County FMR · HUD FY2026

Beltrami County Fair Market Rent

HUD's FY2026 Fair Market Rent for Beltrami County, MN - 9% below the US average.

$876
1-bedroom FMR
$1,135
2-bedroom FMR
+5.3%
YoY change
-9%
vs US avg

The verdict

Beltrami is the 24th most expensive of 87 counties in Minnesota by 2-bedroom FMR; nationally it ranks #1,195 most expensive of 3,145 HUD counties; rent here has climbed 5.3% since FY 2025, a modest shift relative to most counties.

#1,195
most expensive of 3,145 US counties (2BR)
#24
most expensive of 87 in Minnesota (2BR)
-3%
vs the state average
$35,040
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (8.4%), while Fast Food and Counter Workers spend the most (32.9%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Beltrami County, MN. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Beltrami County, Minnesota at $876 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,135/mo and a studio is $870/mo. This is 9% lower than the national average of $959 and 3% below the Minnesota average of $899.

Rent increased5.3% from FY 2025 ($832), outpacing inflation. Under the 30% rule, affordability starts near $35,040/year for a 1-bedroom.

Observed renter burden: 36.9% of the 5,467 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Minnesota. Population: 46,274. Population has held roughly steady over the past five years (+0.7%, Census ACS). That's slower than Minnesota's statewide growth of +3.4% over the same period.

FMR filing desk

Area BELTRAMI·COUNTY·MN·MN

Beltrami County, MN: $876/mo 1BR · #1195 of 3145 counties (2BR) · FY2026

  • FMR-AREA MN
  • 1BR-FMR $876
  • 2BR-FMR $1,135
  • RANK-MID #1,195
  • YOY-SURGE +5.3%
  • VSUS-BELOW -9%
  • VS-ST-NEAR -3% MN
  • INC-ROOM 16%
  • POP-SMALL 46K
  • PHOTO-NEAR Hennepin County
  • VOUCH-90-110 $788–$964
  • FY-2026 FY2026

Photo-finish peer: Hennepin ($529 1BR gap)

Read with: How Fair Market Rent works

Fair Market Rents (2026)

Studio
State avg: $809 · US avg: $893
$870/mo
↑ 8.5% YoY +8% vs state -3% vs US
1 Bedroom
State avg: $899 · US avg: $959
$876/mo
↑ 5.3% YoY -3% vs state -9% vs US
2 Bedroom
State avg: $1,125 · US avg: $1,175
$1,135/mo
↑ 3.9% YoY +1% vs state -3% vs US
3 Bedroom
State avg: $1,483 · US avg: $1,525
$1,361/mo
↑ 3.4% YoY -8% vs state -11% vs US
4 Bedroom
State avg: $1,698 · US avg: $1,756
$1,715/mo
↑ 10.7% YoY +1% vs state -2% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $802
$870
+$68 (+8.5%)
1 Bedroom $832
$876
+$44 (+5.3%)
2 Bedroom $1,092
$1,135
+$43 (+3.9%)
3 Bedroom $1,316
$1,361
+$45 (+3.4%)
4 Bedroom $1,549
$1,715
+$166 (+10.7%)

Rent Burden Analysis

How much of household income goes to rent in Beltrami County. The 30% threshold indicates cost burden.

Studio
15.5%
Affordable
Need $34,800/yr for 30% rule
1 Bedroom
15.6%
Affordable
Need $35,040/yr for 30% rule
2 Bedroom
20.3%
Affordable
Need $45,400/yr for 30% rule
3 Bedroom
24.3%
Affordable
Need $54,440/yr for 30% rule
4 Bedroom
30.6%
Burdened
Need $68,600/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%20.3%
Beltrami County 2-bedroom rent burden
County median income: $67,257 · National avg burden: 21.7% ·View Minnesota rent burden →

Where Beltrami sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,135 Top 38% higher than 62% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Beltrami compares on 1-bedroom rent

1-bedroom FMR vs other Minnesota counties

1BR FMR / mo

What this shows Beltrami is highlighted. Nearby Minnesota counties by 1-bedroom FMR, highest to lowest: Hennepin County ($1,405), Ramsey County ($1,405), Dakota County ($1,405), Anoka County ($1,405), Washington County ($1,405), St. Louis County ($978), Beltrami County (this county) ($876).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $876/mo compares to Minnesota salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MN Salary Rent Burden Verdict
Software Developers $124,540 8.4% Affordable
Registered Nurses $100,870 10.4% Affordable
General & Operations Managers $96,130 10.9% Affordable
Police & Sheriff's Patrol Officers $83,310 12.6% Affordable
Electricians $81,430 12.9% Affordable
Accountants & Auditors $81,100 13% Affordable
Paralegals & Legal Assistants $67,320 15.6% Affordable
Elementary School Teachers $63,120 16.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $61,090 17.2% Affordable
Pharmacy Technicians $48,560 21.6% Affordable
Customer Service Representatives $47,470 22.1% Affordable
Janitors & Cleaners $38,320 27.4% Affordable
Teaching Assistants $38,160 27.5% Affordable
Retail Salespersons $35,310 29.8% Affordable
Fast Food & Counter Workers $31,950 32.9% Stretched
Salaries: BLS OES (Minnesota) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Beltrami County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Beltrami (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 45.3% overall, from $603 to $876. Most of that movement was gradual except for a single sharp jump of +15.3% in FY 2023, well above this county's typical year-to-year change.

$500$600$700$800$900 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $876
Beltrami County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑5.3% $870 $876 $1,135
FY 2025 ↓2.2% $802 $832 $1,092
FY 2024 ↑6.6% $820 $851 $1,118
FY 2023 ↑15.3% $702 $798 $1,050
FY 2022 ↑14.6% $605 $692 $910
FY 2021 ↑0.2% $525 $604 $796
FY 2020 $518 $603 $794
Total change (6yr): +45.3%
Annualized: +6.4%/yr
1 BR: $603 → $876

Part of the Bemidji, MN Micro Area

Beltrami County is a central county of the Bemidji, MN micropolitan statistical area.

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Beltrami County, both outside Minnesota so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside MN (FY2026).

Hamblen County
TN · 2 BR $1,135/mo
Jefferson County
TN · 2 BR $1,135/mo
Wichita County
TX · 2 BR $1,136/mo
Lee County
NC · 2 BR $1,136/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside MN).

Parker County
TX · 20.3% of income · 2 BR $1,723/mo
White County
GA · 20.3% of income · 2 BR $1,177/mo
Wayne County
IN · 20.2% of income · 2 BR $956/mo
Essex County
NY · 20.3% of income · 2 BR $1,185/mo

Nearby Counties in Minnesota

Largest counties by population in Minnesota

Showing the 8 largest of 86 other counties in Minnesota.

Hennepin County
1 BR: $1,405/mo Pop: 1,270,787
Ramsey County
1 BR: $1,405/mo Pop: 547,202
Dakota County
1 BR: $1,405/mo Pop: 439,179
Anoka County
1 BR: $1,405/mo Pop: 363,985
Washington County
1 BR: $1,405/mo Pop: 268,651
St. Louis County
1 BR: $978/mo Pop: 200,122
Olmsted County
1 BR: $1,189/mo Pop: 162,307
Stearns County
1 BR: $919/mo Pop: 158,622
View all counties in Minnesota →

Frequently Asked Questions

What is the average rent in Beltrami County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Beltrami County is $876 per month. A 2-bedroom is $1,135 and a studio is $870.
How does Beltrami County rent compare to the national average? ▼
Rent in Beltrami County is 9% below the national average. A 1-bedroom here costs $876 compared to $959 nationally.
Where does Beltrami County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Beltrami County's 2-bedroom FMR of $1,135 ranks #1,195 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Beltrami County? ▼
Based on the 30% affordability rule, you need an annual income of at least $35,040 ($2,920/month) to afford a 1-bedroom at Fair Market Rent in Beltrami County.
Is rent going up or down in Beltrami County? ▼
The 1-bedroom Fair Market Rent in Beltrami County increased by 5.3% from FY 2025 to FY 2026, going from $832 to $876.
Which jobs can afford rent in Beltrami County? ▼
Based on Minnesota BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $876/mo. 14 of 15 common occupations are affordable here.
How much has rent changed in Beltrami County over time? ▼
The 1-bedroom Fair Market Rent in Beltrami County went from $603 in FY 2020 to $876 in FY 2026, a total change of +45.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Beltrami County? ▼
In Beltrami County, the FY 2026 FMR of $876/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Beltrami County? ▼
For Beltrami County, it's the specific 40th-percentile rent HUD publishes each year ($876/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.