $776 $976 $1,071
13 Jackson County $576 $643 $776 $1,004 $1,234
14 Lamar County $618 $636 $776 $1,024 $1,040
15 Marion County $535 $591 $776 $1,039 $1,302
16 Marshall County $588 $591 $776 $1,069 $1,073
17 Monroe County $576 $619 $776 $1,079 $1,254
18 Pickens County $588 $591 $776 $994 $1,290
19 Winston County $576 $631 $776 $1,070 $1,150
20 Choctaw County $578 $616 $778 $1,024 $1,179
21 Randolph County $536 $634 $778 $980 $1,126
22 Marengo County $582 $693 $783 $1,018 $1,187
23 Clarke County $588 $603 $791 $1,034 $1,261
24 Perry County $596 $636 $803 $963 $1,198
25 Talladega County $561 $682 $814 $1,107 $1,112
26 Sumter County $619 $642 $827 $1,107 $1,193
27 Allen Parish $601 $754 $834 $1,048 $1,249
28 Bienville Parish $601 $707 $834 $1,160 $1,399
29 Caldwell Parish $604 $647 $834 $1,072 $1,249
30 Catahoula Parish $601 $647 $834 $1,139 $1,249
31 Claiborne Parish $601 $706 $834 $1,000 $1,249
32 Concordia Parish $601 $647 $834 $1,139 $1,249
33 East Carroll Parish $601 $647 $834 $1,139 $1,249
34 Evangeline Parish $601 $667 $834 $1,085 $1,104
35 Franklin Parish $601 $698 $834 $1,067 $1,249
36 Jackson Parish $601 $761 $834 $1,160 $1,225
37 Madison Parish $616 $638 $834 $1,100 $1,399
38 Morehouse Parish $631 $636 $834 $1,143 $1,172
39 Red River Parish $601 $647 $834 $1,073 $1,251
40 St. Landry Parish $631 $636 $834 $1,040 $1,202
41 Tensas Parish $601 $761 $834 $1,160 $1,249
42 Vermilion Parish $580 $761 $834 $1,100 $1,104
43 Washington Parish $727 $761 $834 $1,160 $1,388
44 West Carroll Parish $601 $636 $834 $1,088 $1,138
45 Winn Parish $601 $761 $834 $1,160 $1,249
46 Dallas County $620 $637 $836 $1,103 $1,107
47 Butler County $622 $638 $837 $1,004 $1,139
48 Adams County $727 $768 $842 $1,111 $1,115
49 Alcorn County $727 $768 $842 $1,158 $1,162
50 Attala County $638 $642 $842 $1,115 $1,118

Top 25 Cheapest Metro Areas, 2-Bedroom

# Metro Area Studio 1 BR 2 BR 3 BR 4 BR
1 Morehouse Parish, LA HUD Metro FMR Area $631 $636 $834 $1,143 $1,172
2 Cherokee County, KS HUD Metro FMR Area $664 $668 $877 $1,157 $1,161
3 Little River County, AR HUD Metro FMR Area $666 $671 $880 $1,166 $1,170
4 Acadia Parish, LA HUD Metro FMR Area $607 $671 $880 $1,055 $1,194
5 Boone County, WV HUD Metro FMR Area $669 $674 $869 $1,195 $1,458
6 Fayette County, WV HUD Metro FMR Area $631 $697 $915 $1,195 $1,535
7 Fort Smith, AR-OK MSA $683 $714 $937 $1,266 $1,532
8 Benton County, IA HUD Metro FMR Area $659 $729 $956 $1,209 $1,348
9 Rock County, MN HUD Metro FMR Area $727 $742 $973 $1,353 $1,357
10 Bosque County, TX HUD Metro FMR Area $671 $742 $973 $1,283 $1,288
11 Parkersburg-Vienna, WV MSA $741 $745 $928 $1,194 $1,253
12 Anniston-Oxford, AL MSA $753 $757 $962 $1,300 $1,361
13 Weirton-Steubenville, WV-OH MSA $752 $757 $973 $1,285 $1,482
14 Allen County, KY HUD Metro FMR Area $759 $759 $996 $1,224 $1,520
15 Dothan, AL HUD Metro FMR Area $757 $762 $950 $1,288 $1,428
16 Youngstown-Warren, OH MSA $735 $771 $973 $1,270 $1,345
17 Mansfield, OH MSA $671 $773 $973 $1,315 $1,530
18 Florence-Muscle Shoals, AL MSA $698 $775 $1,000 $1,242 $1,409
19 Decatur, AL MSA $755 $776 $961 $1,262 $1,550
20 Alexandria, LA MSA $728 $780 $994 $1,342 $1,523
21 Lawton, OK HUD Metro FMR Area $779 $784 $1,001 $1,392 $1,679
22 Boone County, IA HUD Metro FMR Area $783 $788 $1,026 $1,427 $1,500
23 Massac County, IL HUD Metro FMR Area $784 $789 $969 $1,348 $1,415
24 Gadsden, AL MSA $639 $792 $927 $1,124 $1,304
25 Callaway County, MO HUD Metro FMR Area $789 $794 $1,042 $1,249 $1,472

Frequently Asked Questions

Where is the cheapest 2-bedroom apartment rent in the US?
Based on FY 2026 HUD Fair Market Rents, the cheapest counties for 2-bedroom apartments are found in rural areas of states like West Virginia, Arkansas, Mississippi, and South Dakota. These areas have 2-bedroom FMRs well below the national average, making them attractive for budget-conscious families.
What income do I need to afford a 2-bedroom apartment?
Using the 30% rule, you need a gross annual income of at least 40 times the monthly rent. For example, if the 2-bedroom FMR is $800/mo, you need approximately $32,000/year. HUD Fair Market Rents represent the 40th percentile of market rates, so actual costs may vary.
How does 2-bedroom FMR compare to 1-bedroom FMR?
Two-bedroom FMRs are typically 20–35% higher than 1-bedroom FMRs in the same county. The premium varies by market, competitive urban markets often show a larger gap, while rural areas tend to have smaller differences between bedroom sizes.
Can I use 2-bedroom FMR data for Section 8 housing?
Yes. HUD's Fair Market Rents are used to determine Section 8 housing voucher payment standards. If you have a 2-bedroom voucher, HUD's 2-bedroom FMR for your area sets the ceiling for what the program will subsidize (landlords may charge more, but only up to that limit).

Rankings based on FY 2026 Fair Market Rents (FMR) published by the U.S. Department of Housing and Urban Development (HUD). Counties sorted by 2-bedroom FMR ascending. Metro areas sorted by 1-bedroom FMR (HUD benchmark); 2-BR shown for reference.