State FMR profile · HUD FY2026

Fair Market Rents in Iowa

The average 1-bedroom Fair Market Rent across Iowa is $788/mo - 18% below the US average.

$788
Avg 1BR FMR
99
Counties
8
Metro areas

The verdict

Iowa's 2-bedroom Fair Market Rent averages $989 - 16% below the US average, the 43rd lowest of 51 states.

#43
most affordable of 51 states (2BR)
-16%
vs the US 2-bedroom average
$39,560
income to afford it (30% rule)
64%
gap, cheapest→priciest county

FY 2026 HUD Fair Market Rents for 99 counties and 8 metro areas in IA. Verify with HUD →

What these rents mean for Iowa

Across Iowa's 99 counties and 8 metro areas, HUD's FY 2026 Fair Market Rents average $738 for a studio, $788 for a 1-bedroom, $989 for a 2-bedroom, $1,282 for a 3-bedroom, and $1,420 for a 4-bedroom. FMR is set at the county or metro FMR area level, not statewide, so the numbers above are the arithmetic average of every FMR area inside IA, weighted equally. Local housing authorities use each county's or metro's FMR (not the state average) to calibrate Section 8 Housing Choice Voucher payment standards, typically ranging from 90% to 110% of FMR.

Benchmarked against the rest of the country, Iowa's average 1-bedroom FMR of $788 is 18% below the US average of $959. Inside the state, rents are not uniform - the cheapest 1-bedroom FMR is in Appanoose County at $700, while the most expensive is in Pottawattamie County at $1,148, a spread of roughly 64% between the lowest- and highest-cost counties. That intra-state dispersion is why urban voucher recipients, families relocating for jobs, and landlords setting Section 8 rents all need to check the specific FMR area rather than rely on a statewide figure.

For affordability, the 30% rule implies a household income of $31,520 per year (about $2,627/month) to afford Iowa's average 1-bedroom at $788. The ratio of FMR to local wages determines how many households are rent-burdened. Pair these rent figures with Iowa's rent burden rankings and year-over-year rent growth pages to see which counties are tightening fastest and which remain comparatively affordable.

Where Iowa sits among all 50 states + DC

Average 2-bedroom Fair Market Rent vs. every US state

$989 Top 84% higher than 16% of 51 states

$900–$1,000: 11 states (22%). This entry sits in this band. $1,000–$1,100: 7 states (14%). Above this entry. $1,100–$1,200: 8 states (16%). Above this entry. $1,200–$1,300: 2 states (4%). Above this entry. $1,300–$1,400: 3 states (6%). Above this entry. $1,400–$1,500: 8 states (16%). Above this entry. $1,500–$1,600: 3 states (6%). Above this entry. $1,600–$1,700: 1 states (2%). Above this entry. $1,700–$1,800: 1 states (2%). Above this entry. $1,800–$1,900: 1 states (2%). Above this entry. $1,900–$2,000: 1 states (2%). Above this entry. $2,000–$2,100: 1 states (2%). Above this entry. $2,100–$2,200: 1 states (2%). Above this entry. $2,200–$2,300: 2 states (4%). Above this entry. $2,300–$2,400: 0 states (0%). Above this entry. $2,400–$2,500: 1 states (2%). Above this entry. IA $900 $2,500 every US state, bucketed by value

Each bar is a $0.1K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

State Average vs National Average

Studio
$738
-17% vs US avg
1 BR
$788
-18% vs US avg
2 BR
$989
-16% vs US avg
3 BR
$1,282
-16% vs US avg
4 BR
$1,420
-19% vs US avg

Most expensive counties in Iowa by 1-bedroom FMR

FY 2026 HUD Fair Market Rent, the highest-cost 10 of 99 IA counties

1BR FMR / mo

What this shows Inside IA, 1-bedroom FMR runs from $700 in Appanoose County to $1,148 in Pottawattamie County.

Source HUD Fair Market Rents and U.S. Census Bureau ACS data As of FY2026

Cheapest Counties

Lowest FMR rental costs →

Most Expensive Counties

Highest FMR rental costs →

Rent Burden

% of income spent on rent →

Rent Growth

YoY rent trends by county →

Metro areas in Iowa

Each metro FMR area applies one rent schedule across all its counties, ranked here by 1-bedroom FMR.

# Metro area Studio1 BR2 BR3 BR4 BR
1 Des Moines-West Des Moines, IA HUD Metro FMR Area $1,063
$1,109
$1,318$1,794$1,841
2 Iowa City, IA HUD Metro FMR Area $880
$961
$1,141$1,587$1,914
3 Davenport-Moline-Rock Island, IA-IL MSA $817
$928
$1,143$1,498$1,819
4 Sioux City, IA-NE-SD MSA $796
$925
$1,154$1,386$1,528
5 Dubuque, IA MSA $774
$841
$1,077$1,450$1,807
6 Waterloo-Cedar Falls, IA HUD Metro FMR Area $725
$801
$1,051$1,357$1,763
7 Boone County, IA HUD Metro FMR Area $783
$788
$1,026$1,427$1,500
8 Benton County, IA HUD Metro FMR Area $659
$729
$956$1,209$1,348

Counties in Iowa, ranked by rent (99)

All 99 counties with a published FY2026 Fair Market Rent, highest 1-bedroom first.

# County Studio1 BR2 BR3 BR4 BR
1 Harrison County $1,090
$1,148
$1,368$1,813$2,046
2 Mills County $1,090
$1,148
$1,368$1,813$2,046
3 Pottawattamie County $1,090
$1,148
$1,368$1,813$2,046
4 Dallas County $1,063
$1,109
$1,318$1,794$1,841
5 Guthrie County $1,063
$1,109
$1,318$1,794$1,841
6 Madison County $1,063
$1,109
$1,318$1,794$1,841
7 Polk County $1,063
$1,109
$1,318$1,794$1,841
8 Warren County $1,063
$1,109
$1,318$1,794$1,841
9 Story County $972
$1,026
$1,153$1,601$1,934
10 Johnson County $880
$961
$1,141$1,587$1,914
11 Scott County $817
$928
$1,143$1,498$1,819
12 Woodbury County $796
$925
$1,154$1,386$1,528
13 Muscatine County $795
$858
$1,071$1,374$1,605
14 Poweshiek County $733
$853
$988$1,303$1,308
15 Dubuque County $774
$841
$1,077$1,450$1,807
16 Audubon County $682
$838
$919$1,160$1,423
17 Delaware County $682
$838
$919$1,102$1,227
18 Howard County $682
$838
$919$1,278$1,476
19 Montgomery County $682
$838
$919$1,265$1,319
20 Shelby County $682
$838
$919$1,278$1,309
21 Dickinson County $826
$831
$1,091$1,314$1,445
22 Jefferson County $821
$826
$1,084$1,300$1,435
23 Linn County $738
$816
$1,071$1,490$1,797
24 Wapello County $793
$814
$1,068$1,354$1,468
25 Cherokee County $682
$811
$919$1,278$1,414
26 Des Moines County $733
$810
$1,063$1,369$1,426
27 Marion County $701
$808
$1,016$1,218$1,356
28 Clarke County $682
$803
$919$1,222$1,227
29 Black Hawk County $725
$801
$1,051$1,357$1,763
30 Grundy County $725
$801
$1,051$1,357$1,763
31 Humboldt County $682
$798
$919$1,278$1,436
32 Davis County $774
$795
$1,043$1,251$1,392
33 Hamilton County $738
$791
$994$1,192$1,316
34 Sac County $786
$791
$919$1,226$1,231
35 Jasper County $784
$789
$1,008$1,348$1,372
36 Boone County $783
$788
$1,026$1,427$1,500
37 Carroll County $775
$788
$919$1,162$1,217
38 Crawford County $682
$788
$919$1,212$1,451
39 Chickasaw County $682
$778
$919$1,278$1,293
40 Mitchell County $682
$774
$919$1,156$1,227
41 Plymouth County $767
$772
$980$1,287$1,366
42 Emmet County $682
$771
$919$1,222$1,227
43 Buena Vista County $765
$770
$1,010$1,240$1,337
44 Ida County $682
$764
$919$1,102$1,217
45 Keokuk County $682
$764
$919$1,178$1,227
46 Allamakee County $682
$754
$919$1,278$1,399
47 Cerro Gordo County $746
$750
$949$1,226$1,446
48 Ringgold County $682
$748
$919$1,125$1,227
49 Bremer County $674
$745
$978$1,290$1,295
50 Hancock County $682
$745
$919$1,170$1,542
51 Lucas County $724
$743
$975$1,250$1,302
52 Sioux County $735
$740
$971$1,246$1,351
53 Calhoun County $682
$736
$919$1,162$1,217
54 Cedar County $717
$736
$966$1,259$1,279
55 Wayne County $682
$734
$919$1,193$1,227
56 Lee County $663
$733
$962$1,270$1,330
57 Washington County $728
$733
$962$1,191$1,274
58 Marshall County $712
$731
$959$1,265$1,270
59 Winnebago County $682
$731
$919$1,222$1,392
60 Benton County $659
$729
$956$1,209$1,348
61 Clinton County $659
$729
$956$1,184$1,507
62 Fayette County $682
$723
$919$1,210$1,439
63 Mahaska County $717
$722
$947$1,135$1,254
64 Buchanan County $713
$718
$942$1,281$1,468
65 Tama County $698
$717
$941$1,174$1,330
66 Henry County $647
$716
$939$1,242$1,360
67 Van Buren County $682
$713
$919$1,102$1,510
68 Adams County $692
$711
$933$1,217$1,235
69 Jones County $634
$711
$919$1,212$1,217
70 Cass County $682
$710
$919$1,278$1,496
71 Iowa County $682
$709
$919$1,278$1,452
72 Fremont County $682
$708
$919$1,278$1,379
73 Adair County $687
$706
$926$1,201$1,285
74 Appanoose County $682
$700
$919$1,102$1,306
75 Butler County $682
$700
$919$1,102$1,367
76 Clay County $682
$700
$919$1,198$1,217
77 Clayton County $682
$700
$919$1,127$1,304
78 Decatur County $634
$700
$919$1,102$1,542
79 Floyd County $682
$700
$919$1,192$1,217
80 Franklin County $682
$700
$919$1,168$1,542
81 Greene County $682
$700
$919$1,278$1,486
82 Hardin County $682
$700
$919$1,208$1,347
83 Jackson County $682
$700
$919$1,178$1,217
84 Kossuth County $682
$700
$919$1,102$1,217
85 Louisa County $682
$700
$919$1,124$1,223
86 Lyon County $682
$700
$919$1,102$1,217
87 Monona County $682
$700
$919$1,145$1,542
88 Monroe County $682
$700
$919$1,222$1,227
89 O'Brien County $682
$700
$919$1,111$1,217
90 Osceola County $682
$700
$919$1,212$1,217
91 Page County $682
$700
$919$1,147$1,225
92 Palo Alto County $682
$700
$919$1,222$1,227
93 Pocahontas County $658
$700
$919$1,125$1,217
94 Taylor County $682
$700
$919$1,116$1,217
95 Union County $634
$700
$919$1,212$1,217
96 Webster County $696
$700
$919$1,182$1,542
97 Winneshiek County $682
$700
$919$1,212$1,217
98 Worth County $682
$700
$919$1,278$1,364
99 Wright County $682
$700
$919$1,102$1,217

Frequently Asked Questions

What is the average rent in Iowa?
The average FY 2026 Fair Market Rent for a 1-bedroom in Iowa is $788 per month. A 2-bedroom averages $989.
How does Iowa rent compare to the national average?
Iowa rents are 18% below the national average. A 1-bedroom here averages $788 vs $959 nationally.
Where is the cheapest rent in Iowa?
The most affordable county is Appanoose County with a 1-bedroom FMR of $700. The most expensive is Pottawattamie County at $1,148.
What income do I need to afford rent in Iowa?
Based on the 30% affordability rule, you need at least $31,520/year ($2,627/month) to afford the average 1-bedroom FMR in Iowa.

Explore Iowa rent data

Data sourced from HUD Fair Market Rents and U.S. Census Bureau ACS data. See our methodology for details. Source: U.S. Department of Housing and Urban Development, Fair Market Rent data (huduser.gov).