Metro FMR · CBSA 45460 · HUD FY2026

Terre Haute, IN HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Terre Haute, IN HUD Metro FMR Area metro area - 10% below the US average.

$864
1-bedroom FMR
$1,094
2-bedroom FMR
+9.6%
YoY change
-10%
vs US avg

The verdict

A 2-bedroom in the Terre Haute, IN HUD Metro FMR Area area rents at $1,094 under HUD's FY2026 Fair Market Rent - 7% below the US average, lower than 84% of the 387 metro areas HUD tracks.

#63
most affordable of 387 US metros (2BR)
-7%
vs the US 2-bedroom average
$43,760
income to afford it (30% rule)
+9.6%
1BR change, FY2025→2026

Affordability & income context

Terre Haute: #63 most affordable nationally · income context

At the metro's ACS median household income of $55,380, this 1-bedroom FMR takes 18.7% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Terre Haute in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 169,030 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$859/mo

18.6% of median income

1 Bedroom

$864/mo

18.7% of median income

2 Bedroom

$1,094/mo

23.7% of median income

3 Bedroom

$1,312/mo

28.4% of median income

4 Bedroom

$1,535/mo

33.3% of median income

FMR filing desk

CBSA CBSA·45460

Terre Haute: $864/mo 1BR · #63 of 387 metros (2BR) · FY2026 CBSA 45460

  • CBSA 45460
  • 1BR-FMR $864
  • 2BR-FMR $1,094
  • RANK-MID #63
  • YOY-SURGE +9.6%
  • VSUS-BELOW -10%
  • IN-ST-LOW #3 IN
  • INC-ROOM 19%
  • POP-MID 169K
  • PHOTO-NEAR Bloomington
  • VOUCH-90-110 $778–$950
  • FY-2026 FY2026

Photo-finish peer: Bloomington ($208 1BR gap)

Read with: Understanding rent trends

Where Terre Haute sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,094 higher than 16% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 45460

Counties inside Terre Haute

Across 4 HUD counties in CBSA 45460, 2-bedroom FMRs cluster tightly ($1,028–$1,094, 6% spread), so the metro-wide schedule tracks most constituent counties closely.

Vigo County 2BR $1,094 · 106K Clay County 2BR $1,094 · 26K Sullivan County 2BR $1,028 · 21K Vermillion County 2BR $1,094 · 15K

Terre Haute studio–4BR schedule (FY2026) · 2BR #63 most affordable

1BR $864 (-10% vs US, +9.6% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 45460.

Studio
$859
US avg $893
↑9.7% YoY -4% vs US
1 Bedroom
$864
US avg $959
↑9.6% YoY -10% vs US
2 Bedroom
$1,094
US avg $1,175
↑9.9% YoY -7% vs US
3 Bedroom
$1,312
US avg $1,525
↑9.4% YoY -14% vs US
4 Bedroom
$1,535
US avg $1,756
↑10.2% YoY -13% vs US

How Terre Haute compares on 1-bedroom rent

1-bedroom FMR vs other IN metro areas

1BR FMR / mo

What this shows Terre Haute highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Terre Haute: out-of-state FMR & burden peers

PlainRent pairs Terre Haute with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside IN (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside IN

Nearest schedules by 2BR delta (FY2026).

Floyd County
VA · 2 BR $1,094/mo
Austin County
TX · 2 BR $1,095/mo
Springfield
MO · 2 BR $1,095/mo
Hickory-Lenoir-Morganton
NC · 2 BR $1,095/mo

Burden % · outside IN

Nearest 2BR FMR ÷ ACS median income (FY2026).

Albany-Schenectady-Troy
NY · 23.7% of income · 2 BR $1,702/mo
Fairbanks-College
AK · 23.7% of income · 2 BR $1,676/mo
Erie
PA · 23.7% of income · 2 BR $1,212/mo
Memphis
TN · 23.6% of income · 2 BR $1,274/mo

Terre Haute: quick answers

What is the average rent in the Terre Haute, IN HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Terre Haute, IN HUD Metro FMR Area is $864 per month. A 2-bedroom is $1,094 and a studio is $859.
How does Terre Haute, IN HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Terre Haute, IN HUD Metro FMR Area metro area is 10% below the national average. A 1-bedroom costs $864 compared to $959 nationally.
Where does Terre Haute rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,094 ranks #63 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Terre Haute metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 45460, but 4 constituent counties publish their own county FMR schedules spanning $1,028–$1,094 for a 2-bedroom (6% spread). Use county pages for filing at the county level.

Compare Terre Haute vs Bloomington →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $864/mo · 1BR IN

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.