County FMR · HUD FY2026
Lucas County Fair Market Rent
HUD's FY2026 Fair Market Rent for Lucas County, IA - 23% below the US average.
- $743
- 1-bedroom FMR
- $975
- 2-bedroom FMR
- -0.3%
- YoY change
- -23%
- vs US avg
The verdict
Lucas is the 31st most expensive of 99 counties in Iowa by 2-bedroom FMR.
- #31
- most expensive of 99 in Iowa (2BR)
- -6%
- vs the state average
- $29,720
- income to afford it (30% rule)
- -0.3%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (8.1%), while Fast Food and Counter Workers spend the most (31.4%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Lucas County, IA. Verify with HUD →
Lucas County, Iowa carries an FY 2026 1-bedroom Fair Market Rent of $743 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $975/mo and a studio is $724/mo. That's 23% below the national benchmark of $959 and 6% below the Iowa average of $788.
Rent decreased0.3% from FY 2025 ($745), roughly tracking inflation. To afford rent here, a household needs at least $29,720/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Iowa. Population: 8,666. Population has held roughly steady over the past five years (+1.0%, Census ACS). That's in line with Iowa's statewide growth of +2.0% over the same period.
What these rents mean for Lucas County
The Lucas County FMR area applies to all ZIP codes inside the county boundary, and Iowa's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 23% below the US average of $959 and 6% lower than the Iowa state average of $788. The 1-bedroom FMR went from$745 in FY 2025 to $743 in FY 2026 - a change of -0.3%, which tracks roughly with broader price trends.
At the FY 2026 1-bedroom FMR of $743, affording it under the 30%-of-income rule takes $29,720 per year (about $2,477/month) in household income, and a 2-bedroom at $975 pushes that threshold even higher. With a population of 8,666 and a county median household income of $67,921, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $720 | $724 | +$4 (+0.6%) |
| 1 Bedroom | $745 | $743 | $-2 (-0.3%) |
| 2 Bedroom | $977 | $975 | $-2 (-0.2%) |
| 3 Bedroom | $1,177 | $1,250 | +$73 (+6.2%) |
| 4 Bedroom | $1,295 | $1,302 | +$7 (+0.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Lucas County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Lucas County 2-bedroom rent burden
Where Lucas sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$975 higher than 42% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Lucas compares on 1-bedroom rent
1-bedroom FMR vs other Iowa counties
- Polk
Polk County
$1,109 1BR FMR / mo
- Johnson
Johnson County
$961 1BR FMR / mo
- Scott
Scott County
$928 1BR FMR / mo
- Woodbury
Woodbury County
$925 1BR FMR / mo
- Linn
Linn County
$816 1BR FMR / mo
- Black Hawk
Black Hawk County
$801 1BR FMR / mo
- Lucas
Lucas County
$743 1BR FMR / mo
What this shows Lucas is highlighted. Nearby Iowa counties by 1-bedroom FMR, highest to lowest: Polk County ($1,109), Johnson County ($961), Scott County ($928), Woodbury County ($925), Linn County ($816), Black Hawk County ($801), Lucas County (this county) ($743).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $743/mo compares to Iowa salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | IA Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $109,850 | 8.1% | Affordable |
| General & Operations Managers | $80,620 | 11.1% | Affordable |
| Registered Nurses | $76,960 | 11.6% | Affordable |
| Accountants & Auditors | $74,290 | 12% | Affordable |
| Police & Sheriff's Patrol Officers | $73,900 | 12.1% | Affordable |
| Electricians | $62,880 | 14.2% | Affordable |
| Elementary School Teachers | $55,540 | 16.1% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,080 | 16.2% | Affordable |
| Paralegals & Legal Assistants | $53,280 | 16.7% | Affordable |
| Customer Service Representatives | $44,990 | 19.8% | Affordable |
| Pharmacy Technicians | $41,380 | 21.5% | Affordable |
| Janitors & Cleaners | $36,130 | 24.7% | Affordable |
| Retail Salespersons | $30,030 | 29.7% | Affordable |
| Teaching Assistants | $28,500 | 31.3% | Stretched |
| Fast Food & Counter Workers | $28,400 | 31.4% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Lucas County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Lucas (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 24.0% overall, from $599 to $743. The increases have been fairly steady year to year, with no single jump exceeding 7.5% (FY 2023).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓0.3% | $724 | $743 | $975 |
| FY 2025 ↓0.3% | $720 | $745 | $977 |
| FY 2024 ↑4.2% | $717 | $747 | $981 |
| FY 2023 ↑7.5% | $690 | $717 | $944 |
| FY 2022 ↑5.0% | $635 | $667 | $878 |
| FY 2021 ↑6.0% | $608 | $635 | $837 |
| FY 2020 | $571 | $599 | $789 |
Where Lucas County Ranks in Iowa
Lucas County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #69 of 99 counties in Iowa. Nearest by rank: Cerro Gordo County ($949), Benton County ($956), Clinton County ($956), Marshall County ($959), Lee County ($962), Washington County ($962), Cedar County ($966), Sioux County ($971), Lucas County (this county) ($975), Bremer County ($978), Plymouth County ($980), Poweshiek County ($988), Hamilton County ($994), Jasper County ($1,008), Buena Vista County ($1,010), Marion County ($1,016), Boone County ($1,026).
Nearby Counties in Iowa
Largest counties by population in Iowa
Frequently Asked Questions
What is the average rent in Lucas County? ▼
How does Lucas County rent compare to the national average? ▼
What income do I need to afford rent in Lucas County? ▼
Is rent going up or down in Lucas County? ▼
Which jobs can afford rent in Lucas County? ▼
How much has rent changed in Lucas County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Lucas County? ▼
What does Fair Market Rent mean for Lucas County? ▼
What this means for renters
Treat Lucas's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $743 implies about $29,720/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Lucas can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.