County FMR · HUD FY2026

Allen County Fair Market Rent

HUD's FY2026 Fair Market Rent for Allen County, IN - 4% below the US average.

$916
1-bedroom FMR
$1,113
2-bedroom FMR
-7.6%
YoY change
-4%
vs US avg

The verdict

Allen is the 34th most expensive of 92 counties in Indiana by 2-bedroom FMR; rent here has fallen 7.6% since FY 2025, a modest shift relative to most counties.

#34
most expensive of 92 in Indiana (2BR)
+4%
vs the state average
$36,640
income to afford it (30% rule)
-7.6%
YoY, FY2025→2026

General and Operations Managers spend the smallest share of income on rent here (10.1%), while Fast Food and Counter Workers spend the most (38.9%).

FY 2026 HUD Fair Market Rent for Allen County, IN. Verify with HUD →

Allen County, Indiana carries an FY 2026 1-bedroom Fair Market Rent of $916 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,113/mo and a studio is $892/mo. That's 4% below the national benchmark of $959 and 4% above the Indiana average of $882.

Rent decreased7.6% from FY 2025 ($991), declining against the trend. To afford rent here, a household needs at least $36,640/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Indiana. Population: 385,456. Population grew 5.1% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Indiana's statewide growth of +2.6% over the same period.

What these rents mean for Allen County

The Allen County FMR area applies to all ZIP codes inside the county boundary, and Indiana's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 4% below the US average of $959 and 4% higher than the Indiana state average of $882. The 1-bedroom FMR went from$991 in FY 2025 to $916 in FY 2026 - a change of -7.6%, which is unusual and suggests softening demand or revised HUD sampling.

At the FY 2026 1-bedroom FMR of $916, affording it under the 30%-of-income rule takes $36,640 per year (about $3,053/month) in household income, and a 2-bedroom at $1,113 pushes that threshold even higher. With a population of 385,456 and a county median household income of $68,839, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $816 · US avg: $893
$892/mo
↓ 5.4% YoY +9% vs state -0% vs US
1 Bedroom
State avg: $882 · US avg: $959
$916/mo
↓ 7.6% YoY +4% vs state -4% vs US
2 Bedroom
State avg: $1,096 · US avg: $1,175
$1,113/mo
↓ 7.2% YoY +2% vs state -5% vs US
3 Bedroom
State avg: $1,391 · US avg: $1,525
$1,381/mo
↓ 8.7% YoY -1% vs state -9% vs US
4 Bedroom
State avg: $1,590 · US avg: $1,756
$1,512/mo
↓ 7.4% YoY -5% vs state -14% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $943
$892
$-51 (-5.4%)
1 Bedroom $991
$916
$-75 (-7.6%)
2 Bedroom $1,199
$1,113
$-86 (-7.2%)
3 Bedroom $1,512
$1,381
$-131 (-8.7%)
4 Bedroom $1,632
$1,512
$-120 (-7.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$36,640
$3,053/month gross
Required annual income for 2 BR
$44,520
$3,710/month gross

Rent Burden Analysis

How much of household income goes to rent in Allen County. The 30% threshold indicates cost burden.

Studio
15.5%
Affordable
Need $35,680/yr for 30% rule
1 Bedroom
16%
Affordable
Need $36,640/yr for 30% rule
2 Bedroom
19.4%
Affordable
Need $44,520/yr for 30% rule
3 Bedroom
24.1%
Affordable
Need $55,240/yr for 30% rule
4 Bedroom
26.4%
Affordable
Need $60,480/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Allen County 2-bedroom rent burden

0%100%National avg22%19.4%
Allen County 2-bedroom rent burden
County median income: $68,839 · National avg burden: 21.7% ·View Indiana rent burden →

Where Allen sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,113 Top 40% higher than 60% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Allen compares on 1-bedroom rent

1-bedroom FMR vs other Indiana counties

1BR FMR / mo

What this shows Allen is highlighted. Nearby Indiana counties by 1-bedroom FMR, highest to lowest: Marion County ($1,267), Hamilton County ($1,267), St. Joseph County ($1,105), Lake County ($1,082), Tippecanoe County ($1,032), Elkhart County ($992), Allen County (this county) ($916).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $916/mo compares to Indiana salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation IN Salary Rent Burden Verdict
General & Operations Managers $108,410 10.1% Affordable
Software Developers $103,570 10.6% Affordable
Registered Nurses $80,740 13.6% Affordable
Accountants & Auditors $77,410 14.2% Affordable
Police & Sheriff's Patrol Officers $71,540 15.4% Affordable
Electricians $65,480 16.8% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,090 18.3% Affordable
Elementary School Teachers $58,370 18.8% Affordable
Paralegals & Legal Assistants $50,690 21.7% Affordable
Customer Service Representatives $41,600 26.4% Affordable
Pharmacy Technicians $40,020 27.5% Affordable
Janitors & Cleaners $35,240 31.2% Stretched
Teaching Assistants $30,460 36.1% Stretched
Retail Salespersons $30,300 36.3% Stretched
Fast Food & Counter Workers $28,290 38.9% Stretched
Salaries: BLS OES (Indiana) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Allen County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Allen (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 49.9% overall, from $611 to $916. The path there hasn't been smooth: year-over-year moves have swung by as much as 20.5% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$500$600$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $916
Allen County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓7.6% $892 $916 $1,113
FY 2025 ↑10.7% $943 $991 $1,199
FY 2024 ↑20.5% $826 $895 $1,089
FY 2023 ↑11.7% $658 $743 $911
FY 2022 ↑5.2% $565 $665 $822
FY 2021 ↑3.4% $526 $632 $784
FY 2020 $511 $611 $767
Total change (6yr): +49.9%
Annualized: +7.0%/yr
1 BR: $611 → $916

Part of the Fort Wayne, IN Metro Area

Allen County is a central county of the Fort Wayne, IN metropolitan statistical area, alongside 2 other metro-area counties.

Allen County ranks #2 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Whitley County ($916), Allen County (this county) ($916), Wells County ($755).

Whitley County
1 BR: $916/mo
Allen County (this county)
1 BR: $916/mo
Wells County
1 BR: $755/mo

Nearby Counties in Indiana

Largest counties by population in Indiana

Frequently Asked Questions

What is the average rent in Allen County?
The FY 2026 Fair Market Rent for a 1-bedroom in Allen County is $916 per month. A 2-bedroom is $1,113 and a studio is $892.
How does Allen County rent compare to the national average?
Rent in Allen County is 4% below the national average. A 1-bedroom here costs $916 compared to $959 nationally.
What income do I need to afford rent in Allen County?
Based on the 30% affordability rule, you need an annual income of at least $36,640 ($3,053/month) to afford a 1-bedroom at Fair Market Rent in Allen County.
Is rent going up or down in Allen County?
The 1-bedroom Fair Market Rent in Allen County decreased by 7.6% from FY 2025 to FY 2026, going from $991 to $916.
Which jobs can afford rent in Allen County?
Based on Indiana BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $916/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Allen County over time?
The 1-bedroom Fair Market Rent in Allen County went from $611 in FY 2020 to $916 in FY 2026, a total change of +49.9% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Allen County?
In Allen County, the FY 2026 FMR of $916/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Allen County?
For Allen County, it's the specific 40th-percentile rent HUD publishes each year ($916/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Allen's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $916 implies about $36,640/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Allen can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.