County FMR · HUD FY2026

Mono County Fair Market Rent

HUD's FY2026 Fair Market Rent for Mono County, CA - 59% above the US average.

$1,528
1-bedroom FMR
$1,675
2-bedroom FMR
+13.4%
YoY change
+59%
vs US avg

The verdict

Mono is the 29th cheapest of 58 counties in California by 2-bedroom FMR; rent here has climbed 13.4% since FY 2025, a sharp move relative to most counties.

#29
cheapest of 58 in California (2BR)
-7%
vs the state average
$61,120
income to afford it (30% rule)
+13.4%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (10.7%), while Fast Food and Counter Workers spend the most (49.5%); nearby California counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Mono County, CA. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Mono County, California is $1,528 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,675/mo and a studio is $1,171/mo. This is 59% higher than the national average of $959 and 7% below the California average of $1,647.

Rent increased13.4% from FY 2025 ($1,348), outpacing inflation. To afford rent here, a household needs at least $61,120/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in California. Population: 13,219. Population declined 7.1% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. That's slower than California's statewide growth of +0.2% over the same period.

What these rents mean for Mono County

The Mono County FMR area applies to all ZIP codes inside the county boundary, and California's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 59% above the US average of $959 and 7% lower than the California state average of $1,647. Year-over-year, the 1-bedroom FMR moved from$1,348 in FY 2025 to $1,528 in FY 2026 - a change of +13.4%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,528, affording it under the 30%-of-income rule takes $61,120 per year (about $5,093/month) in household income, and a 2-bedroom at $1,675 pushes that threshold even higher. With a population of 13,219 and a county median household income of $86,953, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $1,513 · US avg: $893
$1,171/mo
↑ 13.0% YoY -23% vs state +31% vs US
1 Bedroom
State avg: $1,647 · US avg: $959
$1,528/mo
↑ 13.4% YoY -7% vs state +59% vs US
2 Bedroom
State avg: $2,053 · US avg: $1,175
$1,675/mo
↑ 12.2% YoY -18% vs state +43% vs US
3 Bedroom
State avg: $2,752 · US avg: $1,525
$2,330/mo
↑ 11.4% YoY -15% vs state +53% vs US
4 Bedroom
State avg: $3,165 · US avg: $1,756
$2,769/mo
↑ 11.8% YoY -13% vs state +58% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,036
$1,171
+$135 (+13.0%)
1 Bedroom $1,348
$1,528
+$180 (+13.4%)
2 Bedroom $1,493
$1,675
+$182 (+12.2%)
3 Bedroom $2,092
$2,330
+$238 (+11.4%)
4 Bedroom $2,476
$2,769
+$293 (+11.8%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$61,120
$5,093/month gross
Required annual income for 2 BR
$67,000
$5,583/month gross

Rent Burden Analysis

How much of household income goes to rent in Mono County. The 30% threshold indicates cost burden.

Studio
16.2%
Affordable
Need $46,840/yr for 30% rule
1 Bedroom
21.1%
Affordable
Need $61,120/yr for 30% rule
2 Bedroom
23.1%
Affordable
Need $67,000/yr for 30% rule
3 Bedroom
32.2%
Burdened
Need $93,200/yr for 30% rule
4 Bedroom
38.2%
Burdened
Need $110,760/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Mono County 2-bedroom rent burden

0%100%National avg22%23.1%
Mono County 2-bedroom rent burden
County median income: $86,953 · National avg burden: 21.7% ·View California rent burden →

Where Mono sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,675 Top 11% higher than 89% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). Below this entry. $1,600–$1,800: 172 counties (5%). This entry sits in this band. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Mono compares on 1-bedroom rent

1-bedroom FMR vs other California counties

1BR FMR / mo

What this shows Mono is highlighted. Nearby California counties by 1-bedroom FMR, highest to lowest: Santa Clara County ($2,982), Orange County ($2,746), San Diego County ($2,459), Los Angeles County ($2,085), Riverside County ($1,777), San Bernardino County ($1,777), Mono County (this county) ($1,528).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,528/mo compares to California salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation CA Salary Rent Burden Verdict
Software Developers $170,910 10.7% Affordable
Registered Nurses $140,330 13.1% Affordable
General & Operations Managers $125,240 14.6% Affordable
Police & Sheriff's Patrol Officers $115,400 15.9% Affordable
Elementary School Teachers $98,190 18.7% Affordable
Accountants & Auditors $96,360 19% Affordable
Electricians $76,540 24% Affordable
Paralegals & Legal Assistants $72,960 25.1% Affordable
Heavy & Tractor-Trailer Truck Drivers $59,950 30.6% Stretched
Pharmacy Technicians $49,640 36.9% Stretched
Customer Service Representatives $47,790 38.4% Stretched
Teaching Assistants $45,460 40.3% Stretched
Janitors & Cleaners $38,640 47.5% Stretched
Retail Salespersons $37,250 49.2% Stretched
Fast Food & Counter Workers $37,010 49.5% Stretched
Salaries: BLS OES (California) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Mono County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Mono (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 56.1% overall, from $979 to $1,528. Most of that movement was gradual except for a single sharp jump of +13.6% in FY 2024, well above this county's typical year-to-year change.

$800$1,000$1,200$1,400$1,600 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,528
Mono County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑13.4% $1,171 $1,528 $1,675
FY 2025 ↑4.3% $1,036 $1,348 $1,493
FY 2024 ↑13.6% $1,000 $1,292 $1,450
FY 2023 ↑8.8% $1,061 $1,137 $1,386
FY 2022 ↑3.9% $1,009 $1,045 $1,319
FY 2021 ↑2.8% $875 $1,006 $1,326
FY 2020 $872 $979 $1,290
Total change (6yr): +56.1%
Annualized: +7.7%/yr
1 BR: $979 → $1,528

Where Mono County Ranks in California

Mono County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #29 of 58 counties in California. Nearest by rank: Lake County ($1,549), Humboldt County ($1,550), Sutter County ($1,550), Yuba County ($1,550), Tuolumne County ($1,589), Shasta County ($1,590), Butte County ($1,625), Fresno County ($1,664), Mono County (this county) ($1,675), Amador County ($1,698), Mendocino County ($1,713), San Joaquin County ($1,742), Stanislaus County ($1,758), Nevada County ($1,813), Yolo County ($2,104), Solano County ($2,178), Riverside County ($2,201).

Nearby Counties in California

Largest counties by population in California

Frequently Asked Questions

What is the average rent in Mono County?
The FY 2026 Fair Market Rent for a 1-bedroom in Mono County is $1,528 per month. A 2-bedroom is $1,675 and a studio is $1,171.
How does Mono County rent compare to the national average?
Rent in Mono County is 59% above the national average. A 1-bedroom here costs $1,528 compared to $959 nationally.
What income do I need to afford rent in Mono County?
Based on the 30% affordability rule, you need an annual income of at least $61,120 ($5,093/month) to afford a 1-bedroom at Fair Market Rent in Mono County.
Is rent going up or down in Mono County?
The 1-bedroom Fair Market Rent in Mono County increased by 13.4% from FY 2025 to FY 2026, going from $1,348 to $1,528.
Which jobs can afford rent in Mono County?
Based on California BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $1,528/mo. 8 of 15 common occupations are affordable here.
How much has rent changed in Mono County over time?
The 1-bedroom Fair Market Rent in Mono County went from $979 in FY 2020 to $1,528 in FY 2026, a total change of +56.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Mono County?
In Mono County, the FY 2026 FMR of $1,528/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Mono County?
For Mono County, it's the specific 40th-percentile rent HUD publishes each year ($1,528/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Mono's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,528 implies about $61,120/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Mono can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.