Floyd County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 35,780.
Fair Market Rents (2026)
Studio
National avg: $893
$646/mo
↓ 0.6% YoY
-28% vs US
1 Bedroom
National avg: $959
$689/mo
↑ 0.1% YoY
-28% vs US
2 Bedroom
National avg: $1,175
$904/mo
↑ 0.1% YoY
-23% vs US
3 Bedroom
National avg: $1,525
$1,109/mo
↑ 1.9% YoY
-27% vs US
4 Bedroom
National avg: $1,756
$1,212/mo
↑ 1.3% YoY
-31% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $650 | $646 | $-4 (-0.6%) |
| 1 Bedroom | $688 | $689 | +$1 (+0.1%) |
| 2 Bedroom | $903 | $904 | +$1 (+0.1%) |
| 3 Bedroom | $1,088 | $1,109 | +$21 (+1.9%) |
| 4 Bedroom | $1,197 | $1,212 | +$15 (+1.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$27,560
$2,297/month gross
Required annual income for 2 BR
$36,160
$3,013/month gross
Other Counties in Kentucky
Shelby County
1 BR: $1,027/mo
Montgomery County
1 BR: $690/mo
Adair County
1 BR: $683/mo
Boyd County
1 BR: $853/mo
Breckinridge County
1 BR: $690/mo
Grayson County
1 BR: $712/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.