County FMR · HUD FY2026

Houston County Fair Market Rent

HUD's FY2026 Fair Market Rent for Houston County, MN - 7% below the US average.

$889
1-bedroom FMR
$1,166
2-bedroom FMR
-2.5%
YoY change
-7%
vs US avg

The verdict

Houston is the 22nd most expensive of 87 counties in Minnesota by 2-bedroom FMR.

#22
most expensive of 87 in Minnesota (2BR)
-1%
vs the state average
$35,560
income to afford it (30% rule)
-2.5%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (8.6%), while Fast Food and Counter Workers spend the most (33.4%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Houston County, MN. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Houston County, Minnesota is $889 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,166/mo and a studio is $804/mo. This is 7% lower than the national average of $959 and 1% below the Minnesota average of $899.

Rent decreased2.5% from FY 2025 ($912), declining against the trend. To afford rent here, a household needs at least $35,560/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Minnesota. Population: 18,826. Population has held roughly steady over the past five years (+0.6%, Census ACS). That's slower than Minnesota's statewide growth of +3.4% over the same period.

What these rents mean for Houston County

The Houston County FMR area applies to all ZIP codes inside the county boundary, and Minnesota's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 7% below the US average of $959 and 1% lower than the Minnesota state average of $899. Year-over-year, the 1-bedroom FMR moved from$912 in FY 2025 to $889 in FY 2026 - a change of -2.5%, which is unusual and suggests softening demand or revised HUD sampling.

At the FY 2026 1-bedroom FMR of $889, affording it under the 30%-of-income rule takes $35,560 per year (about $2,963/month) in household income, and a 2-bedroom at $1,166 pushes that threshold even higher. With a population of 18,826 and a county median household income of $77,087, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $809 · US avg: $893
$804/mo
↓ 2.1% YoY -1% vs state -10% vs US
1 Bedroom
State avg: $899 · US avg: $959
$889/mo
↓ 2.5% YoY -1% vs state -7% vs US
2 Bedroom
State avg: $1,125 · US avg: $1,175
$1,166/mo
↓ 2.6% YoY +4% vs state -1% vs US
3 Bedroom
State avg: $1,483 · US avg: $1,525
$1,515/mo
↓ 4.1% YoY +2% vs state -1% vs US
4 Bedroom
State avg: $1,698 · US avg: $1,756
$1,903/mo
↓ 4.4% YoY +12% vs state +8% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $821
$804
$-17 (-2.1%)
1 Bedroom $912
$889
$-23 (-2.5%)
2 Bedroom $1,197
$1,166
$-31 (-2.6%)
3 Bedroom $1,579
$1,515
$-64 (-4.1%)
4 Bedroom $1,990
$1,903
$-87 (-4.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$35,560
$2,963/month gross
Required annual income for 2 BR
$46,640
$3,887/month gross

Rent Burden Analysis

How much of household income goes to rent in Houston County. The 30% threshold indicates cost burden.

Studio
12.5%
Affordable
Need $32,160/yr for 30% rule
1 Bedroom
13.8%
Affordable
Need $35,560/yr for 30% rule
2 Bedroom
18.2%
Affordable
Need $46,640/yr for 30% rule
3 Bedroom
23.6%
Affordable
Need $60,600/yr for 30% rule
4 Bedroom
29.6%
Affordable
Need $76,120/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Houston County 2-bedroom rent burden

0%100%National avg22%18.2%
Houston County 2-bedroom rent burden
County median income: $77,087 · National avg burden: 21.7% ·View Minnesota rent burden →

Where Houston sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,166 Top 35% higher than 65% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Houston compares on 1-bedroom rent

1-bedroom FMR vs other Minnesota counties

1BR FMR / mo

What this shows Houston is highlighted. Nearby Minnesota counties by 1-bedroom FMR, highest to lowest: Hennepin County ($1,405), Ramsey County ($1,405), Dakota County ($1,405), Anoka County ($1,405), Washington County ($1,405), St. Louis County ($978), Houston County (this county) ($889).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $889/mo compares to Minnesota salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MN Salary Rent Burden Verdict
Software Developers $124,540 8.6% Affordable
Registered Nurses $100,870 10.6% Affordable
General & Operations Managers $96,130 11.1% Affordable
Police & Sheriff's Patrol Officers $83,310 12.8% Affordable
Electricians $81,430 13.1% Affordable
Accountants & Auditors $81,100 13.2% Affordable
Paralegals & Legal Assistants $67,320 15.8% Affordable
Elementary School Teachers $63,120 16.9% Affordable
Heavy & Tractor-Trailer Truck Drivers $61,090 17.5% Affordable
Pharmacy Technicians $48,560 22% Affordable
Customer Service Representatives $47,470 22.5% Affordable
Janitors & Cleaners $38,320 27.8% Affordable
Teaching Assistants $38,160 28% Affordable
Retail Salespersons $35,310 30.2% Stretched
Fast Food & Counter Workers $31,950 33.4% Stretched
Salaries: BLS OES (Minnesota) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Houston County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Houston (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 41.3% overall, from $629 to $889. The increases have been fairly steady year to year, with no single jump exceeding 10.4% (FY 2023).

$600$700$800$900$1,000 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $889
Houston County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓2.5% $804 $889 $1,166
FY 2025 ↑5.3% $821 $912 $1,197
FY 2024 ↑8.4% $760 $866 $1,122
FY 2023 ↑10.4% $685 $799 $1,024
FY 2022 ↑7.6% $618 $724 $930
FY 2021 ↑7.0% $577 $673 $874
FY 2020 $540 $629 $829
Total change (6yr): +41.3%
Annualized: +5.9%/yr
1 BR: $629 → $889

Part of the La Crosse-Onalaska, WI-MN Metro Area

Houston County is a central county of the La Crosse-Onalaska, WI-MN metropolitan statistical area, alongside 2 other metro-area counties.

Houston County ranks #2 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: La Crosse County ($889), Houston County (this county) ($889), Vernon County ($760).

La Crosse County
1 BR: $889/mo
Houston County (this county)
1 BR: $889/mo
Vernon County
1 BR: $760/mo

Nearby Counties in Minnesota

Largest counties by population in Minnesota

Frequently Asked Questions

What is the average rent in Houston County?
The FY 2026 Fair Market Rent for a 1-bedroom in Houston County is $889 per month. A 2-bedroom is $1,166 and a studio is $804.
How does Houston County rent compare to the national average?
Rent in Houston County is 7% below the national average. A 1-bedroom here costs $889 compared to $959 nationally.
What income do I need to afford rent in Houston County?
Based on the 30% affordability rule, you need an annual income of at least $35,560 ($2,963/month) to afford a 1-bedroom at Fair Market Rent in Houston County.
Is rent going up or down in Houston County?
The 1-bedroom Fair Market Rent in Houston County decreased by 2.5% from FY 2025 to FY 2026, going from $912 to $889.
Which jobs can afford rent in Houston County?
Based on Minnesota BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $889/mo. 13 of 15 common occupations are affordable here.
How much has rent changed in Houston County over time?
The 1-bedroom Fair Market Rent in Houston County went from $629 in FY 2020 to $889 in FY 2026, a total change of +41.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Houston County?
In Houston County, the FY 2026 FMR of $889/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Houston County?
For Houston County, it's the specific 40th-percentile rent HUD publishes each year ($889/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Houston's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $889 implies about $35,560/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Houston can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.