St. Joseph County
FY 2026 HUD Fair Market Rents in Indiana. Population: 272,388.
Fair Market Rents (2026)
Studio
National avg: $893
$898/mo
↑ 19.6% YoY
+1% vs US
1 Bedroom
National avg: $959
$1,105/mo
↑ 18.1% YoY
+15% vs US
2 Bedroom
National avg: $1,175
$1,292/mo
↑ 18.0% YoY
+10% vs US
3 Bedroom
National avg: $1,525
$1,567/mo
↑ 16.1% YoY
+3% vs US
4 Bedroom
National avg: $1,756
$1,711/mo
↑ 17.8% YoY
-3% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $751 | $898 | +$147 (+19.6%) |
| 1 Bedroom | $936 | $1,105 | +$169 (+18.1%) |
| 2 Bedroom | $1,095 | $1,292 | +$197 (+18.0%) |
| 3 Bedroom | $1,350 | $1,567 | +$217 (+16.1%) |
| 4 Bedroom | $1,452 | $1,711 | +$259 (+17.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$44,200
$3,683/month gross
Required annual income for 2 BR
$51,680
$4,307/month gross
Other Counties in Indiana
Elkhart County
1 BR: $992/mo
Washington County
1 BR: $753/mo
Dubois County
1 BR: $729/mo
Randolph County
1 BR: $841/mo
Kosciusko County
1 BR: $881/mo
Pulaski County
1 BR: $872/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.