Metro FMR · CBSA 37140 · HUD FY2026

Massac County, IL HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Massac County, IL HUD Metro FMR Area metro area - 18% below the US average.

$789
1-bedroom FMR
$969
2-bedroom FMR
-18%
vs US avg

The verdict

A 2-bedroom in the Massac County, IL HUD Metro FMR Area area rents at $969 under HUD's FY2026 Fair Market Rent - 18% below the US average, lower than 96% of the 387 metro areas HUD tracks.

#16
most affordable of 387 US metros (2BR)
-18%
vs the US 2-bedroom average
$38,760
income to afford it (30% rule)

Affordability & income context

Massac County: #16 most affordable nationally · income context

At the metro's ACS median household income of $62,286, this 1-bedroom FMR takes 15.2% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Massac County in the lowest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 103,212 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population grew 6.0% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents.

The ACS rental vacancy rate here is 4.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

The Census ACS median gross rent across all rental units here is $854/month - the FY2026 HUD two-bedroom FMR of $969 runs 13.5% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR is in the lowest national tenth (#16 most affordable of 387 metros), though the household budget still depends on local income.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 40.3% of the 11,695 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$784/mo

15.1% of median income

1 Bedroom

$789/mo

15.2% of median income

2 Bedroom

$969/mo

18.7% of median income

3 Bedroom

$1,348/mo

26.0% of median income

4 Bedroom

$1,415/mo

27.3% of median income

FMR filing desk

CBSA CBSA·37140

Massac County: $789/mo 1BR · #16 of 387 metros (2BR) · FY2026 CBSA 37140

  • CBSA 37140
  • 1BR-FMR $789
  • 2BR-FMR $969
  • RANK-LOW #16
  • YOY-NA YoY pending
  • VSUS-BELOW -18%
  • IN-ST-LOW #1 IL
  • INC-ROOM 15%
  • POP-MID 103K
  • PHOTO-NEAR Bloomington
  • VOUCH-90-110 $710–$868
  • FY-2026 FY2026

Photo-finish peer: Bloomington ($210 1BR gap)

Read with: How Fair Market Rent works

Where Massac County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$969 higher than 4% of 387 metro areas

$800–$1,000: 28 metro areas (7%). This entry sits in this band. $1,000–$1,200: 114 metro areas (29%). Above this entry. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #16 of 387 HUD-tracked metro areas, 18% below the national 2-bedroom average. 27 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 37140

Counties inside Massac County

HUD publishes one metro-wide FMR for CBSA 37140, but county-level schedules inside Massac County still diverge: 5 counties range from $915 (2BR in Carlisle) to $1,158 (Livingston), a 27% spread. McCracken is the largest county by population.

McCracken County 2BR $1,058 · 68K Massac County 2BR $969 · 14K Livingston County 2BR $1,158 · 9K Ballard County 2BR $1,072 · 8K Carlisle County 2BR $915 · 5K

Massac County studio–4BR schedule (FY2026) · 2BR #16 most affordable

Each bedroom band is FY2026 HUD Fair Market Rent for CBSA 37140 (103,212 residents).

Studio
$784
US avg $893
-12% vs US
1 Bedroom
$789
US avg $959
-18% vs US
2 Bedroom
$969
US avg $1,175
-18% vs US
3 Bedroom
$1,348
US avg $1,525
-12% vs US
4 Bedroom
$1,415
US avg $1,756
-19% vs US

How Massac County compares on 1-bedroom rent

1-bedroom FMR vs other IL metro areas

1BR FMR / mo

What this shows Massac County highlighted among 4 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Massac County: out-of-state FMR & burden peers

PlainRent pairs Massac County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IL

Nearest schedules by 2BR delta (FY2026).

Youngstown-Warren
OH · 2 BR $973/mo
Huntington-Ashland
WV · 2 BR $973/mo
Cochran County
TX · 2 BR $973/mo
Bosque County
TX · 2 BR $973/mo

Burden % · outside IL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Sheboygan
WI · 18.6% of income · 2 BR $1,116/mo
Topeka
KS · 18.6% of income · 2 BR $1,057/mo
Lincoln
NE · 18.7% of income · 2 BR $1,141/mo
Elizabethtown
KY · 18.7% of income · 2 BR $1,056/mo

Massac County: quick answers

What is the average rent in the Massac County, IL HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Massac County, IL HUD Metro FMR Area is $789 per month. A 2-bedroom is $969 and a studio is $784.
How does Massac County, IL HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Massac County, IL HUD Metro FMR Area metro area is 18% below the national average. A 1-bedroom costs $789 compared to $959 nationally.
Where does Massac County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $969 ranks #16 most affordable among 387 US metro areas (the lowest-rent tenth of HUD metro areas).
Do county rents differ inside the Massac County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 37140, but 5 constituent counties publish their own county FMR schedules spanning $915–$1,158 for a 2-bedroom (27% spread). Use county pages for filing at the county level.
Is Massac County's population growing, and how tight is its rental market? ▼
Population grew 6.0% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents. The ACS rental vacancy rate here is 4.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

Compare Massac County vs Bloomington →

What this means for renters

Treat Massac County's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $789 implies about $31,560/yr to rent without being cost-burdened. Run your numbers
  • See how Massac County stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Bloomington
  • See where Massac County ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 5 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $789/mo · 1BR IL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.