County FMR · HUD FY2026

Tipton County Fair Market Rent

HUD's FY2026 Fair Market Rent for Tipton County, IN - 12% below the US average.

$845
1-bedroom FMR
$1,109
2-bedroom FMR
+16.4%
YoY change
-12%
vs US avg

The verdict

Tipton is the 35th most expensive of 92 counties in Indiana by 2-bedroom FMR; nationally it ranks #1,258 most expensive of 3,145 HUD counties; rent here has climbed 16.4% since FY 2025, a sharp move relative to most counties.

#1,258
most expensive of 3,145 US counties (2BR)
#35
most expensive of 92 in Indiana (2BR)
-4%
vs the state average
$33,800
income to afford it (30% rule)

General and Operations Managers spend the smallest share of income on rent here (9.4%), while Fast Food and Counter Workers spend the most (35.8%).

FY 2026 HUD Fair Market Rent for Tipton County, IN. Verify with HUD →

Tipton County, Indiana carries an FY 2026 1-bedroom Fair Market Rent of $845 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,109/mo and a studio is $840/mo. That's 12% below the national benchmark of $959 and 4% below the Indiana average of $882.

Rent increased16.4% from FY 2025 ($726), outpacing inflation. Under the 30% rule, affordability starts near $33,800/year for a 1-bedroom.

FY 2026 HUD Fair Market Rents in Indiana. Population: 15,328. Population has held roughly steady over the past five years (+0.7%, Census ACS). That's slower than Indiana's statewide growth of +2.6% over the same period.

FMR filing desk

Area TIPTON·COUNTY·IN·IN

Tipton County, IN: $845/mo 1BR · #1258 of 3145 counties (2BR) · FY2026

  • FMR-AREA IN
  • 1BR-FMR $845
  • 2BR-FMR $1,109
  • RANK-MID #1,258
  • YOY-SURGE +16.4%
  • VSUS-BELOW -12%
  • VS-ST-NEAR -4% IN
  • INC-ROOM 13%
  • POP-SMALL 15K
  • PHOTO-NEAR Marion County
  • VOUCH-90-110 $761–$930
  • FY-2026 FY2026

Photo-finish peer: Marion ($422 1BR gap)

Read with: How Fair Market Rent works

Fair Market Rents (2026)

Studio
State avg: $816 · US avg: $893
$840/mo
↑ 25.6% YoY +3% vs state -6% vs US
1 Bedroom
State avg: $882 · US avg: $959
$845/mo
↑ 16.4% YoY -4% vs state -12% vs US
2 Bedroom
State avg: $1,096 · US avg: $1,175
$1,109/mo
↑ 16.5% YoY +1% vs state -6% vs US
3 Bedroom
State avg: $1,391 · US avg: $1,525
$1,330/mo
↑ 16.0% YoY -4% vs state -13% vs US
4 Bedroom
State avg: $1,590 · US avg: $1,756
$1,725/mo
↑ 33.4% YoY +8% vs state -2% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $669
$840
+$171 (+25.6%)
1 Bedroom $726
$845
+$119 (+16.4%)
2 Bedroom $952
$1,109
+$157 (+16.5%)
3 Bedroom $1,147
$1,330
+$183 (+16.0%)
4 Bedroom $1,293
$1,725
+$432 (+33.4%)

Rent Burden Analysis

How much of household income goes to rent in Tipton County. The 30% threshold indicates cost burden.

Studio
12.9%
Affordable
Need $33,600/yr for 30% rule
1 Bedroom
12.9%
Affordable
Need $33,800/yr for 30% rule
2 Bedroom
17%
Affordable
Need $44,360/yr for 30% rule
3 Bedroom
20.4%
Affordable
Need $53,200/yr for 30% rule
4 Bedroom
26.4%
Affordable
Need $69,000/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%17%
Tipton County 2-bedroom rent burden
County median income: $78,309 · National avg burden: 21.7% ·View Indiana rent burden →

Where Tipton sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,109 Top 40% higher than 60% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Tipton compares on 1-bedroom rent

1-bedroom FMR vs other Indiana counties

1BR FMR / mo

What this shows Tipton is highlighted. Nearby Indiana counties by 1-bedroom FMR, highest to lowest: Marion County ($1,267), Hamilton County ($1,267), St. Joseph County ($1,105), Lake County ($1,082), Elkhart County ($992), Allen County ($916), Tipton County (this county) ($845).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $845/mo compares to Indiana salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation IN Salary Rent Burden Verdict
General & Operations Managers $108,410 9.4% Affordable
Software Developers $103,570 9.8% Affordable
Registered Nurses $80,740 12.6% Affordable
Accountants & Auditors $77,410 13.1% Affordable
Police & Sheriff's Patrol Officers $71,540 14.2% Affordable
Electricians $65,480 15.5% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,090 16.9% Affordable
Elementary School Teachers $58,370 17.4% Affordable
Paralegals & Legal Assistants $50,690 20% Affordable
Customer Service Representatives $41,600 24.4% Affordable
Pharmacy Technicians $40,020 25.3% Affordable
Janitors & Cleaners $35,240 28.8% Affordable
Teaching Assistants $30,460 33.3% Stretched
Retail Salespersons $30,300 33.5% Stretched
Fast Food & Counter Workers $28,290 35.8% Stretched
Salaries: BLS OES (Indiana) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Tipton County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Tipton (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 30.2% overall, from $649 to $845. Most of that movement was gradual except for a single sharp jump of +16.4% in FY 2026, well above this county's typical year-to-year change.

$600$650$700$750$800$850$900 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $845
Tipton County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑16.4% $840 $845 $1,109
FY 2025 ↑3.0% $669 $726 $952
FY 2024 ↑0.3% $644 $705 $926
FY 2023 ↑12.5% $645 $703 $925
FY 2022 ↓3.3% $574 $625 $823
FY 2021 ↓0.5% $578 $646 $827
FY 2020 $567 $649 $810
Total change (6yr): +30.2%
Annualized: +4.5%/yr
1 BR: $649 → $845

Part of the Indianapolis-Carmel-Greenwood, IN Metro Area

Tipton County is a outlying county of the Indianapolis-Carmel-Greenwood, IN metropolitan statistical area, alongside 10 other metro-area counties.

Tipton County ranks #11 of 11 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Marion County ($1,267), Hamilton County ($1,267), Hendricks County ($1,267), Johnson County ($1,267), Hancock County ($1,267), Morgan County ($1,267), Boone County ($1,267), Shelby County ($1,267), Brown County ($1,267), Madison County ($919), Tipton County (this county) ($845).

Marion County
1 BR: $1,267/mo
Hamilton County
1 BR: $1,267/mo
Hendricks County
1 BR: $1,267/mo
Johnson County
1 BR: $1,267/mo
Hancock County
1 BR: $1,267/mo
Morgan County
1 BR: $1,267/mo
Boone County
1 BR: $1,267/mo
Shelby County
1 BR: $1,267/mo
Brown County
1 BR: $1,267/mo
Madison County
1 BR: $919/mo
Tipton County (this county)
1 BR: $845/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Tipton County, both outside Indiana so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside IN (FY2026).

Scurry County
TX · 2 BR $1,109/mo
Daviess County
KY · 2 BR $1,110/mo
Allen County
OH · 2 BR $1,108/mo
Van Zandt County
TX · 2 BR $1,108/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside IN).

Hardin County
IA · 17% of income · 2 BR $919/mo
Brown County
MN · 17% of income · 2 BR $973/mo
Buffalo County
WI · 17% of income · 2 BR $973/mo
Renville County
ND · 17% of income · 2 BR $1,081/mo

Nearby Counties in Indiana

Largest counties by population in Indiana

Showing the 8 largest of 91 other counties in Indiana.

Marion County
1 BR: $1,267/mo Pop: 971,737
Lake County
1 BR: $1,082/mo Pop: 497,682
Allen County
1 BR: $916/mo Pop: 385,456
Hamilton County
1 BR: $1,267/mo Pop: 349,527
St. Joseph County
1 BR: $1,105/mo Pop: 272,388
Elkhart County
1 BR: $992/mo Pop: 206,841
Tippecanoe County
1 BR: $1,032/mo Pop: 186,955
Vanderburgh County
1 BR: $860/mo Pop: 179,900
View all counties in Indiana →

Frequently Asked Questions

What is the average rent in Tipton County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Tipton County is $845 per month. A 2-bedroom is $1,109 and a studio is $840.
How does Tipton County rent compare to the national average? ▼
Rent in Tipton County is 12% below the national average. A 1-bedroom here costs $845 compared to $959 nationally.
Where does Tipton County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Tipton County's 2-bedroom FMR of $1,109 ranks #1,258 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Tipton County? ▼
Based on the 30% affordability rule, you need an annual income of at least $33,800 ($2,817/month) to afford a 1-bedroom at Fair Market Rent in Tipton County.
Is rent going up or down in Tipton County? ▼
The 1-bedroom Fair Market Rent in Tipton County increased by 16.4% from FY 2025 to FY 2026, going from $726 to $845.
Which jobs can afford rent in Tipton County? ▼
Based on Indiana BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $845/mo. 12 of 15 common occupations are affordable here.
How much has rent changed in Tipton County over time? ▼
The 1-bedroom Fair Market Rent in Tipton County went from $649 in FY 2020 to $845 in FY 2026, a total change of +30.2% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Tipton County? ▼
In Tipton County, the FY 2026 FMR of $845/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Tipton County? ▼
For Tipton County, it's the specific 40th-percentile rent HUD publishes each year ($845/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.