County FMR · HUD FY2026

DeSoto County Fair Market Rent

HUD's FY2026 Fair Market Rent for DeSoto County, MS - 20% above the US average.

$1,154
1-bedroom FMR
$1,274
2-bedroom FMR
-4.4%
YoY change
+20%
vs US avg

The verdict

DeSoto is the 5th most expensive of 82 counties in Mississippi by 2-bedroom FMR; nationally it ranks #818 most expensive of 3,145 HUD counties.

#818
most expensive of 3,145 US counties (2BR)
#5
most expensive of 82 in Mississippi (2BR)
+48%
vs the state average
$46,160
income to afford it (30% rule)

General and Operations Managers spend the smallest share of income on rent here (15.7%), while Teaching Assistants, Except Postsecondary spend the most (63.6%).

FY 2026 HUD Fair Market Rent for DeSoto County, MS. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in DeSoto County, Mississippi is $1,154 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,274/mo and a studio is $1,060/mo. This is 20% higher than the national average of $959 and 48% above the Mississippi average of $782.

Rent decreased4.4% from FY 2025 ($1,207), declining against the trend. A household needs about $46,160/year to stay under the 30% rent-to-income line.

Observed renter burden: 42.6% of the 15,393 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Mississippi. Population: 186,214. Population grew 7.1% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Mississippi's statewide growth of -1.2% over the same period.

FMR filing desk

Area DESOTO·COUNTY·MS·MS

DeSoto County, MS: $1,154/mo 1BR · #818 of 3145 counties (2BR) · FY2026

  • FMR-AREA MS
  • 1BR-FMR $1,154
  • 2BR-FMR $1,274
  • RANK-MID #818
  • YOY-DOWN -4.4%
  • VSUS-ABOVE +20%
  • VS-ST-HIGH +48% MS
  • INC-ROOM 17%
  • POP-MID 186K
  • PHOTO-NEAR Hinds County
  • VOUCH-90-110 $1,039–$1,269
  • FY-2026 FY2026

Photo-finish peer: Hinds ($57 1BR gap)

Read with: Understanding rent burden

Fair Market Rents (2026)

Studio
State avg: $751 · US avg: $893
$1,060/mo
↓ 4.1% YoY +41% vs state +19% vs US
1 Bedroom
State avg: $782 · US avg: $959
$1,154/mo
↓ 4.4% YoY +48% vs state +20% vs US
2 Bedroom
State avg: $924 · US avg: $1,175
$1,274/mo
↓ 6.0% YoY +38% vs state +8% vs US
3 Bedroom
State avg: $1,177 · US avg: $1,525
$1,683/mo
↓ 5.5% YoY +43% vs state +10% vs US
4 Bedroom
State avg: $1,295 · US avg: $1,756
$1,959/mo
↓ 6.1% YoY +51% vs state +12% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,105
$1,060
$-45 (-4.1%)
1 Bedroom $1,207
$1,154
$-53 (-4.4%)
2 Bedroom $1,355
$1,274
$-81 (-6.0%)
3 Bedroom $1,781
$1,683
$-98 (-5.5%)
4 Bedroom $2,086
$1,959
$-127 (-6.1%)

Rent Burden Analysis

How much of household income goes to rent in DeSoto County. The 30% threshold indicates cost burden.

Studio
15.3%
Affordable
Need $42,400/yr for 30% rule
1 Bedroom
16.7%
Affordable
Need $46,160/yr for 30% rule
2 Bedroom
18.4%
Affordable
Need $50,960/yr for 30% rule
3 Bedroom
24.3%
Affordable
Need $67,320/yr for 30% rule
4 Bedroom
28.3%
Affordable
Need $78,360/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%18.4%
DeSoto County 2-bedroom rent burden
County median income: $82,980 · National avg burden: 21.7% ·View Mississippi rent burden →

Where DeSoto sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,274 Top 26% higher than 74% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How DeSoto compares on 1-bedroom rent

1-bedroom FMR vs other Mississippi counties

1BR FMR / mo

What this shows DeSoto is highlighted. Nearby Mississippi counties by 1-bedroom FMR, highest to lowest: DeSoto County (this county) ($1,154), Hinds County ($1,097), Rankin County ($1,097), Madison County ($1,097), Jackson County ($951), Harrison County ($923), Lee County ($852).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

Against a high local FMR of $1,154/mo, which of 15 common occupations still clear the 30% line using Mississippi BLS wages?

Occupation MS Salary Rent Burden Verdict
General & Operations Managers $88,290 15.7% Affordable
Software Developers $86,460 16% Affordable
Registered Nurses $74,470 18.6% Affordable
Accountants & Auditors $64,170 21.6% Affordable
Electricians $57,300 24.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,700 27.3% Affordable
Elementary School Teachers $48,440 28.6% Affordable
Police & Sheriff's Patrol Officers $45,610 30.4% Stretched
Paralegals & Legal Assistants $39,120 35.4% Stretched
Pharmacy Technicians $38,210 36.2% Stretched
Customer Service Representatives $35,580 38.9% Stretched
Retail Salespersons $27,810 49.8% Stretched
Janitors & Cleaners $27,610 50.2% Unaffordable
Fast Food & Counter Workers $22,280 62.2% Unaffordable
Teaching Assistants $21,790 63.6% Unaffordable
Salaries: BLS OES (Mississippi) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for DeSoto County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for DeSoto (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 52.8% overall, from $755 to $1,154. The path there hasn't been smooth: year-over-year moves have swung by as much as 27.1% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$700$800$900$1,000$1,100$1,200$1,300 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,154
DeSoto County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓4.4% $1,060 $1,154 $1,274
FY 2025 ↑5.3% $1,105 $1,207 $1,355
FY 2024 ↑27.1% $1,031 $1,146 $1,298
FY 2023 ↑13.9% $800 $902 $1,032
FY 2022 ↑1.0% $694 $792 $912
FY 2021 ↑3.8% $686 $784 $911
FY 2020 $665 $755 $884
Total change (6yr): +52.8%
Annualized: +7.3%/yr
1 BR: $755 → $1,154

Part of the Memphis, TN-MS-AR Metro Area

DeSoto County is a central county of the Memphis, TN-MS-AR metropolitan statistical area, alongside 8 other metro-area counties.

DeSoto County ranks #5 of 9 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Shelby County ($1,154), Tipton County ($1,154), Crittenden County ($1,154), Fayette County ($1,154), DeSoto County (this county) ($1,154), Tunica County ($1,073), Marshall County ($846), Tate County ($830), Benton County ($768).

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for DeSoto County, both outside Mississippi so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Nearby Counties in Mississippi

Largest counties by population in Mississippi

Showing the 8 largest of 81 other counties in Mississippi.

Frequently Asked Questions

What is the average rent in DeSoto County?
The FY 2026 Fair Market Rent for a 1-bedroom in DeSoto County is $1,154 per month. A 2-bedroom is $1,274 and a studio is $1,060.
How does DeSoto County rent compare to the national average?
Rent in DeSoto County is 20% above the national average. A 1-bedroom here costs $1,154 compared to $959 nationally.
Where does DeSoto County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, DeSoto County's 2-bedroom FMR of $1,274 ranks #818 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in DeSoto County?
Based on the 30% affordability rule, you need an annual income of at least $46,160 ($3,847/month) to afford a 1-bedroom at Fair Market Rent in DeSoto County.
Is rent going up or down in DeSoto County?
The 1-bedroom Fair Market Rent in DeSoto County decreased by 4.4% from FY 2025 to FY 2026, going from $1,207 to $1,154.
Which jobs can afford rent in DeSoto County?
Based on Mississippi BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $1,154/mo. 7 of 15 common occupations are affordable here.
How much has rent changed in DeSoto County over time?
The 1-bedroom Fair Market Rent in DeSoto County went from $755 in FY 2020 to $1,154 in FY 2026, a total change of +52.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in DeSoto County?
In DeSoto County, the FY 2026 FMR of $1,154/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for DeSoto County?
For DeSoto County, it's the specific 40th-percentile rent HUD publishes each year ($1,154/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.