County FMR · HUD FY2026

Pine County Fair Market Rent

HUD's FY2026 Fair Market Rent for Pine County, MN - 13% below the US average.

$839
1-bedroom FMR
$1,101
2-bedroom FMR
+4.1%
YoY change
-13%
vs US avg

The verdict

Pine is the 29th most expensive of 87 counties in Minnesota by 2-bedroom FMR.

#29
most expensive of 87 in Minnesota (2BR)
-7%
vs the state average
$33,560
income to afford it (30% rule)
+4.1%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (8.1%), while Fast Food and Counter Workers spend the most (31.5%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Pine County, MN. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Pine County, Minnesota at $839 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,101/mo and a studio is $834/mo. This is 13% lower than the national average of $959 and 7% below the Minnesota average of $899.

Rent increased4.1% from FY 2025 ($806), outpacing inflation. To afford rent here, a household needs at least $33,560/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Minnesota. Population: 29,090. Population has held roughly steady over the past five years (+1.0%, Census ACS). That's slower than Minnesota's statewide growth of +3.4% over the same period.

What these rents mean for Pine County

The Pine County FMR area applies to all ZIP codes inside the county boundary, and Minnesota's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Pine County's 1-bedroom rent runs 13% below the US average of $959 and 7% lower than the Minnesota state average of $899. Over the past year, 1-bedroom rent here shifted from$806 in FY 2025 to $839 in FY 2026 - a change of +4.1%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $839, affording it under the 30%-of-income rule takes $33,560 per year (about $2,797/month) in household income, and a 2-bedroom at $1,101 pushes that threshold even higher. With a population of 29,090 and a county median household income of $69,666, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $809 · US avg: $893
$834/mo
↑ 4.3% YoY +3% vs state -7% vs US
1 Bedroom
State avg: $899 · US avg: $959
$839/mo
↑ 4.1% YoY -7% vs state -13% vs US
2 Bedroom
State avg: $1,125 · US avg: $1,175
$1,101/mo
↑ 4.2% YoY -2% vs state -6% vs US
3 Bedroom
State avg: $1,483 · US avg: $1,525
$1,320/mo
↑ 3.7% YoY -11% vs state -13% vs US
4 Bedroom
State avg: $1,698 · US avg: $1,756
$1,458/mo
↑ 4.1% YoY -14% vs state -17% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $800
$834
+$34 (+4.3%)
1 Bedroom $806
$839
+$33 (+4.1%)
2 Bedroom $1,057
$1,101
+$44 (+4.2%)
3 Bedroom $1,273
$1,320
+$47 (+3.7%)
4 Bedroom $1,401
$1,458
+$57 (+4.1%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$33,560
$2,797/month gross
Required annual income for 2 BR
$44,040
$3,670/month gross

Rent Burden Analysis

How much of household income goes to rent in Pine County. The 30% threshold indicates cost burden.

Studio
14.4%
Affordable
Need $33,360/yr for 30% rule
1 Bedroom
14.5%
Affordable
Need $33,560/yr for 30% rule
2 Bedroom
19%
Affordable
Need $44,040/yr for 30% rule
3 Bedroom
22.7%
Affordable
Need $52,800/yr for 30% rule
4 Bedroom
25.1%
Affordable
Need $58,320/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Pine County 2-bedroom rent burden

0%100%National avg22%19%
Pine County 2-bedroom rent burden
County median income: $69,666 · National avg burden: 21.7% ·View Minnesota rent burden →

Where Pine sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,101 higher than 59% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Pine compares on 1-bedroom rent

1-bedroom FMR vs other Minnesota counties

1BR FMR / mo

What this shows Pine is highlighted. Nearby Minnesota counties by 1-bedroom FMR, highest to lowest: Hennepin County ($1,405), Ramsey County ($1,405), Dakota County ($1,405), Anoka County ($1,405), Washington County ($1,405), St. Louis County ($978), Pine County (this county) ($839).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $839/mo compares to Minnesota salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MN Salary Rent Burden Verdict
Software Developers $124,540 8.1% Affordable
Registered Nurses $100,870 10% Affordable
General & Operations Managers $96,130 10.5% Affordable
Police & Sheriff's Patrol Officers $83,310 12.1% Affordable
Accountants & Auditors $81,100 12.4% Affordable
Electricians $81,430 12.4% Affordable
Paralegals & Legal Assistants $67,320 15% Affordable
Elementary School Teachers $63,120 16% Affordable
Heavy & Tractor-Trailer Truck Drivers $61,090 16.5% Affordable
Pharmacy Technicians $48,560 20.7% Affordable
Customer Service Representatives $47,470 21.2% Affordable
Janitors & Cleaners $38,320 26.3% Affordable
Teaching Assistants $38,160 26.4% Affordable
Retail Salespersons $35,310 28.5% Affordable
Fast Food & Counter Workers $31,950 31.5% Stretched
Salaries: BLS OES (Minnesota) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Pine County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Pine (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 40.8% overall, from $596 to $839. Most of that movement was gradual except for a single sharp jump of +15.9% in FY 2023, well above this county's typical year-to-year change.

$500$600$700$800$900 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $839
Pine County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑4.1% $834 $839 $1,101
FY 2025 ↓7.6% $800 $806 $1,057
FY 2024 ↑12.8% $866 $872 $1,146
FY 2023 ↑15.9% $768 $773 $1,017
FY 2022 ↑9.2% $662 $667 $877
FY 2021 ↑2.5% $531 $611 $805
FY 2020 $518 $596 $785
Total change (6yr): +40.8%
Annualized: +5.9%/yr
1 BR: $596 → $839

Where Pine County Ranks in Minnesota

Pine County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #59 of 87 counties in Minnesota. Nearest by rank: Mower County ($1,049), Nobles County ($1,049), Pope County ($1,053), Winona County ($1,066), Itasca County ($1,074), Le Sueur County ($1,078), Polk County ($1,089), Goodhue County ($1,095), Pine County (this county) ($1,101), Clay County ($1,112), Crow Wing County ($1,120), Pennington County ($1,122), Mille Lacs County ($1,123), Beltrami County ($1,135), Steele County ($1,142), Houston County ($1,166), Blue Earth County ($1,171).

Nearby Counties in Minnesota

Largest counties by population in Minnesota

Frequently Asked Questions

What is the average rent in Pine County?
The FY 2026 Fair Market Rent for a 1-bedroom in Pine County is $839 per month. A 2-bedroom is $1,101 and a studio is $834.
How does Pine County rent compare to the national average?
Rent in Pine County is 13% below the national average. A 1-bedroom here costs $839 compared to $959 nationally.
What income do I need to afford rent in Pine County?
Based on the 30% affordability rule, you need an annual income of at least $33,560 ($2,797/month) to afford a 1-bedroom at Fair Market Rent in Pine County.
Is rent going up or down in Pine County?
The 1-bedroom Fair Market Rent in Pine County increased by 4.1% from FY 2025 to FY 2026, going from $806 to $839.
Which jobs can afford rent in Pine County?
Based on Minnesota BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $839/mo. 14 of 15 common occupations are affordable here.
How much has rent changed in Pine County over time?
The 1-bedroom Fair Market Rent in Pine County went from $596 in FY 2020 to $839 in FY 2026, a total change of +40.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Pine County?
In Pine County, the FY 2026 FMR of $839/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Pine County?
For Pine County, it's the specific 40th-percentile rent HUD publishes each year ($839/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Pine's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $839 implies about $33,560/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Pine can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.