County FMR · HUD FY2026

Carlisle County Fair Market Rent

HUD's FY2026 Fair Market Rent for Carlisle County, KY - 25% below the US average.

$717
1-bedroom FMR
$915
2-bedroom FMR
+7.3%
YoY change
-25%
vs US avg

The verdict

Carlisle is the 52nd most expensive of 120 counties in Kentucky by 2-bedroom FMR; nationally it ranks #473 most affordable of 3,145 HUD counties; rent here has climbed 7.3% since FY 2025, a modest shift relative to most counties.

#473
most affordable of 3,145 US counties (2BR)
#52
most expensive of 120 in Kentucky (2BR)
-10%
vs the state average
$28,680
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (8.1%), while Fast Food and Counter Workers spend the most (31.7%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Carlisle County, KY. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Carlisle County, Kentucky at $717 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $915/mo and a studio is $683/mo. This is 25% lower than the national average of $959 and 10% below the Kentucky average of $794.

Rent increased7.3% from FY 2025 ($668), outpacing inflation. The 30% affordability floor is comparatively reachable here at $28,680/year.

Observed renter burden: 37.5% of the 349 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Kentucky. Population: 4,782. Population has held roughly steady over the past five years (-1.6%, Census ACS). That's slower than Kentucky's statewide growth of +1.6% over the same period.

FMR filing desk

Area CARLISLE·COUNTY·KY·KY

Carlisle County, KY: $717/mo 1BR · #473 of 3145 counties (2BR) · FY2026

  • FMR-AREA KY
  • 1BR-FMR $717
  • 2BR-FMR $915
  • RANK-MID #473
  • YOY-SURGE +7.3%
  • VSUS-LOW -25%
  • VS-ST-LOW -10% KY
  • INC-ROOM 14%
  • POP-SMALL 5K
  • PHOTO-NEAR Jefferson County
  • VOUCH-90-110 $645–$789
  • FY-2026 FY2026

Photo-finish peer: Jefferson ($330 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $719 · US avg: $893
$683/mo
↑ 8.2% YoY -5% vs state -24% vs US
1 Bedroom
State avg: $794 · US avg: $959
$717/mo
↑ 7.3% YoY -10% vs state -25% vs US
2 Bedroom
State avg: $984 · US avg: $1,175
$915/mo
↑ 4.3% YoY -7% vs state -22% vs US
3 Bedroom
State avg: $1,277 · US avg: $1,525
$1,173/mo
↑ 11.0% YoY -8% vs state -23% vs US
4 Bedroom
State avg: $1,442 · US avg: $1,756
$1,399/mo
↑ 15.8% YoY -3% vs state -20% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $631
$683
+$52 (+8.2%)
1 Bedroom $668
$717
+$49 (+7.3%)
2 Bedroom $877
$915
+$38 (+4.3%)
3 Bedroom $1,057
$1,173
+$116 (+11.0%)
4 Bedroom $1,208
$1,399
+$191 (+15.8%)

Rent Burden Analysis

How much of household income goes to rent in Carlisle County. The 30% threshold indicates cost burden.

Studio
13.2%
Affordable
Need $27,320/yr for 30% rule
1 Bedroom
13.9%
Affordable
Need $28,680/yr for 30% rule
2 Bedroom
17.7%
Affordable
Need $36,600/yr for 30% rule
3 Bedroom
22.7%
Affordable
Need $46,920/yr for 30% rule
4 Bedroom
27.1%
Affordable
Need $55,960/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%17.7%
Carlisle County 2-bedroom rent burden
County median income: $62,019 · National avg burden: 21.7% ·View Kentucky rent burden →

Where Carlisle sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$915 higher than 15% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Carlisle compares on 1-bedroom rent

1-bedroom FMR vs other Kentucky counties

1BR FMR / mo

What this shows Carlisle is highlighted. Nearby Kentucky counties by 1-bedroom FMR, highest to lowest: Fayette County ($1,079), Kenton County ($1,051), Boone County ($1,051), Jefferson County ($1,047), Warren County ($985), Hardin County ($846), Carlisle County (this county) ($717).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $717/mo, most of these Kentucky occupations clear, or miss, the 30% affordability line.

Occupation KY Salary Rent Burden Verdict
Software Developers $106,200 8.1% Affordable
Registered Nurses $79,910 10.8% Affordable
General & Operations Managers $77,150 11.2% Affordable
Accountants & Auditors $72,220 11.9% Affordable
Police & Sheriff's Patrol Officers $60,230 14.3% Affordable
Electricians $59,490 14.5% Affordable
Elementary School Teachers $57,980 14.8% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,590 15.5% Affordable
Paralegals & Legal Assistants $49,000 17.6% Affordable
Pharmacy Technicians $37,630 22.9% Affordable
Customer Service Representatives $37,580 22.9% Affordable
Janitors & Cleaners $30,470 28.2% Affordable
Retail Salespersons $29,450 29.2% Affordable
Teaching Assistants $29,220 29.4% Affordable
Fast Food & Counter Workers $27,170 31.7% Stretched
Salaries: BLS OES (Kentucky) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Carlisle County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Carlisle (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 36.3% overall, from $526 to $717. The increases have been fairly steady year to year, with no single jump exceeding 11.7% (FY 2024).

$500$550$600$650$700$750 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $717
Carlisle County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑7.3% $683 $717 $915
FY 2025 ↑3.2% $631 $668 $877
FY 2024 ↑11.7% $616 $647 $850
FY 2023 ↑2.3% $538 $579 $742
FY 2022 ↑1.8% $482 $566 $674
FY 2021 ↑5.7% $475 $556 $663
FY 2020 $463 $526 $651
Total change (6yr): +36.3%
Annualized: +5.3%/yr
1 BR: $526 → $717

Part of the Paducah, KY-IL Metro Area

Carlisle County is a outlying county of the Paducah, KY-IL metropolitan statistical area, alongside 4 other metro-area counties.

Carlisle County ranks #5 of 5 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Livingston County ($960), McCracken County ($851), Ballard County ($817), Massac County ($789), Carlisle County (this county) ($717).

Livingston County
1 BR: $960/mo
McCracken County
1 BR: $851/mo
Ballard County
1 BR: $817/mo
Massac County
1 BR: $789/mo
Carlisle County (this county)
1 BR: $717/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Carlisle County, both outside Kentucky so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside KY (FY2026).

Fayette County
WV · 2 BR $915/mo
Pittsylvania County
VA · 2 BR $914/mo
Whiteside County
IL · 2 BR $916/mo
Jackson County
IL · 2 BR $916/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside KY).

Lewis County
NY · 17.7% of income · 2 BR $1,008/mo
Clinton County
MI · 17.7% of income · 2 BR $1,268/mo
Traverse County
MN · 17.7% of income · 2 BR $973/mo
Huron County
OH · 17.7% of income · 2 BR $973/mo

Nearby Counties in Kentucky

Largest counties by population in Kentucky

Showing the 8 largest of 119 other counties in Kentucky.

Jefferson County
1 BR: $1,047/mo Pop: 779,232
Fayette County
1 BR: $1,079/mo Pop: 321,276
Kenton County
1 BR: $1,051/mo Pop: 169,066
Boone County
1 BR: $1,051/mo Pop: 136,150
Warren County
1 BR: $985/mo Pop: 135,307
Hardin County
1 BR: $846/mo Pop: 111,005
Daviess County
1 BR: $846/mo Pop: 102,916
Campbell County
1 BR: $1,051/mo Pop: 93,122
View all counties in Kentucky →

Frequently Asked Questions

What is the average rent in Carlisle County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Carlisle County is $717 per month. A 2-bedroom is $915 and a studio is $683.
How does Carlisle County rent compare to the national average? ▼
Rent in Carlisle County is 25% below the national average. A 1-bedroom here costs $717 compared to $959 nationally.
Where does Carlisle County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Carlisle County's 2-bedroom FMR of $915 ranks #473 most affordable among 3,145 HUD counties, placing it in the lower-rent quarter of HUD counties.
What income do I need to afford rent in Carlisle County? ▼
Based on the 30% affordability rule, you need an annual income of at least $28,680 ($2,390/month) to afford a 1-bedroom at Fair Market Rent in Carlisle County.
Is rent going up or down in Carlisle County? ▼
The 1-bedroom Fair Market Rent in Carlisle County increased by 7.3% from FY 2025 to FY 2026, going from $668 to $717.
Which jobs can afford rent in Carlisle County? ▼
Based on Kentucky BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $717/mo. 14 of 15 common occupations are affordable here.
How much has rent changed in Carlisle County over time? ▼
The 1-bedroom Fair Market Rent in Carlisle County went from $526 in FY 2020 to $717 in FY 2026, a total change of +36.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Carlisle County? ▼
In Carlisle County, the FY 2026 FMR of $717/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Carlisle County? ▼
For Carlisle County, it's the specific 40th-percentile rent HUD publishes each year ($717/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.