Otsego County
FY 2026 HUD Fair Market Rents in Michigan. Population: 25,221.
Fair Market Rents (2026)
Studio
National avg: $893
$852/mo
↑ 10.8% YoY
-5% vs US
1 Bedroom
National avg: $959
$858/mo
↑ 10.9% YoY
-11% vs US
2 Bedroom
National avg: $1,175
$1,100/mo
↑ 10.6% YoY
-6% vs US
3 Bedroom
National avg: $1,525
$1,445/mo
↑ 8.3% YoY
-5% vs US
4 Bedroom
National avg: $1,756
$1,560/mo
↑ 1.4% YoY
-11% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $769 | $852 | +$83 (+10.8%) |
| 1 Bedroom | $774 | $858 | +$84 (+10.9%) |
| 2 Bedroom | $995 | $1,100 | +$105 (+10.6%) |
| 3 Bedroom | $1,334 | $1,445 | +$111 (+8.3%) |
| 4 Bedroom | $1,539 | $1,560 | +$21 (+1.4%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$34,320
$2,860/month gross
Required annual income for 2 BR
$44,000
$3,667/month gross
Other Counties in Michigan
Charlevoix County
1 BR: $800/mo
Clinton County
1 BR: $1,012/mo
Leelanau County
1 BR: $1,366/mo
Grand Traverse County
1 BR: $1,143/mo
Ottawa County
1 BR: $1,333/mo
Alger County
1 BR: $817/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.