County FMR · HUD FY2026

Harrison County Fair Market Rent

HUD's FY2026 Fair Market Rent for Harrison County, MS - 4% below the US average.

$923
1-bedroom FMR
$1,140
2-bedroom FMR
+3.0%
YoY change
-4%
vs US avg

FY 2026 HUD Fair Market Rent for Harrison County, MS. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Harrison County, Mississippi is $923 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,140/mo and a studio is $786/mo.

This is 4% lower than the national average of $959 and 18% above the Mississippi average of $782. Rent increased3.0% from FY 2025 ($896), outpacing inflation. To afford rent here, a household needs at least $36,920/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Mississippi. Population: 208,748.

What these rents mean for Harrison County

HUD's FY 2026 Fair Market Rent schedule sets the Harrison County Mississippi 1-bedroom at $923, with a studio at $786, 2-bedroom at $1,140, 3-bedroom at $1,471, and 4-bedroom at $1,612. These figures represent the 40th percentile of gross rents, meaning 60% of standard-quality rental units in this HUD area cost more. The Harrison County FMR area applies to all ZIP codes inside the county boundary, and Mississippi's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 4% below the US average of $959 and 18% higher than the Mississippi state average of $782. Year-over-year, the 1-bedroom FMR moved from $896 in FY 2025 to $923 in FY 2026 - a change of +3.0%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $923, that implies a household income of $36,920 per year (about $3,077/month) to stay affordable, a 2-bedroom at $1,140 pushes that threshold even higher. With a population of 208,748 and a county median household income of $57,233, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $751 · US avg: $893
$786/mo
↑ 2.6% YoY +5% vs state -12% vs US
1 Bedroom
State avg: $782 · US avg: $959
$923/mo
↑ 3.0% YoY +18% vs state -4% vs US
2 Bedroom
State avg: $924 · US avg: $1,175
$1,140/mo
↑ 2.1% YoY +23% vs state -3% vs US
3 Bedroom
State avg: $1,177 · US avg: $1,525
$1,471/mo
↑ 1.7% YoY +25% vs state -4% vs US
4 Bedroom
State avg: $1,295 · US avg: $1,756
$1,612/mo
↑ 4.7% YoY +24% vs state -8% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $766
$786
+$20 (+2.6%)
1 Bedroom $896
$923
+$27 (+3.0%)
2 Bedroom $1,117
$1,140
+$23 (+2.1%)
3 Bedroom $1,446
$1,471
+$25 (+1.7%)
4 Bedroom $1,540
$1,612
+$72 (+4.7%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$36,920
$3,077/month gross
Required annual income for 2 BR
$45,600
$3,800/month gross

Rent Burden Analysis

How much of household income goes to rent in Harrison County. The 30% threshold indicates cost burden.

Studio
16.5%
Affordable
Need $31,440/yr for 30% rule
1 Bedroom
19.4%
Affordable
Need $36,920/yr for 30% rule
2 Bedroom
23.9%
Affordable
Need $45,600/yr for 30% rule
3 Bedroom
30.8%
Burdened
Need $58,840/yr for 30% rule
4 Bedroom
33.8%
Burdened
Need $64,480/yr for 30% rule
County median income: $57,233 · National avg burden: 21.7% ·View Mississippi rent burden →

How Harrison compares on 1-bedroom rent

1-bedroom FMR vs other Mississippi counties

1BR FMR / mo

What this shows Harrison is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $923/mo compares to Mississippi salaries for popular occupations, using the 30%-of-income affordability rule. Wage figures are state-level median annual earnings from the U.S. Bureau of Labor Statistics Occupational Employment & Wage Statistics.

Occupation MS Salary Rent Burden Verdict
General & Operations Managers $88,290 12.5% Affordable
Software Developers $86,460 12.8% Affordable
Registered Nurses $74,470 14.9% Affordable
Accountants & Auditors $64,170 17.3% Affordable
Electricians $57,300 19.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,700 21.8% Affordable
Elementary School Teachers $48,440 22.9% Affordable
Police & Sheriff's Patrol Officers $45,610 24.3% Affordable
Paralegals & Legal Assistants $39,120 28.3% Affordable
Pharmacy Technicians $38,210 29% Affordable
Customer Service Representatives $35,580 31.1% Stretched
Retail Salespersons $27,810 39.8% Stretched
Janitors & Cleaners $27,610 40.1% Stretched
Fast Food & Counter Workers $22,280 49.7% Stretched
Teaching Assistants $21,790 50.8% Unaffordable
Salaries: BLS OES (Mississippi) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Harrison County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑3.0% $786 $923 $1,140
FY 2025 ↓2.9% $766 $896 $1,117
FY 2024 ↑18.3% $825 $923 $1,151
FY 2023 ↑6.1% $707 $780 $944
FY 2022 ↑4.9% $666 $735 $863
FY 2021 ↓4.2% $644 $701 $810
FY 2020 $688 $732 $846
Total change (6yr): +26.1%
Annualized: +3.9%/yr
1 BR: $732 → $923

Nearby Counties in Mississippi

Largest counties by population in Mississippi

Frequently Asked Questions

What is the average rent in Harrison County?
The FY 2026 Fair Market Rent for a 1-bedroom in Harrison County is $923 per month. A 2-bedroom is $1,140 and a studio is $786.
How does Harrison County rent compare to the national average?
Rent in Harrison County is 4% below the national average. A 1-bedroom here costs $923 compared to $959 nationally.
What income do I need to afford rent in Harrison County?
Based on the 30% affordability rule, you need an annual income of at least $36,920 ($3,077/month) to afford a 1-bedroom at Fair Market Rent in Harrison County.
Is rent going up or down in Harrison County?
The 1-bedroom Fair Market Rent in Harrison County increased by 3.0% from FY 2025 to FY 2026, going from $896 to $923.
Which jobs can afford rent in Harrison County?
Based on Mississippi BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $923/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Harrison County over time?
The 1-bedroom Fair Market Rent in Harrison County went from $732 in FY 2020 to $923 in FY 2026, a total change of +26.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Harrison County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Harrison County. The FY 2026 FMR of $923/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Harrison County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Harrison County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Harrison County and beyond.

What this means for renters

Treat Harrison's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $923 implies about $36,920/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Harrison can run higher or lower, and HUD updates FMRs once a year.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page