County FMR · HUD FY2026
Humphreys County Fair Market Rent
HUD's FY2026 Fair Market Rent for Humphreys County, TN - 24% below the US average.
- $728
- 1-bedroom FMR
- $955
- 2-bedroom FMR
- -5.1%
- YoY change
- -24%
- vs US avg
The verdict
Humphreys is the 43rd cheapest of 95 counties in Tennessee by 2-bedroom FMR; nationally it ranks #819 most affordable of 3,145 HUD counties; rent here has fallen 5.1% since FY 2025, a modest shift relative to most counties.
- #819
- most affordable of 3,145 US counties (2BR)
- #43
- cheapest of 95 in Tennessee (2BR)
- -21%
- vs the state average
- $29,120
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (7.4%), while Fast Food and Counter Workers spend the most (31.4%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Humphreys County, TN. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Humphreys County, Tennessee is $728 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $955/mo and a studio is $723/mo. This is 24% lower than the national average of $959 and 21% below the Tennessee average of $924.
Rent decreased5.1% from FY 2025 ($767), declining against the trend. The 30% affordability floor is comparatively reachable here at $29,120/year.
FY 2026 HUD Fair Market Rents in Tennessee. Population: 19,032. Population has held roughly steady over the past five years (+4.1%, Census ACS). That's in line with Tennessee's statewide growth of +5.0% over the same period.
What these rents mean for Humphreys County
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Humphreys County's 2-bedroom of $955 ranks #819 most affordable of 3,145 US counties, in the middle half of HUD counties.
This is a below-average rent market: 1-bedroom FMR is 24% under the US average of $959 and 21% below Tennessee's $924. HUD's 1-bedroom figure shifted from $767 (FY 2025) to $728 (FY 2026), a -5.1% move that deepens an already-cheap market.
A 1-bedroom at $728 needs $29,120/year under the 30% rule against a county median of $59,333, and the median household clears that line with room to spare. A 2-bedroom at $955 is the next step up.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $719 | $723 | +$4 (+0.6%) |
| 1 Bedroom | $767 | $728 | $-39 (-5.1%) |
| 2 Bedroom | $899 | $955 | +$56 (+6.2%) |
| 3 Bedroom | $1,197 | $1,189 | $-8 (-0.7%) |
| 4 Bedroom | $1,259 | $1,331 | +$72 (+5.7%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Humphreys County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Humphreys sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$955 higher than 26% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Humphreys compares on 1-bedroom rent
1-bedroom FMR vs other Tennessee counties
- Davidson
Davidson County
$1,578 1BR FMR / mo
- Rutherford
Rutherford County
$1,578 1BR FMR / mo
- Williamson
Williamson County
$1,578 1BR FMR / mo
- Hamilton
Hamilton County
$1,263 1BR FMR / mo
- Knox
Knox County
$1,184 1BR FMR / mo
- Shelby
Shelby County
$1,154 1BR FMR / mo
- Humphreys
Humphreys County
$728 1BR FMR / mo
What this shows Humphreys is highlighted. Nearby Tennessee counties by 1-bedroom FMR, highest to lowest: Davidson County ($1,578), Rutherford County ($1,578), Williamson County ($1,578), Hamilton County ($1,263), Knox County ($1,184), Shelby County ($1,154), Humphreys County (this county) ($728).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $728/mo, most of these Tennessee occupations clear, or miss, the 30% affordability line.
| Occupation | TN Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $117,340 | 7.4% | Affordable |
| General & Operations Managers | $102,850 | 8.5% | Affordable |
| Registered Nurses | $79,030 | 11.1% | Affordable |
| Accountants & Auditors | $75,500 | 11.6% | Affordable |
| Police & Sheriff's Patrol Officers | $59,410 | 14.7% | Affordable |
| Electricians | $59,190 | 14.8% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,610 | 15.7% | Affordable |
| Paralegals & Legal Assistants | $55,270 | 15.8% | Affordable |
| Elementary School Teachers | $52,690 | 16.6% | Affordable |
| Customer Service Representatives | $40,130 | 21.8% | Affordable |
| Pharmacy Technicians | $38,130 | 22.9% | Affordable |
| Janitors & Cleaners | $31,220 | 28% | Affordable |
| Retail Salespersons | $30,770 | 28.4% | Affordable |
| Teaching Assistants | $28,030 | 31.2% | Stretched |
| Fast Food & Counter Workers | $27,840 | 31.4% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Humphreys County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Humphreys (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 27.5% overall, from $571 to $728. Most of that movement was gradual except for a single sharp jump of +16.0% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓5.1% | $723 | $728 | $955 |
| FY 2025 ↑0.0% | $719 | $767 | $899 |
| FY 2024 ↑16.0% | $707 | $767 | $861 |
| FY 2023 ↑11.5% | $609 | $661 | $747 |
| FY 2022 ↑1.9% | $547 | $593 | $676 |
| FY 2021 ↑1.9% | $514 | $582 | $663 |
| FY 2020 | $493 | $571 | $650 |
Where Humphreys County Ranks in Tennessee
Humphreys County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #43 of 95 counties in Tennessee. Nearest by rank: McMinn County ($926), Gibson County ($927), Lawrence County ($939), Grainger County ($941), Cumberland County ($942), Campbell County ($947), Henry County ($949), DeKalb County ($953), Humphreys County (this county) ($955), Pickett County ($958), Coffee County ($959), Warren County ($964), Macon County ($972), Bledsoe County ($975), Franklin County ($980), Morgan County ($988), Hickman County ($992).
Nearby Counties in Tennessee
Largest counties by population in Tennessee
Frequently Asked Questions
What is the average rent in Humphreys County? ▼
How does Humphreys County rent compare to the national average? ▼
Where does Humphreys County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Humphreys County? ▼
Is rent going up or down in Humphreys County? ▼
Which jobs can afford rent in Humphreys County? ▼
How much has rent changed in Humphreys County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Humphreys County? ▼
What does Fair Market Rent mean for Humphreys County? ▼
What this means for renters
Treat Humphreys's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $728 implies about $29,120/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Humphreys can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.