State FMR profile · HUD FY2026

Fair Market Rents in Indiana

The average 1-bedroom Fair Market Rent across Indiana is $882/mo - 8% below the US average.

$882
Avg 1BR FMR
92
Counties
12
Metro areas

The verdict

Indiana's 2-bedroom Fair Market Rent averages $1,096 - 7% below the US average, the 17th lowest of 51 states.

Indiana's FY2026 Fair Market Rent for a 2-bedroom averages $1,096, 7% below the US average - the 17th lowest of 51 states. A household needs about $43,840 in annual income to afford it under HUD's 30% affordability rule, and rents vary 74% between the state's cheapest and priciest counties.

#17
most affordable of 51 states (2BR)
-7%
vs the US 2-bedroom average
$43,840
income to afford it (30% rule)
74%
gap, cheapest→priciest county

FY 2026 HUD Fair Market Rents for 92 counties and 12 metro areas in IN. Verify with HUD →

What these rents mean for Indiana

Across Indiana's 92 counties and 12 metro areas, HUD's FY 2026 Fair Market Rent averages $882/mo for a 1-bedroom (studio through 4-bedroom averages are broken out below). FMR is set at the county or metro FMR area level, not statewide, so that figure is the arithmetic average of every FMR area inside IN, weighted equally. Local housing authorities use each county's or metro's FMR (not the state average) to calibrate Section 8 Housing Choice Voucher payment standards, typically ranging from 90% to 110% of FMR.

Benchmarked against the rest of the country, Indiana's average 1-bedroom FMR of $882 is 8% below the US average of $959. Inside the state, rents are not uniform - the cheapest 1-bedroom FMR is in Dubois County at $729, while the most expensive is in Shelby County at $1,267, a spread of roughly 74% between the lowest- and highest-cost counties. That intra-state dispersion is why urban voucher recipients, families relocating for jobs, and landlords setting Section 8 rents all need to check the specific FMR area rather than rely on a statewide figure.

For affordability, the 30% rule implies a household income of $35,280 per year (about $2,940/month) to afford Indiana's average 1-bedroom at $882. With a state population of 6,811,752 and median household income of $70,051, a significant share of Indiana renters fall above the 30% cost-burden threshold in higher-FMR counties. Pair these rent figures with Indiana's rent burden rankings and year-over-year rent growth pages to see which counties are tightening fastest and which remain comparatively affordable.

Where Indiana sits among all 50 states + DC

Average 2-bedroom Fair Market Rent vs. every US state

$1,096 higher than 31% of 51 states

$900–$1,000: 11 states (22%). Below this entry. $1,000–$1,100: 7 states (14%). This entry sits in this band. $1,100–$1,200: 8 states (16%). Above this entry. $1,200–$1,300: 2 states (4%). Above this entry. $1,300–$1,400: 3 states (6%). Above this entry. $1,400–$1,500: 8 states (16%). Above this entry. $1,500–$1,600: 3 states (6%). Above this entry. $1,600–$1,700: 1 states (2%). Above this entry. $1,700–$1,800: 1 states (2%). Above this entry. $1,800–$1,900: 1 states (2%). Above this entry. $1,900–$2,000: 1 states (2%). Above this entry. $2,000–$2,100: 1 states (2%). Above this entry. $2,100–$2,200: 1 states (2%). Above this entry. $2,200–$2,300: 2 states (4%). Above this entry. $2,300–$2,400: 0 states (0%). Above this entry. $2,400–$2,500: 1 states (2%). Above this entry. IN $900 $2,500 every US state, bucketed by value

Each bar is a $0.1K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

State Average vs National Average

Studio
$816
-9% vs US avg
1 BR
$882
-8% vs US avg
2 BR
$1,096
-7% vs US avg
3 BR
$1,391
-9% vs US avg
4 BR
$1,590
-9% vs US avg

Most expensive counties in Indiana by 1-bedroom FMR

FY 2026 HUD Fair Market Rent, the highest-cost 10 of 92 IN counties

1BR FMR / mo

What this shows Inside IN, 1-bedroom FMR runs from $729 in Dubois County to $1,267 in Shelby County.

Source HUD Fair Market Rents and U.S. Census Bureau ACS data As of FY2026

Cheapest Counties

Lowest FMR rental costs →

Most Expensive Counties

Highest FMR rental costs →

Rent Burden

% of income spent on rent →

Rent Growth

YoY rent trends by county →

Metro areas in Indiana

Each metro FMR area applies one rent schedule across all its counties, ranked here by 1-bedroom FMR.

# Metro area Studio1 BR2 BR3 BR4 BR
1 Indianapolis-Carmel, IN HUD Metro FMR Area $1,118
$1,267
$1,473$1,907$2,338
2 Columbus, IN MSA $1,233
$1,257
$1,415$1,697$2,000
3 South Bend-Mishawaka, IN HUD Metro FMR Area $898
$1,105
$1,292$1,567$1,711
4 Bloomington, IN HUD Metro FMR Area $966
$1,072
$1,210$1,572$1,906
5 Lafayette-West Lafayette, IN HUD Metro FMR Area $894
$1,032
$1,242$1,489$1,992
6 Elkhart-Goshen, IN MSA $968
$992
$1,183$1,553$1,581
7 Michigan City-La Porte, IN MSA $874
$953
$1,152$1,454$1,680
8 Fort Wayne, IN HUD Metro FMR Area $892
$916
$1,113$1,381$1,512
9 Kokomo, IN MSA $884
$890
$1,123$1,388$1,567
10 Terre Haute, IN HUD Metro FMR Area $859
$864
$1,094$1,312$1,535
11 Evansville, IN MSA $853
$860
$1,113$1,370$1,539
12 Muncie, IN MSA $803
$845
$1,043$1,349$1,685

Counties in Indiana, ranked by rent (92)

All 92 counties with a published FY2026 Fair Market Rent, highest 1-bedroom first.

92 of 92
# County Studio1 BR2 BR3 BR4 BR
1 Boone County $1,118
$1,267
$1,473$1,907$2,338
2 Brown County $1,118
$1,267
$1,473$1,907$2,338
3 Hamilton County $1,118
$1,267
$1,473$1,907$2,338
4 Hancock County $1,118
$1,267
$1,473$1,907$2,338
5 Hendricks County $1,118
$1,267
$1,473$1,907$2,338
6 Johnson County $1,118
$1,267
$1,473$1,907$2,338
7 Marion County $1,118
$1,267
$1,473$1,907$2,338
8 Morgan County $1,118
$1,267
$1,473$1,907$2,338
9 Shelby County $1,118
$1,267
$1,473$1,907$2,338
10 Bartholomew County $1,233
$1,257
$1,415$1,697$2,000
11 St. Joseph County $898
$1,105
$1,292$1,567$1,711
12 Lake County $959
$1,082
$1,317$1,612$1,744
13 Newton County $959
$1,082
$1,317$1,612$1,744
14 Porter County $959
$1,082
$1,317$1,612$1,744
15 Monroe County $966
$1,072
$1,210$1,572$1,906
16 Dearborn County $958
$1,051
$1,353$1,785$1,976
17 Ohio County $958
$1,051
$1,353$1,785$1,976
18 Clark County $966
$1,047
$1,272$1,625$1,891
19 Floyd County $966
$1,047
$1,272$1,625$1,891
20 Harrison County $966
$1,047
$1,272$1,625$1,891
21 Benton County $894
$1,032
$1,242$1,489$1,992
22 Tippecanoe County $894
$1,032
$1,242$1,489$1,992
23 Elkhart County $968
$992
$1,183$1,553$1,581
24 LaPorte County $874
$953
$1,152$1,454$1,680
25 Madison County $898
$919
$1,206$1,594$1,597
26 Allen County $892
$916
$1,113$1,381$1,512
27 Whitley County $892
$916
$1,113$1,381$1,512
28 Jasper County $889
$895
$1,174$1,535$1,554
29 Howard County $884
$890
$1,123$1,388$1,567
30 Kosciusko County $875
$881
$1,142$1,385$1,560
31 Adams County $695
$872
$956$1,227$1,266
32 Pulaski County $685
$872
$956$1,330$1,604
33 Clay County $859
$864
$1,094$1,312$1,535
34 Vermillion County $859
$864
$1,094$1,312$1,535
35 Vigo County $859
$864
$1,094$1,312$1,535
36 Franklin County $796
$861
$1,117$1,473$1,479
37 Posey County $853
$860
$1,113$1,370$1,539
38 Vanderburgh County $853
$860
$1,113$1,370$1,539
39 Warrick County $853
$860
$1,113$1,370$1,539
40 Crawford County $685
$852
$956$1,330$1,508
41 Delaware County $803
$845
$1,043$1,349$1,685
42 Tipton County $840
$845
$1,109$1,330$1,725
43 Warren County $688
$845
$956$1,330$1,376
44 Putnam County $738
$843
$1,030$1,390$1,634
45 Randolph County $675
$841
$956$1,261$1,266
46 Marshall County $722
$824
$1,008$1,225$1,335
47 Jefferson County $669
$818
$971$1,201$1,524
48 Decatur County $768
$816
$1,071$1,284$1,418
49 Jackson County $802
$807
$1,059$1,328$1,402
50 Montgomery County $802
$807
$966$1,281$1,399
51 Clinton County $731
$804
$1,007$1,328$1,343
52 Owen County $770
$798
$956$1,155$1,509
53 Cass County $791
$796
$956$1,278$1,282
54 Steuben County $784
$790
$1,036$1,337$1,372
55 White County $738
$785
$1,030$1,235$1,364
56 Sullivan County $758
$783
$1,028$1,251$1,720
57 Henry County $771
$775
$956$1,146$1,266
58 Miami County $685
$773
$956$1,146$1,358
59 Gibson County $766
$771
$1,001$1,262$1,361
60 Scott County $723
$769
$1,009$1,348$1,353
61 Grant County $698
$767
$956$1,257$1,412
62 Blackford County $685
$766
$956$1,268$1,555
63 Daviess County $719
$764
$1,003$1,243$1,328
64 Rush County $685
$762
$956$1,146$1,266
65 Wells County $750
$755
$991$1,203$1,393
66 Fayette County $659
$754
$956$1,184$1,266
67 Washington County $749
$753
$988$1,185$1,308
68 Ripley County $681
$752
$987$1,302$1,307
69 LaGrange County $740
$745
$977$1,171$1,294
70 Carroll County $709
$742
$973$1,219$1,328
71 Noble County $682
$737
$967$1,159$1,622
72 Parke County $691
$735
$964$1,272$1,276
73 Fulton County $689
$733
$962$1,153$1,274
74 DeKalb County $688
$732
$960$1,195$1,271
75 Jennings County $689
$732
$961$1,337$1,567
76 Huntington County $685
$731
$956$1,239$1,483
77 Dubois County $685
$729
$956$1,328$1,604
78 Fountain County $685
$729
$956$1,178$1,604
79 Greene County $724
$729
$956$1,206$1,330
80 Jay County $685
$729
$956$1,261$1,266
81 Knox County $725
$729
$956$1,212$1,266
82 Lawrence County $685
$729
$956$1,146$1,447
83 Martin County $685
$729
$956$1,146$1,287
84 Orange County $685
$729
$956$1,330$1,564
85 Perry County $683
$729
$956$1,200$1,604
86 Pike County $685
$729
$956$1,330$1,347
87 Spencer County $659
$729
$956$1,330$1,382
88 Starke County $685
$729
$956$1,151$1,517
89 Switzerland County $685
$729
$956$1,280$1,287
90 Union County $685
$729
$956$1,220$1,477
91 Wabash County $685
$729
$956$1,146$1,266
92 Wayne County $724
$729
$956$1,191$1,266

Frequently Asked Questions

What is the average rent in Indiana? ▼
The average FY 2026 Fair Market Rent for a 1-bedroom in Indiana is $882 per month. A 2-bedroom averages $1,096.
How does Indiana rent compare to the national average? ▼
Indiana rents are 8% below the national average. A 1-bedroom here averages $882 vs $959 nationally.
Where is the cheapest rent in Indiana? ▼
The most affordable county is Dubois County with a 1-bedroom FMR of $729. The most expensive is Shelby County at $1,267.
What income do I need to afford rent in Indiana? ▼
Based on the 30% affordability rule, you need at least $35,280/year ($2,940/month) to afford the average 1-bedroom FMR in Indiana.

Explore Indiana rent data

Rent burden → Rent growth → Cheapest counties → Most expensive counties → National rent-burden rankings → Affordability calculator →

Read our methodology - how this data is sourced, computed, and verified.

What this means for renters

Treat Indiana's FY2026 average Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 average 1-bedroom FMR of $882 implies about $35,280/yr to rent without being cost-burdened. Run your numbers
  • Indiana's counties vary widely around this average -- compare specific counties before assuming this figure applies to yours. View county rankings
  • See where Indiana ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a state-level average across 92 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Related

Browse all counties → | Rankings →
Data sourced from HUD Fair Market Rents and U.S. Census Bureau ACS data. See our methodology for details. Source: U.S. Department of Housing and Urban Development, Fair Market Rent data (huduser.gov). Median household income and homeownership rate: U.S. Census Bureau, American Community Survey (census.gov/programs-surveys/acs).

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.