Henderson County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 44,770.
Fair Market Rents (2026)
Studio
National avg: $893
$711/mo
↓ 8.8% YoY
-20% vs US
1 Bedroom
National avg: $959
$764/mo
↓ 6.9% YoY
-20% vs US
2 Bedroom
National avg: $1,175
$949/mo
↓ 10.0% YoY
-19% vs US
3 Bedroom
National avg: $1,525
$1,220/mo
↓ 6.2% YoY
-20% vs US
4 Bedroom
National avg: $1,756
$1,414/mo
↓ 4.0% YoY
-19% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $780 | $711 | $-69 (-8.8%) |
| 1 Bedroom | $821 | $764 | $-57 (-6.9%) |
| 2 Bedroom | $1,054 | $949 | $-105 (-10.0%) |
| 3 Bedroom | $1,300 | $1,220 | $-80 (-6.2%) |
| 4 Bedroom | $1,473 | $1,414 | $-59 (-4.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$30,560
$2,547/month gross
Required annual income for 2 BR
$37,960
$3,163/month gross
Other Counties in Kentucky
Wolfe County
1 BR: $683/mo
Warren County
1 BR: $985/mo
Jefferson County
1 BR: $1,047/mo
Carroll County
1 BR: $746/mo
Greenup County
1 BR: $853/mo
Kenton County
1 BR: $1,051/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.