County FMR · HUD FY2026

Beltrami County Fair Market Rent

HUD's FY2026 Fair Market Rent for Beltrami County, MN - 9% below the US average.

Compiled by PlainRent Editorial, Fair Market Rent Editorial Team · May 15, 2026

$876
1-bedroom FMR: $1,135
2-bedroom FMR: +5.3%
YoY change: -9%
vs US avg

The verdict

Beltrami is the 24th most expensive of 87 counties in Minnesota by 2-bedroom FMR; rent here has climbed 5.3% since FY 2025, a modest shift relative to most counties.

#24
most expensive of 87 in Minnesota (2BR): -3%
vs the state average: $35,040
income to afford it (30% rule): +5.3%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (8.4%), while Fast Food and Counter Workers spend the most (32.9%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Beltrami County, MN. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Beltrami County, Minnesota at $876 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,135/mo and a studio is $870/mo. This is 9% lower than the national average of $959 and 3% below the Minnesota average of $899.

Rent increased5.3% from FY 2025 ($832), outpacing inflation. To afford rent here, a household needs at least $35,040/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Minnesota. Population: 46,274. Population has held roughly steady over the past five years (+0.7%, Census ACS). That's slower than Minnesota's statewide growth of +3.4% over the same period.

What these rents mean for Beltrami County

The Beltrami County FMR area applies to all ZIP codes inside the county boundary, and Minnesota's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Beltrami County's 1-bedroom rent runs 9% below the US average of $959 and 3% lower than the Minnesota state average of $899. Over the past year, 1-bedroom rent here shifted from$832 in FY 2025 to $876 in FY 2026 - a change of +5.3%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $876, affording it under the 30%-of-income rule takes $35,040 per year (about $2,920/month) in household income, and a 2-bedroom at $1,135 pushes that threshold even higher. With a population of 46,274 and a county median household income of $67,257, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio

State avg: $809 · US avg: $893

$870/mo

↑ 8.5% YoY +8% vs state -3% vs US

1 Bedroom

State avg: $899 · US avg: $959

$876/mo

↑ 5.3% YoY -3% vs state -9% vs US

2 Bedroom

State avg: $1,125 · US avg: $1,175

$1,135/mo

↑ 3.9% YoY +1% vs state -3% vs US

3 Bedroom

State avg: $1,483 · US avg: $1,525

$1,361/mo

↑ 3.4% YoY -8% vs state -11% vs US

4 Bedroom

State avg: $1,698 · US avg: $1,756

$1,715/mo

↑ 10.7% YoY +1% vs state -2% vs US

Year-over-Year Comparison

Bedrooms	FY 2025	FY 2026	Change	vs State	vs US
Studio	$802	$870	+$68 (+8.5%)	+8%	-3%
1 Bedroom	$832	$876	+$44 (+5.3%)	-3%	-9%
2 Bedroom	$1,092	$1,135	+$43 (+3.9%)	+1%	-3%
3 Bedroom	$1,316	$1,361	+$45 (+3.4%)	-8%	-11%
4 Bedroom	$1,549	$1,715	+$166 (+10.7%)	+1%	-2%

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR

$35,040

$2,920/month gross

Required annual income for 2 BR

$45,400

$3,783/month gross

Rent Burden Analysis

How much of household income goes to rent in Beltrami County. The 30% threshold indicates cost burden.

Studio

15.5%

Affordable

Need $34,800/yr for 30% rule

1 Bedroom

15.6%

Affordable

Need $35,040/yr for 30% rule

2 Bedroom

20.3%

Affordable

Need $45,400/yr for 30% rule

3 Bedroom

24.3%

Affordable

Need $54,440/yr for 30% rule

4 Bedroom

30.6%

Burdened

Need $68,600/yr for 30% rule

How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Beltrami County 2-bedroom rent burden

County median income: $67,257 · National avg burden: 21.7% ·View Minnesota rent burden →

Where Beltrami sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,135 Top 38% higher than 62% of 3,145 counties

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Hennepin

$1,405
Ramsey

$1,405
Dakota

$1,405
Anoka

$1,405
Washington

$1,405
St. Louis

$978
Beltrami

$876

What this shows Beltrami is highlighted. Nearby Minnesota counties by 1-bedroom FMR, highest to lowest: Hennepin County ($1,405), Ramsey County ($1,405), Dakota County ($1,405), Anoka County ($1,405), Washington County ($1,405), St. Louis County ($978), Beltrami County (this county) ($876).

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $876/mo compares to Minnesota salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation	MN Salary	Rent Burden	Verdict
Software Developers	$124,540	8.4%	Affordable
Registered Nurses	$100,870	10.4%	Affordable
General & Operations Managers	$96,130	10.9%	Affordable
Police & Sheriff's Patrol Officers	$83,310	12.6%	Affordable
Electricians	$81,430	12.9%	Affordable
Accountants & Auditors	$81,100	13%	Affordable
Paralegals & Legal Assistants	$67,320	15.6%	Affordable
Elementary School Teachers	$63,120	16.7%	Affordable
Heavy & Tractor-Trailer Truck Drivers	$61,090	17.2%	Affordable
Pharmacy Technicians	$48,560	21.6%	Affordable
Customer Service Representatives	$47,470	22.1%	Affordable
Janitors & Cleaners	$38,320	27.4%	Affordable
Teaching Assistants	$38,160	27.5%	Affordable
Retail Salespersons	$35,310	29.8%	Affordable
Fast Food & Counter Workers	$31,950	32.9%	Stretched

Salaries: BLS OES (Minnesota) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Beltrami County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Beltrami (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 45.3% overall, from $603 to $876. Most of that movement was gradual except for a single sharp jump of +15.3% in FY 2023, well above this county's typical year-to-year change.

Beltrami County 1-bedroom Fair Market Rent, FY2020–FY2026

Year	Studio	1 BR	2 BR	3 BR	4 BR
FY 2026 ↑5.3%	$870	$876	$1,135	$1,361	$1,715
FY 2025 ↓2.2%	$802	$832	$1,092	$1,316	$1,549
FY 2024 ↑6.6%	$820	$851	$1,118	$1,352	$1,576
FY 2023 ↑15.3%	$702	$798	$1,050	$1,278	$1,522
FY 2022 ↑14.6%	$605	$692	$910	$1,137	$1,314
FY 2021 ↑0.2%	$525	$604	$796	$1,035	$1,114
FY 2020	$518	$603	$794	$1,047	$1,076

Total change (6yr): +45.3%

Annualized: +6.4%/yr

1 BR: $603 → $876

Part of the Bemidji, MN Micro Area

Beltrami County is a central county of the Bemidji, MN micropolitan statistical area.

Nearby Counties in Minnesota

Largest counties by population in Minnesota

Hennepin County

1 BR: $1,405/mo Pop: 1,270,787

Ramsey County

1 BR: $1,405/mo Pop: 547,202

Dakota County

1 BR: $1,405/mo Pop: 439,179

Anoka County

1 BR: $1,405/mo Pop: 363,985

Washington County

1 BR: $1,405/mo Pop: 268,651

St. Louis County

1 BR: $978/mo Pop: 200,122

Olmsted County

1 BR: $1,189/mo Pop: 162,307

Stearns County

1 BR: $919/mo Pop: 158,622

Compare Beltrami County against

View all counties in Minnesota →

Frequently Asked Questions

What is the average rent in Beltrami County? ▼

The FY 2026 Fair Market Rent for a 1-bedroom in Beltrami County is $876 per month. A 2-bedroom is $1,135 and a studio is $870.

How does Beltrami County rent compare to the national average? ▼

Rent in Beltrami County is 9% below the national average. A 1-bedroom here costs $876 compared to $959 nationally.

What income do I need to afford rent in Beltrami County? ▼

Based on the 30% affordability rule, you need an annual income of at least $35,040 ($2,920/month) to afford a 1-bedroom at Fair Market Rent in Beltrami County.

Is rent going up or down in Beltrami County? ▼

The 1-bedroom Fair Market Rent in Beltrami County increased by 5.3% from FY 2025 to FY 2026, going from $832 to $876.

Which jobs can afford rent in Beltrami County? ▼

Based on Minnesota BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $876/mo. 14 of 15 common occupations are affordable here.

How much has rent changed in Beltrami County over time? ▼

The 1-bedroom Fair Market Rent in Beltrami County went from $603 in FY 2020 to $876 in FY 2026, a total change of +45.3% over 6 years.

How does Fair Market Rent affect Section 8 vouchers in Beltrami County? ▼

In Beltrami County, the FY 2026 FMR of $876/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.

What does Fair Market Rent mean for Beltrami County? ▼

For Beltrami County, it's the specific 40th-percentile rent HUD publishes each year ($876/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Beltrami's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $876 implies about $35,040/yr to rent without being cost-burdened. Run your numbers
Compare this county against nearby metros and states before signing a lease. Compare areas
See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Beltrami can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page

HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.