Metro FMR · CBSA 23460 · HUD FY2026

Gadsden, AL MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Gadsden, AL MSA metro area - 17% below the US average.

$792
1-bedroom FMR
$927
2-bedroom FMR
-2.2%
YoY change
-17%
vs US avg

The verdict

A 2-bedroom in the Gadsden, AL MSA area rents at $927 under HUD's FY2026 Fair Market Rent - 21% below the US average, lower than 98% of the 387 metro areas HUD tracks.

#9
most affordable of 387 US metros (2BR)
-21%
vs the US 2-bedroom average
$37,080
income to afford it (30% rule)
-2.2%
1BR change, FY2025→2026

Affordability & income context

Gadsden: #9 most affordable nationally · income context

At the metro's ACS median household income of $53,070, this 1-bedroom FMR takes 17.9% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Gadsden in the lowest-rent tenth of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 103,348 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR is in the lowest national tenth (#9 most affordable of 387 metros), though the household budget still depends on local income.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$639/mo

14.4% of median income

1 Bedroom

$792/mo

17.9% of median income

2 Bedroom

$927/mo

21.0% of median income

3 Bedroom

$1,124/mo

25.4% of median income

4 Bedroom

$1,304/mo

29.5% of median income

FMR filing desk

CBSA CBSA·23460

Gadsden: $792/mo 1BR · #9 of 387 metros (2BR) · FY2026 CBSA 23460

  • CBSA 23460
  • 1BR-FMR $792
  • 2BR-FMR $927
  • RANK-LOW #9
  • YOY-DOWN -2.2%
  • VSUS-BELOW -17%
  • IN-ST-LOW #5 AL
  • INC-ROOM 18%
  • POP-MID 103K
  • PHOTO-NEAR Anniston-Oxford
  • VOUCH-90-110 $713–$871
  • FY-2026 FY2026

Photo-finish peer: Anniston-Oxford ($35 1BR gap)

Read with: How Fair Market Rent works

Where Gadsden sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$927 higher than 2% of 387 metro areas

$800–$1,000: 28 metro areas (7%). This entry sits in this band. $1,000–$1,200: 114 metro areas (29%). Above this entry. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Gadsden studio–4BR schedule (FY2026) · 2BR #9 most affordable

1BR $792 (-17% vs US, -2.2% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 23460.

Studio
$639
US avg $893
↓1.1% YoY -28% vs US
1 Bedroom
$792
US avg $959
↓2.2% YoY -17% vs US
2 Bedroom
$927
US avg $1,175
↓1.6% YoY -21% vs US
3 Bedroom
$1,124
US avg $1,525
↓1.3% YoY -26% vs US
4 Bedroom
$1,304
US avg $1,756
↑3.9% YoY -26% vs US

How Gadsden compares on 1-bedroom rent

1-bedroom FMR vs other AL metro areas

1BR FMR / mo

What this shows Gadsden highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Gadsden: out-of-state FMR & burden peers

PlainRent pairs Gadsden with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside AL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside AL

Nearest schedules by 2BR delta (FY2026).

Parkersburg-Vienna
WV · 2 BR $928/mo
Fort Smith
AR · 2 BR $937/mo
Bond County
IL · 2 BR $916/mo
Fayette County
WV · 2 BR $915/mo

Burden % · outside AL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Baton Rouge
LA · 21% of income · 2 BR $1,204/mo
Grand Junction
CO · 21% of income · 2 BR $1,249/mo
Lynchburg
VA · 21% of income · 2 BR $1,187/mo
Milwaukee-Waukesha
WI · 21% of income · 2 BR $1,338/mo

Gadsden: quick answers

What is the average rent in the Gadsden, AL MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Gadsden, AL MSA is $792 per month. A 2-bedroom is $927 and a studio is $639.
How does Gadsden, AL MSA rent compare to the national average? ▼
Rent in the Gadsden, AL MSA metro area is 17% below the national average. A 1-bedroom costs $792 compared to $959 nationally.
Where does Gadsden rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $927 ranks #9 most affordable among 387 US metro areas (the lowest-rent tenth of HUD metro areas).
What income do I need to afford rent in Gadsden, AL MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $31,680 ($2,640/month) to afford a 1-bedroom at Fair Market Rent in the Gadsden, AL MSA area.

Compare Gadsden vs Anniston-Oxford →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $792/mo · 1BR AL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.