County FMR · HUD FY2026

Ingham County Fair Market Rent

HUD's FY2026 Fair Market Rent for Ingham County, MI - 6% above the US average.

$1,012
1-bedroom FMR
$1,268
2-bedroom FMR
+11.8%
YoY change
+6%
vs US avg

The verdict

Ingham is the 14th most expensive of 83 counties in Michigan by 2-bedroom FMR; rent here has climbed 11.8% since FY 2025, a sharp move relative to most counties.

#14
most expensive of 83 in Michigan (2BR)
+14%
vs the state average
$40,480
income to afford it (30% rule)
+11.8%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (11.3%), while Fast Food and Counter Workers spend the most (42.1%); nearby Michigan counties range as much as 62% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Ingham County, MI. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Ingham County, Michigan is $1,012 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,268/mo and a studio is $973/mo. This is 6% higher than the national average of $959 and 14% above the Michigan average of $891.

Rent increased11.8% from FY 2025 ($905), outpacing inflation. To afford rent here, a household needs at least $40,480/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Michigan. Population: 282,540. Population has held roughly steady over the past five years (-2.6%, Census ACS). That's slower than Michigan's statewide growth of +0.9% over the same period.

What these rents mean for Ingham County

The Ingham County FMR area applies to all ZIP codes inside the county boundary, and Michigan's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 6% above the US average of $959 and 14% higher than the Michigan state average of $891. Year-over-year, the 1-bedroom FMR moved from$905 in FY 2025 to $1,012 in FY 2026 - a change of +11.8%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,012, affording it under the 30%-of-income rule takes $40,480 per year (about $3,373/month) in household income, and a 2-bedroom at $1,268 pushes that threshold even higher. With a population of 282,540 and a county median household income of $64,354, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $807 · US avg: $893
$973/mo
↑ 11.8% YoY +21% vs state +9% vs US
1 Bedroom
State avg: $891 · US avg: $959
$1,012/mo
↑ 11.8% YoY +14% vs state +6% vs US
2 Bedroom
State avg: $1,113 · US avg: $1,175
$1,268/mo
↑ 12.5% YoY +14% vs state +8% vs US
3 Bedroom
State avg: $1,419 · US avg: $1,525
$1,627/mo
↑ 11.1% YoY +15% vs state +7% vs US
4 Bedroom
State avg: $1,588 · US avg: $1,756
$1,679/mo
↑ 12.4% YoY +6% vs state -4% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $870
$973
+$103 (+11.8%)
1 Bedroom $905
$1,012
+$107 (+11.8%)
2 Bedroom $1,127
$1,268
+$141 (+12.5%)
3 Bedroom $1,465
$1,627
+$162 (+11.1%)
4 Bedroom $1,494
$1,679
+$185 (+12.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$40,480
$3,373/month gross
Required annual income for 2 BR
$50,720
$4,227/month gross

Rent Burden Analysis

How much of household income goes to rent in Ingham County. The 30% threshold indicates cost burden.

Studio
18.1%
Affordable
Need $38,920/yr for 30% rule
1 Bedroom
18.9%
Affordable
Need $40,480/yr for 30% rule
2 Bedroom
23.6%
Affordable
Need $50,720/yr for 30% rule
3 Bedroom
30.3%
Burdened
Need $65,080/yr for 30% rule
4 Bedroom
31.3%
Burdened
Need $67,160/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Ingham County 2-bedroom rent burden

0%100%National avg22%23.6%
Ingham County 2-bedroom rent burden
County median income: $64,354 · National avg burden: 21.7% ·View Michigan rent burden →

Where Ingham sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,268 Top 26% higher than 74% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Ingham compares on 1-bedroom rent

1-bedroom FMR vs other Michigan counties

1BR FMR / mo

What this shows Ingham is highlighted. Nearby Michigan counties by 1-bedroom FMR, highest to lowest: Washtenaw County ($1,387), Kent County ($1,278), Wayne County ($1,122), Oakland County ($1,122), Macomb County ($1,122), Ingham County (this county) ($1,012), Genesee County ($856).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,012/mo compares to Michigan salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MI Salary Rent Burden Verdict
Software Developers $107,820 11.3% Affordable
General & Operations Managers $99,660 12.2% Affordable
Registered Nurses $85,670 14.2% Affordable
Accountants & Auditors $77,720 15.6% Affordable
Police & Sheriff's Patrol Officers $74,420 16.3% Affordable
Electricians $72,680 16.7% Affordable
Elementary School Teachers $62,350 19.5% Affordable
Paralegals & Legal Assistants $61,490 19.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,140 22% Affordable
Customer Service Representatives $42,560 28.5% Affordable
Pharmacy Technicians $40,040 30.3% Stretched
Janitors & Cleaners $35,000 34.7% Stretched
Retail Salespersons $33,340 36.4% Stretched
Teaching Assistants $30,960 39.2% Stretched
Fast Food & Counter Workers $28,870 42.1% Stretched
Salaries: BLS OES (Michigan) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Ingham County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Ingham (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 40.2% overall, from $722 to $1,012. Most of that movement was gradual except for a single sharp jump of +13.2% in FY 2023, well above this county's typical year-to-year change.

$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,012
Ingham County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑11.8% $973 $1,012 $1,268
FY 2025 ↑2.0% $870 $905 $1,127
FY 2024 ↑2.2% $847 $887 $1,092
FY 2023 ↑13.2% $837 $868 $1,063
FY 2022 ↑3.6% $733 $767 $936
FY 2021 ↑2.5% $710 $740 $909
FY 2020 $682 $722 $893
Total change (6yr): +40.2%
Annualized: +5.8%/yr
1 BR: $722 → $1,012

Part of the Lansing-East Lansing, MI Metro Area

Ingham County is a central county of the Lansing-East Lansing, MI metropolitan statistical area, alongside 2 other metro-area counties.

Ingham County ranks #3 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Eaton County ($1,012), Clinton County ($1,012), Ingham County (this county) ($1,012).

Eaton County
1 BR: $1,012/mo
Clinton County
1 BR: $1,012/mo
Ingham County (this county)
1 BR: $1,012/mo

Nearby Counties in Michigan

Largest counties by population in Michigan

Frequently Asked Questions

What is the average rent in Ingham County?
The FY 2026 Fair Market Rent for a 1-bedroom in Ingham County is $1,012 per month. A 2-bedroom is $1,268 and a studio is $973.
How does Ingham County rent compare to the national average?
Rent in Ingham County is 6% above the national average. A 1-bedroom here costs $1,012 compared to $959 nationally.
What income do I need to afford rent in Ingham County?
Based on the 30% affordability rule, you need an annual income of at least $40,480 ($3,373/month) to afford a 1-bedroom at Fair Market Rent in Ingham County.
Is rent going up or down in Ingham County?
The 1-bedroom Fair Market Rent in Ingham County increased by 11.8% from FY 2025 to FY 2026, going from $905 to $1,012.
Which jobs can afford rent in Ingham County?
Based on Michigan BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,012/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Ingham County over time?
The 1-bedroom Fair Market Rent in Ingham County went from $722 in FY 2020 to $1,012 in FY 2026, a total change of +40.2% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Ingham County?
In Ingham County, the FY 2026 FMR of $1,012/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Ingham County?
For Ingham County, it's the specific 40th-percentile rent HUD publishes each year ($1,012/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Ingham's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,012 implies about $40,480/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Ingham can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.