Metro FMR · CBSA 14020 · HUD FY2026

Bloomington, IN HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Bloomington, IN HUD Metro FMR Area metro area - 12% above the US average.

$1,072
1-bedroom FMR
$1,210
2-bedroom FMR
-0.7%
YoY change
+12%
vs US avg

The verdict

A 2-bedroom in the Bloomington, IN HUD Metro FMR Area area rents at $1,210 under HUD's FY2026 Fair Market Rent - 3% above the US average, lower than 63% of the 387 metro areas HUD tracks.

#144
most affordable of 387 US metros (2BR)
+3%
vs the US 2-bedroom average
$48,400
income to afford it (30% rule)
-0.7%
1BR change, FY2025→2026

Affordability & income context

Bloomington: #144 most affordable nationally · income context

At the metro's ACS median household income of $62,949, this 1-bedroom FMR takes 20.4% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Bloomington in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 161,426 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 52.6% of the 27,962 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$966/mo

18.4% of median income

1 Bedroom

$1,072/mo

20.4% of median income

2 Bedroom

$1,210/mo

23.1% of median income

3 Bedroom

$1,572/mo

30.0% of median income

4 Bedroom

$1,906/mo

36.3% of median income

FMR filing desk

CBSA CBSA·14020

Bloomington: $1,072/mo 1BR · #144 of 387 metros (2BR) · FY2026 CBSA 14020

  • CBSA 14020
  • 1BR-FMR $1,072
  • 2BR-FMR $1,210
  • RANK-MID #144
  • YOY-FLAT -0.7%
  • VSUS-ABOVE +12%
  • IN-ST-HIGH #9 IN
  • INC-MID 20%
  • POP-MID 161K
  • PHOTO-NEAR Columbus
  • VOUCH-90-110 $965–$1,179
  • FY-2026 FY2026

Photo-finish peer: Columbus ($185 1BR gap)

Read with: How Fair Market Rent works

Where Bloomington sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,210 higher than 37% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 14020

Counties inside Bloomington

HUD publishes one metro-wide FMR for CBSA 14020, but county-level schedules inside Bloomington still diverge: 2 counties range from $956 (2BR in Owen) to $1,210 (Monroe), a 27% spread. Monroe is the largest county by population.

Monroe County 2BR $1,210 · 140K Owen County 2BR $956 · 21K

Bloomington studio–4BR schedule (FY2026) · 2BR #144 most affordable

1BR $1,072 (+12% vs US, -0.7% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 14020.

Studio
$966
US avg $893
↑0.8% YoY +8% vs US
1 Bedroom
$1,072
US avg $959
↓0.7% YoY +12% vs US
2 Bedroom
$1,210
US avg $1,175
↓1.1% YoY +3% vs US
3 Bedroom
$1,572
US avg $1,525
↓2.8% YoY +3% vs US
4 Bedroom
$1,906
US avg $1,756
↓1.0% YoY +9% vs US

How Bloomington compares on 1-bedroom rent

1-bedroom FMR vs other IN metro areas

1BR FMR / mo

What this shows Bloomington highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Bloomington: out-of-state FMR & burden peers

PlainRent pairs Bloomington with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IN (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IN

Nearest schedules by 2BR delta (FY2026).

Erie
PA · 2 BR $1,212/mo
St. Cloud
MN · 2 BR $1,206/mo
Hall County
NE · 2 BR $1,215/mo
Baton Rouge
LA · 2 BR $1,204/mo

Burden % · outside IN

Nearest 2BR FMR ÷ ACS median income (FY2026).

Mineral County
MT · 23% of income · 2 BR $1,361/mo
Abilene
TX · 23% of income · 2 BR $1,276/mo
Hammond
LA · 23% of income · 2 BR $1,099/mo
Sherman-Denison
TX · 23% of income · 2 BR $1,351/mo

Bloomington: quick answers

What is the average rent in the Bloomington, IN HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Bloomington, IN HUD Metro FMR Area is $1,072 per month. A 2-bedroom is $1,210 and a studio is $966.
How does Bloomington, IN HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Bloomington, IN HUD Metro FMR Area metro area is 12% above the national average. A 1-bedroom costs $1,072 compared to $959 nationally.
Where does Bloomington rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,210 ranks #144 most affordable among 387 US metro areas (the middle half of HUD metro areas).
Do county rents differ inside the Bloomington metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 14020, but 2 constituent counties publish their own county FMR schedules spanning $956–$1,210 for a 2-bedroom (27% spread). Use county pages for filing at the county level.

Compare Bloomington vs Columbus →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,072/mo · 1BR IN

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.