Coverage
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Every CBSA published by HUD
Metro FMR · CBSA 37140 · HUD FY2026
HUD's FY2026 Fair Market Rent for the Massac County, IL HUD Metro FMR Area metro area - 18% below the US average.
The verdict
A 2-bedroom in the Massac County, IL HUD Metro FMR Area area rents at $969 under HUD's FY2026 Fair Market Rent - 18% below the US average, lower than 96% of the 387 metro areas HUD tracks.
FY 2026 HUD Fair Market Rents for the Massac County, IL HUD Metro FMR Area metro area. Population: 103,212. Verify with HUD →
HUD's FY 2026 Fair Market Rent schedule sets the Massac County, IL HUD Metro FMR Area Metro Area (CBSA 37140) 1-bedroom at $789, with a studio at $784, 2-bedroom at $969, 3-bedroom at $1,348, and 4-bedroom at $1,415. These are the 40th percentile of gross rents, utilities included, excluding telephone, meaning roughly 60% of standard-quality rentals in the metro cost more. Because HUD treats a metropolitan statistical area as a single rent market, every county inside the Massac County, IL HUD Metro FMR Area CBSA shares these FMR figures, and local housing authorities use them to set Section 8 Housing Choice Voucher payment standards (typically between 90% and 110% of FMR).
Against the national benchmark, a 1-bedroom in Massac County, IL HUD Metro FMR Area is 18% below the US 1-bedroom FMR of $959. HUD rebases metro FMRs annually using the American Community Survey and CPI rent components, so the figure changes each fiscal year as new data arrives. Metro-level FMRs often diverge from the rents listed for any single suburb, so renters should view this as the HUD ceiling, not a street-level market rate.
For affordability, the 30% rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $789, that implies a household income of $31,560 per year (about $2,630/month) - a 2-bedroom at $969 raises that income floor further. With a metro population of 103,212 and a median household income of $62,286, the gap between FMR and local wages determines how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%). Metro FMR also anchors the Small Area FMR program, which sets ZIP-level payment standards in designated metros to expand voucher choice into higher-opportunity neighborhoods.
Where Massac County sits among every US metro
2-bedroom Fair Market Rent vs. all 387 HUD metro areas
$969 Top 96% higher than 4% of 387 metro areas
Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
HUD's FY2026 ceiling for each unit size, with the year-over-year change and how it compares to the US average.
Based on the standard that rent should not exceed 30% of gross income:
The local median household income is $62,286 - comfortably above the $38,760 needed to afford a 2-bedroom at FMR, leaving the median household with room under the 30% line.
1-bedroom FMR vs other IL metro areas
Chicago-Joliet-Naperville, IL HUD Metro FMR Area
$1,581 1BR FMR / mo
Bloomington, IL MSA
$999 1BR FMR / mo
Champaign-Urbana, IL HUD Metro FMR Area
$946 1BR FMR / mo
Bond County, IL HUD Metro FMR Area
$836 1BR FMR / mo
Massac County, IL HUD Metro FMR Area
$789 1BR FMR / mo
What this shows Massac County is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.
How Massac County stacks up against other metro areas in the same state, by 1-bedroom Fair Market Rent.
What this means for renters
Treat the Massac County area's FY2026 Fair Market Rent as HUD's affordability benchmark, not a street-level market rate.
Metro FMRs are HUD's 40th-percentile benchmark used to set voucher payment standards and often diverge from the rents listed in any single suburb. HUD updates FMRs once a year.
Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).
Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area. HUD publishes updated FMRs annually.
Read our methodology - how this data is sourced, computed, and verified.
Coverage
50 states + DC
Every CBSA published by HUD
Update cadence
Annual (FY)
Refreshed within 30 days of HUD release
Source
HUD User
huduser.gov/portal/datasets/fmr.html
Composite score weighing source authority, update freshness, and methodological transparency. 1.0 = full federal-source coverage with documented methodology and recent update.