Whitley County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 36,648.
Fair Market Rents (2026)
Studio
National avg: $893
$619/mo
↓ 0.8% YoY
-31% vs US
1 Bedroom
National avg: $959
$660/mo
↓ 0.2% YoY
-31% vs US
2 Bedroom
National avg: $1,175
$866/mo
↓ 0.1% YoY
-26% vs US
3 Bedroom
National avg: $1,525
$1,038/mo
↓ 0.7% YoY
-32% vs US
4 Bedroom
National avg: $1,756
$1,157/mo
↑ 0.7% YoY
-34% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $624 | $619 | $-5 (-0.8%) |
| 1 Bedroom | $661 | $660 | $-1 (-0.2%) |
| 2 Bedroom | $867 | $866 | $-1 (-0.1%) |
| 3 Bedroom | $1,045 | $1,038 | $-7 (-0.7%) |
| 4 Bedroom | $1,149 | $1,157 | +$8 (+0.7%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$26,400
$2,200/month gross
Required annual income for 2 BR
$34,640
$2,887/month gross
Other Counties in Kentucky
Gallatin County
1 BR: $1,051/mo
Mason County
1 BR: $764/mo
Bath County
1 BR: $668/mo
Jackson County
1 BR: $660/mo
Lee County
1 BR: $740/mo
Cumberland County
1 BR: $701/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.