Garrard County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 17,175.
Fair Market Rents (2026)
Studio
National avg: $893
$643/mo
↓ 0.6% YoY
-28% vs US
1 Bedroom
National avg: $959
$821/mo
↑ 1.1% YoY
-14% vs US
2 Bedroom
National avg: $1,175
$900/mo
↑ 0.1% YoY
-23% vs US
3 Bedroom
National avg: $1,525
$1,156/mo
↑ 5.0% YoY
-24% vs US
4 Bedroom
National avg: $1,756
$1,285/mo
↓ 5.7% YoY
-27% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $647 | $643 | $-4 (-0.6%) |
| 1 Bedroom | $812 | $821 | +$9 (+1.1%) |
| 2 Bedroom | $899 | $900 | +$1 (+0.1%) |
| 3 Bedroom | $1,101 | $1,156 | +$55 (+5.0%) |
| 4 Bedroom | $1,362 | $1,285 | $-77 (-5.7%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$32,840
$2,737/month gross
Required annual income for 2 BR
$36,000
$3,000/month gross
Other Counties in Kentucky
Casey County
1 BR: $790/mo
Wolfe County
1 BR: $683/mo
Robertson County
1 BR: $660/mo
Leslie County
1 BR: $790/mo
Taylor County
1 BR: $790/mo
Breathitt County
1 BR: $714/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.