Rent comparison · HUD FY2026
Garrard County vs Jefferson County
How do Garrard County and Jefferson County rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.
- $821
- Garrard County (1BR)
- $1,047
- Jefferson County (1BR)
- −22%
- 1BR difference
Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).
A 1-bedroom in Garrard County is 22% cheaper than Jefferson County at the HUD Fair Market Rent level ($821 vs $1,047). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.
How Do Rents Compare By Bedroom?
| Bedrooms | Garrard County | Jefferson County | Difference |
|---|---|---|---|
| Studio | $643 | $966 | −$323 (-33%) |
| 1 Bedroom | $821 | $1,047 | −$226 (-22%) |
| 2 Bedroom | $900 | $1,272 | −$372 (-29%) |
| 3 Bedroom | $1,156 | $1,625 | −$469 (-29%) |
| 4 Bedroom | $1,285 | $1,891 | −$606 (-32%) |
vs US National Average
National average 1BR: $959. Garrard County is 14% below the US average. Jefferson County is 9% above.
Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).