Madison County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 92,955.
Fair Market Rents (2026)
Studio
National avg: $893
$666/mo
↓ 10.0% YoY
-25% vs US
1 Bedroom
National avg: $959
$785/mo
↓ 4.8% YoY
-18% vs US
2 Bedroom
National avg: $1,175
$904/mo
↓ 4.2% YoY
-23% vs US
3 Bedroom
National avg: $1,525
$1,257/mo
↓ 5.0% YoY
-18% vs US
4 Bedroom
National avg: $1,756
$1,416/mo
↑ 0.6% YoY
-19% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $740 | $666 | $-74 (-10.0%) |
| 1 Bedroom | $825 | $785 | $-40 (-4.8%) |
| 2 Bedroom | $944 | $904 | $-40 (-4.2%) |
| 3 Bedroom | $1,323 | $1,257 | $-66 (-5.0%) |
| 4 Bedroom | $1,407 | $1,416 | +$9 (+0.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$31,400
$2,617/month gross
Required annual income for 2 BR
$36,160
$3,013/month gross
Other Counties in Kentucky
Jessamine County
1 BR: $1,079/mo
McCracken County
1 BR: $851/mo
Warren County
1 BR: $985/mo
Fleming County
1 BR: $703/mo
Rowan County
1 BR: $735/mo
Magoffin County
1 BR: $790/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.