County FMR · HUD FY2026
Pearl River County Fair Market Rent
HUD's FY2026 Fair Market Rent for Pearl River County, MS — 11% below the US average.
- $857
- 1-bedroom FMR
- $949
- 2-bedroom FMR
- -10.0%
- YoY change
- -11%
- vs US avg
FY 2026 HUD Fair Market Rent for Pearl River County, MS. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Pearl River County, Mississippi is $857 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $949/mo and a studio is $821/mo.
This is 11% lower than the national average of $959 and 10% above the Mississippi average of $782. Rent decreased10.0% from FY 2025 ($952), declining against the trend. To afford rent here, a household needs at least $34,280/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Mississippi. Population: 56,351.
What these rents mean for Pearl River County
HUD's FY 2026 Fair Market Rent schedule sets the Pearl River County Mississippi 1-bedroom at $857, with a studio at $821, 2-bedroom at $949, 3-bedroom at $1,315, and 4-bedroom at $1,320. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Pearl River County FMR area applies to all ZIP codes inside the county boundary, and Mississippi's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).
Compared to the rest of the country, a 1-bedroom here is 11% below the US average of $959 and 10% higher than the Mississippi state average of $782. Year-over-year, the 1-bedroom FMR moved from $952 in FY 2025 to $857 in FY 2026 — a change of -10.0%, which is unusual and suggests softening demand or revised HUD sampling.
For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $857, that implies a household income of $34,280 per year (about $2,857/month) to stay affordable — a 2-bedroom at $949 pushes that threshold even higher. With a population of 56,351 and a county median household income of $56,535, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $912 | $821 | $-91 (-10.0%) |
| 1 Bedroom | $952 | $857 | $-95 (-10.0%) |
| 2 Bedroom | $1,054 | $949 | $-105 (-10.0%) |
| 3 Bedroom | $1,461 | $1,315 | $-146 (-10.0%) |
| 4 Bedroom | $1,466 | $1,320 | $-146 (-10.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Pearl River County. The 30% threshold indicates cost burden.
How Pearl River compares on 1-bedroom rent
1-bedroom FMR vs other Mississippi counties
- DeSoto
DeSoto County
$1,154 1BR FMR / mo
- Hinds
Hinds County
$1,097 1BR FMR / mo
- Rankin
Rankin County
$1,097 1BR FMR / mo
- Madison
Madison County
$1,097 1BR FMR / mo
- Jackson
Jackson County
$951 1BR FMR / mo
- Harrison
Harrison County
$923 1BR FMR / mo
- Pearl River
Pearl River County
$857 1BR FMR / mo
What this shows Pearl River is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $857/mo compares to Mississippi salaries for popular occupations (30% rule).
| Occupation | MS Salary | Rent Burden | Verdict |
|---|---|---|---|
| General & Operations Managers | $88,290 | 11.6% | Affordable |
| Software Developers | $86,460 | 11.9% | Affordable |
| Registered Nurses | $74,470 | 13.8% | Affordable |
| Accountants & Auditors | $64,170 | 16% | Affordable |
| Electricians | $57,300 | 17.9% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,700 | 20.3% | Affordable |
| Elementary School Teachers | $48,440 | 21.2% | Affordable |
| Police & Sheriff's Patrol Officers | $45,610 | 22.5% | Affordable |
| Paralegals & Legal Assistants | $39,120 | 26.3% | Affordable |
| Pharmacy Technicians | $38,210 | 26.9% | Affordable |
| Customer Service Representatives | $35,580 | 28.9% | Affordable |
| Retail Salespersons | $27,810 | 37% | Stretched |
| Janitors & Cleaners | $27,610 | 37.2% | Stretched |
| Fast Food & Counter Workers | $22,280 | 46.2% | Stretched |
| Teaching Assistants | $21,790 | 47.2% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Pearl River County. Shows how HUD rental rates have changed over time.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓10.0% | $821 | $857 | $949 |
| FY 2025 ↑6.5% | $912 | $952 | $1,054 |
| FY 2024 ↑33.0% | $877 | $894 | $1,022 |
| FY 2023 ↑7.0% | $668 | $672 | $885 |
| FY 2022 ↑5.4% | $624 | $628 | $826 |
| FY 2021 ↑2.2% | $592 | $596 | $786 |
| FY 2020 | $575 | $583 | $768 |
Nearby Counties in Mississippi
Largest counties by population in Mississippi
Frequently Asked Questions
What is the average rent in Pearl River County? ▼
How does Pearl River County rent compare to the national average? ▼
What income do I need to afford rent in Pearl River County? ▼
Is rent going up or down in Pearl River County? ▼
Which jobs can afford rent in Pearl River County? ▼
How much has rent changed in Pearl River County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Pearl River County? ▼
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Rental Guides
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More HUD Fair Market Rent tools and rankings for Pearl River County and beyond.
Data Sources
Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.
Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.
Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.
All federal data sources used on this page
- HUD Fair Market Rents (FMR) — county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
- HUD Income Limits — area median income for affordability calculations. huduser.gov/datasets/il
- HUD Comprehensive Housing Affordability Strategy (CHAS) — rent burden and housing-cost distribution. huduser.gov/datasets/cp
- U.S. Census Bureau ACS — county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
- BLS Consumer Price Index — Rent of Primary Residence — rent inflation by metro. bls.gov/cpi
- IRS Migration Data (SOI) — interstate migration aggregates affecting county demand. irs.gov/statistics/migration