McCracken County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 67,573.
Fair Market Rents (2026)
Studio
National avg: $893
$729/mo
↑ 5.2% YoY
-18% vs US
1 Bedroom
National avg: $959
$851/mo
↑ 9.0% YoY
-11% vs US
2 Bedroom
National avg: $1,175
$1,058/mo
↑ 4.6% YoY
-10% vs US
3 Bedroom
National avg: $1,525
$1,269/mo
↑ 4.2% YoY
-17% vs US
4 Bedroom
National avg: $1,756
$1,775/mo
↑ 4.5% YoY
+1% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $693 | $729 | +$36 (+5.2%) |
| 1 Bedroom | $781 | $851 | +$70 (+9.0%) |
| 2 Bedroom | $1,011 | $1,058 | +$47 (+4.6%) |
| 3 Bedroom | $1,218 | $1,269 | +$51 (+4.2%) |
| 4 Bedroom | $1,698 | $1,775 | +$77 (+4.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$34,040
$2,837/month gross
Required annual income for 2 BR
$42,320
$3,527/month gross
Other Counties in Kentucky
Wayne County
1 BR: $677/mo
Scott County
1 BR: $1,079/mo
Carlisle County
1 BR: $717/mo
Lewis County
1 BR: $660/mo
Martin County
1 BR: $683/mo
McCreary County
1 BR: $790/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.