Metro FMR · CBSA 18020 · HUD FY2026

Columbus, IN MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Columbus, IN MSA metro area - 31% above the US average.

$1,257
1-bedroom FMR
$1,415
2-bedroom FMR
+9.8%
YoY change
+31%
vs US avg

The verdict

A 2-bedroom in the Columbus, IN MSA area rents at $1,415 under HUD's FY2026 Fair Market Rent - 20% above the US average, higher than 64% of the 387 metro areas HUD tracks.

#139
priciest of 387 US metros (2BR)
+20%
vs the US 2-bedroom average
$56,600
income to afford it (30% rule)
+9.8%
1BR change, FY2025→2026

Affordability & income context

Columbus: #139 priciest nationally · income context

At the metro's ACS median household income of $80,365, this 1-bedroom FMR takes 18.8% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Columbus in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 82,371 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population has held roughly steady over the past five years (+1.2%, Census ACS).

The ACS rental vacancy rate here is 3.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.

The Census ACS median gross rent across all rental units here is $1,110/month - the FY2026 HUD two-bedroom FMR of $1,415 runs 27.5% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 39.1% of the 9,921 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,233/mo

18.4% of median income

1 Bedroom

$1,257/mo

18.8% of median income

2 Bedroom

$1,415/mo

21.1% of median income

3 Bedroom

$1,697/mo

25.3% of median income

4 Bedroom

$2,000/mo

29.9% of median income

FMR filing desk

CBSA CBSA·18020

Columbus: $1,257/mo 1BR · #139 of 387 metros (2BR) · FY2026 CBSA 18020

  • CBSA 18020
  • 1BR-FMR $1,257
  • 2BR-FMR $1,415
  • RANK-MID #139
  • YOY-SURGE +9.8%
  • VSUS-HIGH +31%
  • IN-ST-HIGH #11 IN
  • INC-ROOM 19%
  • POP-MID 82K
  • PHOTO-NEAR Bloomington
  • VOUCH-90-110 $1,131–$1,383
  • FY-2026 FY2026

Photo-finish peer: Bloomington ($185 1BR gap)

Read with: Understanding rent burden

Where Columbus sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,415 Top 36% higher than 64% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). This entry sits in this band. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #139 of 387 HUD-tracked metro areas, 20% above the national 2-bedroom average. 51 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Columbus studio–4BR schedule (FY2026) · 2BR #139 nationally

1BR $1,257 (+31% vs US, +9.8% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 18020.

Studio
$1,233
US avg $893
↑11.8% YoY +38% vs US
1 Bedroom
$1,257
US avg $959
↑9.8% YoY +31% vs US
2 Bedroom
$1,415
US avg $1,175
↑11.6% YoY +20% vs US
3 Bedroom
$1,697
US avg $1,525
↑10.4% YoY +11% vs US
4 Bedroom
$2,000
US avg $1,756
↑12.6% YoY +14% vs US

How Columbus compares on 1-bedroom rent

1-bedroom FMR vs other IN metro areas

1BR FMR / mo

What this shows Columbus highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Columbus: out-of-state FMR & burden peers

PlainRent pairs Columbus with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IN (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IN

Nearest schedules by 2BR delta (FY2026).

Billings
MT · 2 BR $1,417/mo
Detroit-Warren-Livonia
MI · 2 BR $1,411/mo
Lebanon
PA · 2 BR $1,411/mo
Aransas County
TX · 2 BR $1,407/mo

Burden % · outside IN

Nearest 2BR FMR ÷ ACS median income (FY2026).

Morgantown
WV · 21.1% of income · 2 BR $1,099/mo
Monroe
MI · 21.1% of income · 2 BR $1,326/mo
Alexandria
LA · 21.1% of income · 2 BR $994/mo
Youngstown-Warren
OH · 21.1% of income · 2 BR $973/mo

Columbus: quick answers

What is the average rent in the Columbus, IN MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Columbus, IN MSA is $1,257 per month. A 2-bedroom is $1,415 and a studio is $1,233.
How does Columbus, IN MSA rent compare to the national average? ▼
Rent in the Columbus, IN MSA metro area is 31% above the national average. A 1-bedroom costs $1,257 compared to $959 nationally.
Where does Columbus rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,415 ranks #139 most expensive among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Columbus, IN MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $50,280 ($4,190/month) to afford a 1-bedroom at Fair Market Rent in the Columbus, IN MSA area.
Is Columbus's population growing, and how tight is its rental market? ▼
Population has held roughly steady over the past five years (+1.2%, Census ACS). The ACS rental vacancy rate here is 3.3%, a tight rental market where HUD's annual FMR schedule can lag what landlords are actually asking.

Compare Columbus vs Bloomington →

What this means for renters

Treat Columbus's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,257 implies about $50,280/yr to rent without being cost-burdened. Run your numbers
  • See how Columbus stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Bloomington
  • See where Columbus ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 1 county; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,257/mo · 1BR IN

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.