County FMR · HUD FY2026
Stone County Fair Market Rent
HUD's FY2026 Fair Market Rent for Stone County, MS - 23% below the US average.
- $739
- 1-bedroom FMR
- $969
- 2-bedroom FMR
- +1.2%
- YoY change
- -23%
- vs US avg
The verdict
Stone is the 19th most expensive of 82 counties in Mississippi by 2-bedroom FMR.
- #19
- most expensive of 82 in Mississippi (2BR)
- -5%
- vs the state average
- $29,560
- income to afford it (30% rule)
- +1.2%
- YoY, FY2025→2026
General and Operations Managers spend the smallest share of income on rent here (10%), while Teaching Assistants, Except Postsecondary spend the most (40.7%).
FY 2026 HUD Fair Market Rent for Stone County, MS. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Stone County, Mississippi is $739 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $969/mo and a studio is $734/mo. This is 23% lower than the national average of $959 and 5% below the Mississippi average of $782.
Rent increased1.2% from FY 2025 ($730), roughly tracking inflation. To afford rent here, a household needs at least $29,560/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Mississippi. Population: 18,360. Population has held roughly steady over the past five years (+0.8%, Census ACS). That's faster than Mississippi's statewide growth of -1.2% over the same period.
What these rents mean for Stone County
The Stone County FMR area applies to all ZIP codes inside the county boundary, and Mississippi's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 23% below the US average of $959 and 5% lower than the Mississippi state average of $782. Year-over-year, the 1-bedroom FMR moved from$730 in FY 2025 to $739 in FY 2026 - a change of +1.2%, which tracks roughly with broader price trends.
At the FY 2026 1-bedroom FMR of $739, affording it under the 30%-of-income rule takes $29,560 per year (about $2,463/month) in household income, and a 2-bedroom at $969 pushes that threshold even higher. With a population of 18,360 and a county median household income of $59,307, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $711 | $734 | +$23 (+3.2%) |
| 1 Bedroom | $730 | $739 | +$9 (+1.2%) |
| 2 Bedroom | $958 | $969 | +$11 (+1.1%) |
| 3 Bedroom | $1,154 | $1,162 | +$8 (+0.7%) |
| 4 Bedroom | $1,398 | $1,432 | +$34 (+2.4%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Stone County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Stone County 2-bedroom rent burden
Where Stone sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$969 higher than 31% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Stone compares on 1-bedroom rent
1-bedroom FMR vs other Mississippi counties
- DeSoto
DeSoto County
$1,154 1BR FMR / mo
- Hinds
Hinds County
$1,097 1BR FMR / mo
- Rankin
Rankin County
$1,097 1BR FMR / mo
- Madison
Madison County
$1,097 1BR FMR / mo
- Jackson
Jackson County
$951 1BR FMR / mo
- Harrison
Harrison County
$923 1BR FMR / mo
- Stone
Stone County
$739 1BR FMR / mo
What this shows Stone is highlighted. Nearby Mississippi counties by 1-bedroom FMR, highest to lowest: DeSoto County ($1,154), Hinds County ($1,097), Rankin County ($1,097), Madison County ($1,097), Jackson County ($951), Harrison County ($923), Stone County (this county) ($739).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $739/mo compares to Mississippi salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | MS Salary | Rent Burden | Verdict |
|---|---|---|---|
| General & Operations Managers | $88,290 | 10% | Affordable |
| Software Developers | $86,460 | 10.3% | Affordable |
| Registered Nurses | $74,470 | 11.9% | Affordable |
| Accountants & Auditors | $64,170 | 13.8% | Affordable |
| Electricians | $57,300 | 15.5% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,700 | 17.5% | Affordable |
| Elementary School Teachers | $48,440 | 18.3% | Affordable |
| Police & Sheriff's Patrol Officers | $45,610 | 19.4% | Affordable |
| Paralegals & Legal Assistants | $39,120 | 22.7% | Affordable |
| Pharmacy Technicians | $38,210 | 23.2% | Affordable |
| Customer Service Representatives | $35,580 | 24.9% | Affordable |
| Retail Salespersons | $27,810 | 31.9% | Stretched |
| Janitors & Cleaners | $27,610 | 32.1% | Stretched |
| Fast Food & Counter Workers | $22,280 | 39.8% | Stretched |
| Teaching Assistants | $21,790 | 40.7% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Stone County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Stone (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 42.1% overall, from $520 to $739. The path there hasn't been smooth: year-over-year moves have swung by as much as 21.3% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑1.2% | $734 | $739 | $969 |
| FY 2025 ↑3.4% | $711 | $730 | $958 |
| FY 2024 ↑21.3% | $678 | $706 | $927 |
| FY 2023 ↓4.1% | $567 | $582 | $766 |
| FY 2022 ↑13.2% | $527 | $607 | $705 |
| FY 2021 ↑3.1% | $535 | $536 | $684 |
| FY 2020 | $492 | $520 | $657 |
Part of the Gulfport-Biloxi, MS Metro Area
Stone County is a outlying county of the Gulfport-Biloxi, MS metropolitan statistical area, alongside 3 other metro-area counties.
Stone County ranks #4 of 4 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Jackson County ($951), Harrison County ($923), Hancock County ($923), Stone County (this county) ($739).
Nearby Counties in Mississippi
Largest counties by population in Mississippi
Frequently Asked Questions
What is the average rent in Stone County? ▼
How does Stone County rent compare to the national average? ▼
What income do I need to afford rent in Stone County? ▼
Is rent going up or down in Stone County? ▼
Which jobs can afford rent in Stone County? ▼
How much has rent changed in Stone County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Stone County? ▼
What does Fair Market Rent mean for Stone County? ▼
What this means for renters
Treat Stone's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $739 implies about $29,560/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Stone can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.