Metro FMR · CBSA 27620 · HUD FY2026

Callaway County, MO HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Callaway County, MO HUD Metro FMR Area metro area - 17% below the US average.

$794
1-bedroom FMR
$1,042
2-bedroom FMR
+4.3%
YoY change
-17%
vs US avg

The verdict

A 2-bedroom in the Callaway County, MO HUD Metro FMR Area area rents at $1,042 under HUD's FY2026 Fair Market Rent - 11% below the US average, lower than 89% of the 387 metro areas HUD tracks.

#44
most affordable of 387 US metros (2BR)
-11%
vs the US 2-bedroom average
$41,680
income to afford it (30% rule)
+4.3%
1BR change, FY2025→2026

Affordability & income context

Callaway County: #44 most affordable nationally · income context

At the metro's ACS median household income of $72,425, this 1-bedroom FMR takes 13.2% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Callaway County in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 150,182 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 31.0% of the 16,122 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$789/mo

13.1% of median income

1 Bedroom

$794/mo

13.2% of median income

2 Bedroom

$1,042/mo

17.3% of median income

3 Bedroom

$1,249/mo

20.7% of median income

4 Bedroom

$1,472/mo

24.4% of median income

FMR filing desk

CBSA CBSA·27620

Callaway County: $794/mo 1BR · #44 of 387 metros (2BR) · FY2026 CBSA 27620

  • CBSA 27620
  • 1BR-FMR $794
  • 2BR-FMR $1,042
  • RANK-MID #44
  • YOY-UP +4.3%
  • VSUS-BELOW -17%
  • IN-ST-LOW #1 MO
  • INC-ROOM 13%
  • POP-MID 150K
  • PHOTO-FINISH Cape Girardeau
  • VOUCH-90-110 $715–$873
  • FY-2026 FY2026

Photo-finish peer: Cape Girardeau ($13 1BR gap)

Read with: Understanding rent trends

Where Callaway County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,042 higher than 11% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 27620

Counties inside Callaway County

Across 4 HUD counties in CBSA 27620, 2-bedroom FMRs cluster tightly ($910–$1,042, 15% spread), so the metro-wide schedule tracks most constituent counties closely.

Cole County 2BR $910 · 77K Callaway County 2BR $1,042 · 45K Moniteau County 2BR $922 · 15K Osage County 2BR $910 · 13K

Callaway County studio–4BR schedule (FY2026) · 2BR #44 most affordable

1BR $794 (-17% vs US, +4.3% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 27620.

Studio
$789
US avg $893
↑4.4% YoY -12% vs US
1 Bedroom
$794
US avg $959
↑4.3% YoY -17% vs US
2 Bedroom
$1,042
US avg $1,175
↑4.4% YoY -11% vs US
3 Bedroom
$1,249
US avg $1,525
↑3.9% YoY -18% vs US
4 Bedroom
$1,472
US avg $1,756
↑3.7% YoY -16% vs US

How Callaway County compares on 1-bedroom rent

1-bedroom FMR vs other MO metro areas

1BR FMR / mo

What this shows Callaway County highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Callaway County: out-of-state FMR & burden peers

PlainRent pairs Callaway County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside MO (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside MO

Nearest schedules by 2BR delta (FY2026).

Las Cruces
NM · 2 BR $1,042/mo
Muncie
IN · 2 BR $1,043/mo
Kingsport-Bristol
TN · 2 BR $1,044/mo
Jonesboro
AR · 2 BR $1,040/mo

Burden % · outside MO

Nearest 2BR FMR ÷ ACS median income (FY2026).

Boone County
IA · 17.3% of income · 2 BR $1,026/mo
Acadia Parish
LA · 17.3% of income · 2 BR $880/mo
Baker County
FL · 17.2% of income · 2 BR $1,103/mo
Cherokee County
KS · 17.5% of income · 2 BR $877/mo

Callaway County: quick answers

What is the average rent in the Callaway County, MO HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Callaway County, MO HUD Metro FMR Area is $794 per month. A 2-bedroom is $1,042 and a studio is $789.
How does Callaway County, MO HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Callaway County, MO HUD Metro FMR Area metro area is 17% below the national average. A 1-bedroom costs $794 compared to $959 nationally.
Where does Callaway County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,042 ranks #44 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Callaway County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 27620, but 4 constituent counties publish their own county FMR schedules spanning $910–$1,042 for a 2-bedroom (15% spread). Use county pages for filing at the county level.

Compare Callaway County vs Cape Girardeau →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $794/mo · 1BR MO

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.