County FMR · HUD FY2026

Marshall County Fair Market Rent

HUD's FY2026 Fair Market Rent for Marshall County, KY - 19% below the US average.

$772
1-bedroom FMR
$884
2-bedroom FMR
+1.7%
YoY change
-19%
vs US avg

The verdict

Marshall is the 59th cheapest of 120 counties in Kentucky by 2-bedroom FMR; nationally it ranks #347 most affordable of 3,145 HUD counties.

#347
most affordable of 3,145 US counties (2BR)
#59
cheapest of 120 in Kentucky (2BR)
-3%
vs the state average
$30,880
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (8.7%), while Fast Food and Counter Workers spend the most (34.1%).

FY 2026 HUD Fair Market Rent for Marshall County, KY. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Marshall County, Kentucky is $772 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $884/mo and a studio is $632/mo. This is 19% lower than the national average of $959 and 3% below the Kentucky average of $794.

Rent increased1.7% from FY 2025 ($759), roughly tracking inflation. The 30% affordability floor is comparatively reachable here at $30,880/year.

Observed renter burden: 45.2% of the 2,358 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Kentucky. Population: 31,706. Population has held roughly steady over the past five years (+1.8%, Census ACS). That's in line with Kentucky's statewide growth of +1.6% over the same period.

FMR filing desk

Area MARSHALL·COUNTY·KY·KY

Marshall County, KY: $772/mo 1BR · #347 of 3145 counties (2BR) · FY2026

  • FMR-AREA KY
  • 1BR-FMR $772
  • 2BR-FMR $884
  • RANK-MID #347
  • YOY-FLAT +1.7%
  • VSUS-BELOW -19%
  • VS-ST-NEAR -3% KY
  • INC-ROOM 15%
  • POP-SMALL 32K
  • PHOTO-NEAR Jefferson County
  • VOUCH-90-110 $695–$849
  • FY-2026 FY2026

Photo-finish peer: Jefferson ($275 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $719 · US avg: $893
$632/mo
↓ 1.6% YoY -12% vs state -29% vs US
1 Bedroom
State avg: $794 · US avg: $959
$772/mo
↑ 1.7% YoY -3% vs state -19% vs US
2 Bedroom
State avg: $984 · US avg: $1,175
$884/mo
↓ 0.9% YoY -10% vs state -25% vs US
3 Bedroom
State avg: $1,277 · US avg: $1,525
$1,191/mo
↑ 2.8% YoY -7% vs state -22% vs US
4 Bedroom
State avg: $1,442 · US avg: $1,756
$1,269/mo
↓ 9.9% YoY -12% vs state -28% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $642
$632
$-10 (-1.6%)
1 Bedroom $759
$772
+$13 (+1.7%)
2 Bedroom $892
$884
$-8 (-0.9%)
3 Bedroom $1,158
$1,191
+$33 (+2.8%)
4 Bedroom $1,409
$1,269
$-140 (-9.9%)

Rent Burden Analysis

How much of household income goes to rent in Marshall County. The 30% threshold indicates cost burden.

Studio
11.9%
Affordable
Need $25,280/yr for 30% rule
1 Bedroom
14.6%
Affordable
Need $30,880/yr for 30% rule
2 Bedroom
16.7%
Affordable
Need $35,360/yr for 30% rule
3 Bedroom
22.5%
Affordable
Need $47,640/yr for 30% rule
4 Bedroom
23.9%
Affordable
Need $50,760/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%16.7%
Marshall County 2-bedroom rent burden
County median income: $63,611 · National avg burden: 21.7% ·View Kentucky rent burden →

Where Marshall sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$884 higher than 11% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Marshall compares on 1-bedroom rent

1-bedroom FMR vs other Kentucky counties

1BR FMR / mo

What this shows Marshall is highlighted. Nearby Kentucky counties by 1-bedroom FMR, highest to lowest: Fayette County ($1,079), Kenton County ($1,051), Boone County ($1,051), Jefferson County ($1,047), Warren County ($985), Hardin County ($846), Marshall County (this county) ($772).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $772/mo, most of these Kentucky occupations clear, or miss, the 30% affordability line.

Occupation KY Salary Rent Burden Verdict
Software Developers $106,200 8.7% Affordable
Registered Nurses $79,910 11.6% Affordable
General & Operations Managers $77,150 12% Affordable
Accountants & Auditors $72,220 12.8% Affordable
Police & Sheriff's Patrol Officers $60,230 15.4% Affordable
Electricians $59,490 15.6% Affordable
Elementary School Teachers $57,980 16% Affordable
Heavy & Tractor-Trailer Truck Drivers $55,590 16.7% Affordable
Paralegals & Legal Assistants $49,000 18.9% Affordable
Pharmacy Technicians $37,630 24.6% Affordable
Customer Service Representatives $37,580 24.7% Affordable
Janitors & Cleaners $30,470 30.4% Stretched
Retail Salespersons $29,450 31.5% Stretched
Teaching Assistants $29,220 31.7% Stretched
Fast Food & Counter Workers $27,170 34.1% Stretched
Salaries: BLS OES (Kentucky) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Marshall County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Marshall (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 24.9% overall, from $618 to $772. The increases have been fairly steady year to year, with no single jump exceeding 9.9% (FY 2023).

$600$650$700$750$800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $772
Marshall County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑1.7% $632 $772 $884
FY 2025 ↓2.7% $642 $759 $892
FY 2024 ↑4.7% $679 $780 $937
FY 2023 ↑9.9% $611 $745 $843
FY 2022 ↑4.3% $572 $678 $773
FY 2021 ↑5.2% $635 $650 $741
FY 2020 $600 $618 $703
Total change (6yr): +24.9%
Annualized: +3.8%/yr
1 BR: $618 → $772

Where Marshall County Ranks in Kentucky

Marshall County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #59 of 120 counties in Kentucky. Nearest by rank: Russell County ($866), Taylor County ($866), Wayne County ($866), Webster County ($866), Whitley County ($866), Wolfe County ($866), Barren County ($868), Laurel County ($881), Marshall County (this county) ($884), Garrard County ($900), Hopkins County ($900), Floyd County ($904), Madison County ($904), Montgomery County ($905), Rowan County ($911), Union County ($911), Boyle County ($913).

Russell County
2 BR: $866/mo
Taylor County
2 BR: $866/mo
Wayne County
2 BR: $866/mo
Webster County
2 BR: $866/mo
Whitley County
2 BR: $866/mo
Wolfe County
2 BR: $866/mo
Barren County
2 BR: $868/mo
Laurel County
2 BR: $881/mo
Marshall County (this county)
2 BR: $884/mo
Garrard County
2 BR: $900/mo
Hopkins County
2 BR: $900/mo
Floyd County
2 BR: $904/mo
Madison County
2 BR: $904/mo
Montgomery County
2 BR: $905/mo
Rowan County
2 BR: $911/mo
Union County
2 BR: $911/mo
Boyle County
2 BR: $913/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Marshall County, both outside Kentucky so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside KY (FY2026).

Johnson County
AR · 2 BR $884/mo
Sabine Parish
LA · 2 BR $884/mo
Howard County
AR · 2 BR $883/mo
Walker County
AL · 2 BR $886/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside KY).

Dixon County
NE · 16.7% of income · 2 BR $961/mo
Rio Blanco County
CO · 16.7% of income · 2 BR $1,009/mo
Hodgeman County
KS · 16.7% of income · 2 BR $877/mo
Shelby County
IL · 16.7% of income · 2 BR $951/mo

Nearby Counties in Kentucky

Largest counties by population in Kentucky

Showing the 8 largest of 119 other counties in Kentucky.

Jefferson County
1 BR: $1,047/mo Pop: 779,232
Fayette County
1 BR: $1,079/mo Pop: 321,276
Kenton County
1 BR: $1,051/mo Pop: 169,066
Boone County
1 BR: $1,051/mo Pop: 136,150
Warren County
1 BR: $985/mo Pop: 135,307
Hardin County
1 BR: $846/mo Pop: 111,005
Daviess County
1 BR: $846/mo Pop: 102,916
Campbell County
1 BR: $1,051/mo Pop: 93,122
View all counties in Kentucky →

Frequently Asked Questions

What is the average rent in Marshall County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Marshall County is $772 per month. A 2-bedroom is $884 and a studio is $632.
How does Marshall County rent compare to the national average? ▼
Rent in Marshall County is 19% below the national average. A 1-bedroom here costs $772 compared to $959 nationally.
Where does Marshall County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Marshall County's 2-bedroom FMR of $884 ranks #347 most affordable among 3,145 HUD counties, placing it in the lower-rent quarter of HUD counties.
What income do I need to afford rent in Marshall County? ▼
Based on the 30% affordability rule, you need an annual income of at least $30,880 ($2,573/month) to afford a 1-bedroom at Fair Market Rent in Marshall County.
Is rent going up or down in Marshall County? ▼
The 1-bedroom Fair Market Rent in Marshall County increased by 1.7% from FY 2025 to FY 2026, going from $759 to $772.
Which jobs can afford rent in Marshall County? ▼
Based on Kentucky BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $772/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Marshall County over time? ▼
The 1-bedroom Fair Market Rent in Marshall County went from $618 in FY 2020 to $772 in FY 2026, a total change of +24.9% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Marshall County? ▼
In Marshall County, the FY 2026 FMR of $772/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Marshall County? ▼
For Marshall County, it's the specific 40th-percentile rent HUD publishes each year ($772/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.